Introduction
At CSB/SJU/OSB, we know that our faculty and staff are our greatest asset and we're proud to offer a comprehensive benefit package designed to meet yours and your family's needs.
Making changes to existing elections during the year (outside of the Open Enrollment window) require a qualifying event.
Benefits Offered (weblinks in blue):
- Choice of three medical plans through HealthPartners
- Direct primary care through HealthPartners
- Health Savings Account (HSA) through HealthEquity
- Flexible Spending Accounts (FSAs) through HealthEquity
- Dental coverage through Delta Dental of MN
- Vision coverage through EyeMed
- Employer Paid Basic Life and Accidental Death & Dismemberment (AD&D) through The Standard
- Optional Life and AD&D through The Standard
- Employee Assistance Program (EAP) through VITAL WorkLife
- Long Term Disability through The Standard
- 401(k) Retirement Plan administered through TIAA
Benefits Overview
Please review the CSB/SJU/OSB 2026-2027 Benefit Resource Guide (PDF link to the right) which provides a detailed overview of all benefits offered to members of our faculty and staff!
For additional information regarding your benefits effective July 1, 2026, please also refer to the Benefit Education Webinar recording (link below).
How To Enroll
IMPORTANT NOTE: The 2026 Open Enrollment was a passive enrollment for all CSB/SJU/OSB employees. If you did not take any action during Open Enrollment, your benefits effective July 1, 2026 will default to your current elections (or closest to current plans).
Reminder: Current Healthcare FSA and Dependent Care FSA elections will not carry over. An active election was needed for those benefits.
Please remember to update your beneficiaries! This can be done anytime throughout the year.
Medical
You have the choice of three (3) medical plans -- two traditional options and one high deductible health plan option. All three plans come with the Open Access network which is HealthPartners' broadest network with the widest nationwide access.
Refer to your 2026-2027 Benefit Resource Guide for additional information on the plans and network.
As a HealthPartners member, you have additional resources available to assist in your overall well-being. Please refer to your HealthPartners resource guide for information regarding how to best utilize your medical plan and the health and wellbeing resources available to you.
To personalize your experience as a HealthPartners plan member, we encourage you to set up your member profile on the HealthPartners website.
Please also review the webinar specifically geared towards HealthPartners and how to best utilize these tools and resources.
Medical SBCs
Below links to each SBC (Summary of Benefits and Coverage) for all 2026-2027 medical plans.
Direct Primary Care
If you want the convenience of receiving everyday healthcare through low to no cost telehealth and home visits, Kavira is right for you. The goal of this offering is to save you time and money when addressing preventive needs and common acute illnesses within the comfort of your own home (virtually or in-person).
Kavira is available for all CSB/SJU/OSB medical plan members and their dependents.
NOTE: Dependents do not need to be on the medical plan to be covered as long as the employee is enrolled on the medical plan
Watch the Intro to Kavira Webinar video to get a better understanding of this benefit offering. Also, please check out the Kavira Health website to learn more. All links are listed below!
This is an enhancement to your medical plan offering (however, entirely separate from HealthPartners).
You start with a virtual visit via text message, video on the Kavira mobile app, or on-line on your computer. Your care can be completed virtually; however, you can request an in-home visit as well, if desired!
Kavira is offered at no charge to you and visits are free.
Dental
Your dental insurance is offered through Delta Dental. You have two networks to choose from -- Delta Dental PPO and Delta Dental Premier. Both networks offer discounted fees, but the greatest savings is available when you see a Delta Dental PPO dentist.
The annual benefit maximum is $1,500 per person and diagnostic and preventive services are covered at 100%.
For other services, you share the cost as a percentage after you have met the calendar year deductible of $50 per person in-network.
Orthodontia coverage is available for children between ages 8 and 18 with a $1,000 lifetime maximum benefit.
Please review your 2026-2027 Benefit Resource Guide for additional information about your coverage.
We strongly encourage you visit the Delta Dental of MN website and set up your member profile on Delta's secure member portal!
Vision
The vision plan is 100% employee paid and is a comprehensive benefit meaning it covers materials (lenses and frames) in addition to an eye exam.
As a reminder, a preventive eye exam is also covered under your medical plan for children ages 6 and under.
For more information about the vision benefits, we encourage you to review your 2026-2027 Benefit Resource Guide. In addition, we hope you explore the EyeMed member portal for more information about your benefits.
HSA & FSAs
If you are enrolled in the qualified high deductible health plan (HDHP), you are eligible to contribute to a Health Savings Account (HSA). An HSA is a tax-advantaged savings account that you can use for medical, dental, vision, and hearing expenses. It is paired with a qualifying health insurance plan which offers lower monthly premiums in exchange for a higher deductible (the amount you pay out of pocket before insurance kicks in).
Your HSA is administered by HealthEquity. For 2026, you can contribute up to $4,400 if you elect Employee Only coverage or up to $8,750 if you elect any other coverage level. In addition, if you are over age 55, you can make an additional $1,000 catch-up contribution. You can start, stop, or change your contribution at any time.
CSB/SJU/OSB also offers two Flexible Spending Account (FSA) options:
- Healthcare FSA -- for employees enrolled in Core Plan A or B or employees not enrolled in CSB/SJU/OSB's medical plan. The Healthcare FSA allows you to set aside money on a pre-tax basis that can be used to cover out-of-pocket expenses for medical, dental, vision, and hearing costs that are not covered by the plan. You can contribute up to $3,400 for 2026.
- Dependent Care FSA used to set aside pre-tax dollars to cover day-care/elder-care expenses for eligible dependents. You can contribute up to $7,500 for 2026 ($3,750 if married and filing separately).
You cannot change your FSA contribution amount during the year unless you experience a qualifying status change.
Please review HealthEquity's Content Library (link below) for helpful information and videos about HSAs and FSAs and how to best utilize them.
Life and AD&D
As a CSB/SJU/OSB employee, you are provided with Basic Term Life and AD&D coverage at NO cost to you.
You are also eligible for additional Life insurance on a voluntary (100% employee paid) basis.
Please refer to your 2026-2027 Benefit Guide for additional information detailing the benefit maximums, plan parameters, and enrollment requirements.
Employee Assistance Program
The Employee Assistance Program (EAP) provides you and your family members with free, confidential assistance to address a variety of personal and/or professional concerns. The EAP service is available 24 hours a day by calling 320.253.1909 or 800.383.1908.
You can also visit vitalworklife.com (link below) and use your member login for unlimited access to a wealth of web-based work/life resources. Select Member Login/Register and follow the prompts:
- CSB/SJU Employer Access Code: csbsju
- OSB Employer Access Code: osbi
Contact Us
For questions, please contact Human Resources:
CSB/SJU - Emily Nordmann, Benefits Manager
ext. 5880
OSB - Tanya Boettcher, Human Resources Director
ext. 2874