Click here to access Bushel's 2022 Benefit Guide

Medical Insurance

Provider: BlueCross and BlueShield of North Dakota

There are three medical plan options partially paid by Bushel Inc, through Blue Cross and Blue Shield of North Dakota. While you are free to select any provider you choose, it is more cost effective to stay within the network. All plans include preventive services paid at 100%. Review the summary of benefits for each plan.


As a BCBSND member, you have additional resources available to assist in your overall well-being.


Click the links below to access these tools or click on the documents to learn more.


BCBSND Member Portal Brochure

2022 BlueSaver Preventive Drug List

Amwell Online Services Flyer

BlueSaver 70-3500 SBC

BlueSaver 100-2800 SBC

CompChoice SBC

Healthy Blue Rewards

Learn to Live Flyer 1

Learn To Live Flyer

Omada FAQ

Omada Flyer


Health Savings Account (HSA)

Provider: Alerus

A health savings account (HSA) is a tax-advantaged savings account that you can use for medical expenses. It is paired with a qualifying health insurance plan; typically a high deductible health plan (HDHP). An HDHP is a plan that offers lower monthly premiums in exchange for a higher deductible (the amount you pay out of pocket before insurance kicks in).


24-7 Account Access

Alerus Health Benefits Mobile App

Alerus HSA Brochure

HSA and Limited Flex Debit

HSA Investment Election Guide


Flexible Spending Accounts

Provider: Alerus

A Flexible Spending Account (FSA) allows you to aside pretax dollars for qualified expenses and reduces your taxable income.

You can also enroll in a Dependent Care FSA to set aside pretax dollars to cover daycare expenses.


Click the links below to view the online Alerus portal and access a list of eligible medical expenses.


Alerus Health Benefits Card

Alerus Health Benefits Mobile App

Flex Spending FAQ

FSA Orthodontia Claims

FSA Pre-Tax Benefits Eligible Expenses

Limited Flex FAQ


Voluntary Dental

Provider: MetLife

MetLife Dental is a voluntary benefit. There are two dental plan options. Both plans utilize the same PDP Plus network and include preventative services paid at 100% with participating providers.

The Buy Up Plan pays a higher annual maximum and features additional coverage for basic services, major services and orthodontic care.


The network is PDP Plus.


Dental/Cleaning Reminder

MetLife Dental Summary

MetLife My Benefits Sign Up


Voluntary Vision

Provider: MetLife

Metlife Vision Care is a voluntary benefit that offers discounts to Bushel Inc employees and their family members for corrective eyewear needs such as: eyeglasses, contact lenses and Lasik vision.


Vision Summary

MetLife My Benefits Sign Up


Life and Disability Insurance

Provider: MetLife

Basic term life and accidental death and dismemberment coverage is provided for all benefit eligible employees. Employees must assign a beneficiary for the company provided benefit. This plan is portable when requested within 31 days of termination.

MetLife Short Term Disability is a company paid benefit.

MetLife Long Term Disability is a voluntary benefit.


Basic Life Summary

LTD Summary

Voluntary Life Summary

MetLife My Benefits Sign Up


Critical Illness / Accident / Legal

Provider: MetLife

Bushel is committed to providing employees with a comprehensive benefits program as a way of recognizing and rewarding the hard work they bring to our company each day. As a supplement to the benefits you already receive, Bushel has added voluntary benefits for eligible employees.


MetLife Critical Illness

Critical Illness coverage can help ease the financial burden of surviving a critical illness by providing financial resources to help with medical costs or ongoing living expenses. This plan can help you focus on recovery instead of the distraction of out-of-pocket costs. Some of the benefits of the MetLife Critical Illness coverage include:

  • Annual benefit for completing certain preventative/wellness screenings
  • Once approved, benefit payments are sent directly to the enrollee
  • Coverage for such illnesses as cancer, heart attack, stroke, kidney failure and more
  • Coverage is available for you, your spouse and dependent children


MetLife Accident Insurance

The plan is designed to help cover expenses you may incur as the result of an accident, and provide financial security so that you can focus on recovery. A few benefits of this coverage are:

  • Payments made directly to the enrollee for approved accident claims
  • Reimbursements for ambulance transportation, prescriptions, major diagnostic testing and more
  • Coverage is guarantee-issue, and benefits are paid regardless of other medical insurance


MetLife Legal Plan

MetLife Legal is a voluntary benefit that can help you reduce stress by providing easy, cost-effective access to legal help.

With a legal plan, you’ll have peace of mind knowing that you have an attorney on your side for planned and unplanned events. And the plan is easy to use. There are no waiting periods, deductibles or out-of-pocket expenses when using an in-network attorney for a covered service.


Accident Health Screening

Accident Plan FAQ

Critical Illness Overview

Critical Illness Plan Summary

Legal Plan Overview

MetLife My Benefits Sign Up


Discount Programs

Farmers Insurance Home, Auto and Pet are discount programs and are managed by Farmers.

Call anytime throughout the year to see if you can save! 1-800-GET-MET8 and mention you are from Bushel!


Farmers Auto & Home

Purchase your auto or home insurance through MetLife and receive the cost savings of a group discount, combined with the convenience of payroll deduction.

Benefits include:

  • Discounts for claim-free driving
  • Multi-policy discounts
  • Towing/Roadside Assistance
  • Home replacement costs on both rebuilding and contents

Coverage is also available for boats, RVs, mobile homes, renter’s insurance, condo insurance and more.


MetLife Pet Insurance

Now more than ever, pets are playing a significant role in our lives, and it is important to keep them safe and healthy. Help make sure your furry family members are protected in case of an accident or illness with Pet Insurance offered by MetLife.

Retirement 401(k)

Provider: Alerus

Bushel offers eligible employees to participate in the Bushel Inc 401(k) Retirement plan. Eligible employees include full time and part time employees that have completed three months of service.

Excluded employees are interns. See program information below:


401k Plan Highlights


BetterHelp - Virtual Mental Health Service

Provider: BetterHelp

Bushel has partnered with BetterHelp to support you and your wellbeing by providing you with easy and convenient access to professional counseling services online. As an employee, this benefit is available to you and your dependents free of charge.


Better Help Flyer


What is BetterHelp?

BetterHelp is the largest online counseling platform worldwide. They change the way people get help with facing life's challenges by providing convenient, discreet and affordable access to a licensed therapist. BetterHelp makes professional counseling available anytime, anywhere, through a computer, tablet or smartphone.


You can get counseling in four ways:

Exchanging messages with your counselor

Chatting live with your counselor

Speaking over the phone with your counselor

Video conferencing with your counselor

 

You can exchange messages with your counselor at any time, from anywhere, using any Internet-connected device.

 

Additional BetterHelp subscriptions for family members are optional

  • BetterHelp services are now available to Spouse, Domestic Partner and Children (ages 13-19) at no additional charg
  • Additional subscriptions are required to provide email addresses to Bushel account. If you are interested in an additional subscription, please contact benefits@bushelpowered.com 
  • If you are no longer interested in utilizing the additional spouse/dependent services it is recommended that you contact benefits@bushelpowered.com with the email address you want to remove from the service. This does not include your employee subscription.
  • Employee subscriptions and any additional dependent subscriptions will be removed from the Bushel group with employment termination


Additional questions?

Contact BetterHelp at contact@betterhelp.com or benefits@bushelpowered.com

Employee Assistance Program (EAP)

Provider: The Village

The Bushel Employee Assistance Program (EAP) is company paid and confidential.

Bushel is working with The Village Business Institute to offer a strong employee assistance program for Bushel employees. If you are not in the Fargo area ask The Village about your options to find someone in your area.


Your EAP program offers professional guidance in areas such as:

  1. Relationship issues - marriage counseling, family counseling, parent/child counseling, etc.
  2. Emotional health issues - stress, anxiety, depression, grief, etc.
  3. Drug and alcohol issues - assessments, evaluation & prevention education (does not include treatment)
  4. Workplace issues - work/life balance, dealing w/difficult people, handling conflict, coping w/change, job stress
  5. Crisis counseling - talk to a counselor 24/7
  6. Financial issues - (credit assessments, budget counseling, debt management, retirement planning, financial coaching)
  7. Legal issues - family law (divorce, wills, custody) & civil law (housing, harassment, motor vehicle) – 30-minute consultation with an attorney and 25% discount on their services thereafter
  8. Educational classes- Parenting classes, Mind over Mood, First Time Homebuyers, Children of Divorce, Etc.


It is strictly confidential. Unless you ask us to, we won’t tell anyone what is discussed in the counseling session.

It is available 24/7, 365 days a year, with nationwide accessibility.

There is no cost to you or members of your household.

The number of sessions available to a covered individual’s household is equal to the number of households times (x) four (4). As an example, a household with five (5) members would have access to a

maximum of 20 sessions (5 members x 4/member = 20 sessions) per 12-month period. Any number of those sessions can be used by any member of the household up to the total number. There is a

minimum of 8 sessions per household.

It is easy to use. Call 1-800-627-8220 to schedule an appointment. Just identify yourself as an employee or household member of Bushel Inc. and indicate that you have the EAP with The Village. Our helpful staff will then guide you through the process.


Website: www. VillageEAP.com

Username: VillageEAP

Unlimited access for you and your household to a comprehensive wellness website.


Questions?

Contact Bushel Benefits with questions at Benefits@bushelpowered.com.