We are pleased to present this guide, which highlights the comprehensive coverage available to you. Our benefits program is designed to offer employees substantial coverage to meet both individual and family needs. This booklet includes only highlights. The specific terms of coverage, exclusions and limitations are contained in the plan documents and insurance certificates. All coverage and coverage costs are subject to change at any time in the future. If you have any questions about a specific service or treatment, please contact the appropriate insurance carrier.

Annual enrollment is your opportunity to learn about the 2022 Health Care Program, review your current coverage and choose the best options for you and your family. Please review our 2022 Enrollment Guide to learn more about our 2022 benefits offerings.