City of Checotah Benefits

Table of Content

  1. Header
  2. Page
    1. WELCOME
    2. OVERVIEW
    3. ENROLLMENT
    4. MEDICAL/RX
    5. DENTAL
    6. VISION
    7. BASIC AND VOLUNTARY LIFE & ADD
    8. FSA
    9. HSA
    10. VOLUNTARY BENEFITS
    11. UNDERSTANDING YOUR BENEFITS
    12. Additional Resources
    13. Contact Us
  3. Footer

WELCOME

Helping you and your family reach and maintain good health is very important to The City of Checotah. The City of Checotah is pleased to offer a selection of benefits designed with your health and financial wellbeing in mind. We review our benefit programs each year to ensure we consider the best combination of benefit coverage, network access and affordability for employees.



Eligibility

Regular employees working at least 30 hours per week are eligible to participate in benefits offered by the City of Checotah.  When you enroll in the benefits program, you may also cover your eligible benefits. Dependents include your legal spouse, child(ren) up to age 26 (regardless of student status, marital status, residence, or financial dependence on you), and an unmarried child incapable of self-support.


OVERVIEW

City of Checotah remains committed to providing a competitive, cost-effective benefit program. Please review your 2023 Open Enrollment Employee Benefits Guide for information on all of your benefits.

ENROLLMENT

How To Enroll In Benefits

Action Required:


The benefits you elect during open enrollment will be effective from May 1, 2023, through April 30, 2024.


The Benefit choices you make during your initial enrollment or annual open enrollment remain in effect for the entire year.


You can, however, modify your elections under certain circumstances, called "Qualifying Events" These are events such as marriage, divorce, birth or adoption of a child, loss of eligibility under another plan. If you experience a qualifying event, you may make changes to your benefits within 30 days of the event or 60 days if the event is due to birth or adoption of a child.


Refer to your Employee Benefits Guide or contact Human Resources if you have questions about qualifying events.

2023 Open Enrollment Guide

2023 Open Enrollment Guide

Medical, Dental and Vision Enrollment Form

Medical, Dental and Vision Enrollment Form

MEDICAL/RX

BCBS of Oklahoma will administer your medical and prescription drug benefits this year. To find out if your provider is in-network, please visit the BCBS website below.

Summary of Benefits

Summary of Benefits

BCBS Certificate

BCBS Certificate

Preferred Provider Organization (PPO) Overview

Preferred Provider Organization (PPO) Overview

Prescription Drug Benefits Overview

Prescription Drug Benefits Overview

DENTAL

Delta Dental's dental plan provides comprehensive coverage to help you and your family maintain good dental health. Providers are part of the Delta Dental's network, or you may see an out-of-network dentist of your choice. Be aware if you go out-of-network, your costs will be higher.


To find out if your provider is in-network, please click on the blue “find a provider” button.  

Delta Dental Summary

Delta Dental Summary

Dental Insurance Overview Video

Dental Insurance Overview Video

VISION

DID YOU KNOW?

  • Eye exams can help detect serious eye and general health conditions sooner: high blood pressure, diabetes, heart disease, high cholesterol
  • Babies should receive their first professional eye exam at 6 months
  • 80% of learning in the first 12 years comes through the eyes


City of Checotah offers vision coverage through VSP to help pay for eye exams, prescription glasses and contact lenses. You receive a higher level of benefits when you see a provider in the VSP Network. Review your coverage details in your Benefit Guide.


To find out if your provider is in-network, please click on the blue “find a provider” button.  

Vision Benefit Summary

Vision Benefit Summary

Vision Insurance Overview

Vision Insurance Overview

BASIC AND VOLUNTARY LIFE & ADD

Basic Life/AD&D

Employees working 30 or more hours per week are eligible for $50,000 coverage payable to your designated beneficiary in the event of your death. An additional accidental death & dismemberment benefit (AD&D) is payable to you in the event of a covered dismemberment or to your beneficiary if your death is the result of an accident.


Voluntary Life/AD&D

A sudden accident or death can leave you or your loved ones in a vulnerable position. Employees have the opportunity to enroll in Term Life and Accidental Death & Dismemberment insurance which will supplement lost income in the event of an accident or death. If you choose to enroll in employee coverage, this will be in addition to your employer provided Basic Life coverage.


Who''s Your Beneficiary? Naming a beneficiary is a crucial part of electing life insurance. Also, don''t forget to update your primary or secondary beneficiary if you experience a life event, such as a divorce or birth of a child.


Please consult your Employee Benefits Guide and review the benefit summaries for additional details.

Life/AD&D Insurance Overview

Life/AD&D Insurance Overview

Basic Life & ADD

Basic Life & ADD

Voluntary Life & ADD

Voluntary Life & ADD

Mutual of Omaha Enrollment Form

Mutual of Omaha Enrollment Form

Mutual of Omaha EOI Form

Mutual of Omaha EOI Form

UNDERSTANDING YOUR BENEFITS

What is Preventive Care?

What is Preventive Care?

Benefit Terms Explained

Benefit Terms Explained

How to Read An Explanation of Benefits (EOB)

How to Read An Explanation of Benefits (EOB)

What is Balance Billing?

What is Balance Billing?

What is a Qualifying Event?

What is a Qualifying Event?

Primary Care vs. Urgent Care vs. ER

Primary Care vs. Urgent Care vs. ER

Contact Us


Client Contacts

LB

Linda Burns

payroll@checotah.net

(918) 473-5411

Account Team Contacts

JT

Jodi Thompson

Account Manager

jodi.thompson@nfp.com

405-286-6479

RS

Robyn Setzer

Account Executive

robyn.setzer@nfp.com

918-794-5134