CID Associates Inc

Table of Content

  1. Header
  2. Page
    1. Introduction
    2. Benefits Overview
    3. Action Required
    4. How To Enroll
    5. Primepay Flexible Spending Accounts
    6. Considering Medicare Coverage?
    7. UPMC Rx Maximizer Program
    8. Additional Resources
    9. NFP Contacts
  3. Footer

Introduction

Annual Open Enrollment

CID Associates, Inc. sincerely believes our employees are our greatest asset. Offering a competitive and affordable employee benefits package is a top priority. That is why we have made the decision to partner with the Advisors at NFP for the upcoming plan year.

NFP is a leading insurance broker and consultant that provides employee benefits, property and casualty, retirement, and individual private client solutions through licensed subsidiaries and affiliates. CID Associates, Inc.'s employee benefits will be managed by the team at NFP's local office in Somerset, PA. By partnering with NFP, we are committing to continuing to improve the employee benefits experience for all CID Associates, Inc. employees. For more information about NFP, visit www.NFP.com

Annual enrollment is your opportunity to learn about your health care benefits, review your current coverage and choose the best options for you and your family.

Your plan year runs from July 1, 2025 through June 30, 2026.

Please review all 2025-2026 Benefits Overview Information.

CID Associates has implemented a Benefits Admin Platform called ENAV. Everyone will be required to enroll through this new platform. You will all be getting an email triggered from the ENAV platform and will need to login to enroll in any and/or all benefits which will begin July 1, 2025.

If you are enrolled in the Flexible Spending Account (FSA) then you will need to make a new annual election for July 1, 2025. (See Jackie on this election as the carrier is now Primepay.)

Benefits Overview

Carrier Benefit Grids
  • Medical Grid - UPMC PPO $2,000/$4,000 
  • Medical Grid - UPMC PPO $5,000/$10,000 
  • Vision Grid - UPMC Vision Care Premier Plus $0 Copay 
  • Dental Grid - UPMC Premium 100/80/50/$50/$1,000/Ortho/$1,000 
  • Basic Life AD&D Grid - Guardian Life
  • Short Term Disability Grid - Guardian Life 
UPMC Medical Grid

PPO $2,000/$4,000

UPMC Medical Grid

PPO $2,000/$4,000

UPMC Medical Grid

PPO $5,000/$10,000

UPMC Medical Grid

PPO $5,000/$10,000

UPMC Vision Grid

Vision Care Premier Plus $0 Copay

UPMC Vision Grid

Vision Care Premier Plus $0 Co ...

UPMC Dental Grid

Premium 100/80/50/$50/$1,000/Ortho/$1,000

UPMC Dental Grid

Premium 100/80/50/$50/$1,000/O ...

Guardian Basic Life AD&D Grid

Employee Benefit Summary

Guardian Basic Life AD&D Grid

Employee Benefit Summary

Guardian Short Term Disability Grid

Employee Benefit Summary

Guardian Short Term Disability Grid

Employee Benefit Summary

Action Required

Please review:

  • Employee Benefit Notices 
  • Summary of Benefits and Coverage Documents (SBC)
2025 Employee Benefit Notices

PPO $2,000 & PPO $5,000

2025 Employee Benefit Notices

PPO $2,000 & PPO $5,000

UPMC SBC

PPO $2,000/$4,000

UPMC SBC

PPO $2,000/$4,000

UPMC SBC

PPO $5,000/$10,000

UPMC SBC

PPO $5,000/$10,000

How To Enroll

CID has converted to a Benefits Admin platform called Employee Navigator or ENAV. 

You will receive an email from the ENAV system where you will need to sign in, complete, and 

elect your benefits for the 2025-2026 plan year.

Primepay Flexible Spending Accounts

FSA Information

For Questions about your FSA - please call customer service at 855-892-6272

Primepay FSA Welcome Guide

Primepay FSA Welcome Guide

Considering Medicare Coverage?

Medicare Services from NFP


NFP is proud to support you when it comes to Medicare and understanding your coverage options.

Our team has served as a trusted advisor in the individual markets for over 20 years and is comprised of experienced and knowledgeable licensed agents who specialize in Medicare coverage. We offer independent and individualized consultations to help you to:

 

• Understand your coverage options

• Determine if you are eligible for subsidies to lower your healthcare costs

• Establish a timeline for applying for coverage

• Choose a plan that fits both your lifestyle and your budget

• Find coverage that allows you to access the doctors and hospitals you want most

• Enroll in the plan that works best for you


And the best part is, there is never a fee for our services!

Medicare 101

Medicare 101

UPMC Rx Maximizer Program

Saveon SP Copay Maximizer Program

Effective July 1, 2022, UPMC Health Plan, Express Scripts Inc. and SaveOnSP are pleased to provide the SaveOnSP specialty cost share assistance service for our Health Plan members. 

This service targets a specific list of high-cost specialty medications and leverages manufacturer patient assistance program funds to lower the price for members who enroll.

 

SaveOnSP will help enroll eligible members in the service and will work with UPMC Health Plan’s preferred specialty pharmacies (Chartwell and Accredo) to apply manufacturer assistance to eligible pharmacy claims to reduce or eliminate the member’s cost-share obligation. 

 

Please note that eligible members are starting to be notified of their opportunity to participate in the service. 


**Members can also check the SaveOnSP drug list to see if their medication is eligible at saveonsp.com/upmc (click on this link for web site and document)

NFP Contacts

You have dedicated Agents ready to handle any situation in a discreet and confidential manner.

For Service questions and needs such as:

  •        Understanding what your medical, dental or vision benefits cover
  •        Help finding in network providers
  •        Assistance with prescription or pharmacy issues
  •        Questions regarding bills you receive from your doctor, hospital, dentist, optometrist or lab
  •        Claims you believe haven’t been paid properly
Aflac

Contact Travis Ling

Aflac

Contact Travis Ling

Client Contacts

JB

Jackie Bott

jackie@cidbuildings.com

(724) 353-0300

Account Team Contacts

ContactImage

Brianna Rainey

Account Executive

brianna.rainey@nfp.com

ContactImage

Debra Barron

Producer / Sales Consultant

deb.barron@nfp.com

814-289-4227