Bushel

Table of Content

  1. Header
  2. Annual Benefits Information
  3. Page
    1. Click Here to Enroll in Benefits using Paycom
    2. Medical Plans with BlueCross BlueShield of North Dakota
    3. BCBSND Resources
    4. HSA and FSA through WEX Health
    5. Voluntary Dental Plans with SunLife - New Carrier in 2025!
    6. Voluntary Vision Plans with MetLife
    7. Basic and Voluntary Life and AD&D with MetLife
    8. Short and Long-Term Disability
    9. Critical Illness and Accident Insurance with MetLife
    10. Click here for Additional Discount Programs
    11. Retirement 401(k) through Bell Bank
    12. SupportLinc Employee Assistant Program (EAP) with Curalinc
    13. Questions?
    14. Annual Required Notices
    15. 2024 Dental Plans with MetLife
    16. Virtual Mental Health Services with BetterHelp
  4. Footer

Annual Benefits Information

Your benefits are an important part of your total compensation at Bushel.

Open Enrollment is the one time each year you can make changes to your benefit elections without having a qualifying life event.

Please download the Benefit Guide below for more information regarding your benefits. Alongside the guide, use the information and documents found on this page to help you make your annual benefits elections and contact Human Resources should you need any additional assistance.

Bushel 2025 Benefit Guide

Bushel 2025 Benefit Guide


Medical Plans with BlueCross BlueShield of North Dakota

There are three medical plan options partially paid by Bushel Inc, through BlueCross and BlueShield of North Dakota. While you are free to select any provider you choose, it is more cost effective to stay within the network. All plans include preventive services paid at 100%. Review the summary of benefits for each plan. As a BCBSND member, you have additional resources available to assist in your overall well-being.

2025 YourBlue $1,000 SBC

2025 YourBlue $1,000 SBC

YourBlue Prescription List

YourBlue Prescription List

2025 BlueSaver $3300 SBC

2025 BlueSaver $3300 SBC

2025 BlueSaver $3500 SBC

2025 BlueSaver $3500 SBC

BlueSaver Plans Prescription Drug List

BlueSaver Plans Prescription Drug List

Voluntary Dental Plans with SunLife - New Carrier in 2025!

We have a new dental carrier in 2025! Sun Life Dental is a voluntary benefit, and you have the option of electing either the Basic Plan or the Enhanced Plan. Both plans utilize the same Sun Life PPO network and include preventative services paid at 100% with participating providers. The Enhanced Plan provides for a higher annual maximum and features additional coverage for basic services, major services and orthodontic care.

Register for your online Sun Life Dental account today at www.sunlife.com/createaccount

Sun Life Dental Benefit Summary

Sun Life Dental Benefit Summary

Download a general Dental ID Card here!

Download a general Dental ID Card here!

Sun Life Account Registration Flyer

Sun Life Account Registration Flyer

Tips for using your dental plan

Tips for using your dental plan

Voluntary Vision Plans with MetLife

MetLife Vision Care is a voluntary benefit that offers discounts to Bushel, Inc. employees and their family members for corrective eyewear needs such as: eyeglasses, contact lenses and Lasik vision.


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Vision Benefit Summary

Vision Benefit Summary

Vision Plan Certificate

Vision Plan Certificate

Basic and Voluntary Life and AD&D with MetLife

Basic Life and AD&D Insurance - Company Paid

Basic term life and accidental death and dismemberment coverage is provided for all benefit eligible employees. Employees must assign a beneficiary for the company provided benefit. This plan is portable when requested within 31 days of termination.

  • $50,000 Term Life + $50,000 AD&D
  • Age Reduction of Coverage: $32,500 term life for ages 70 up to age 75. $25,000 term life for ages 75 and over.

Voluntary Life and AD&D Insurance - Employee Paid

MetLife Supplemental Term Life/AD&D Insurance is a voluntary benefit. Through this benefit you are able to purchase additional Life insurance to fit your individual needs.

Employees who elected coverage previously can increase their election by one increment of $10,000 without Evidence of Insurability and spouses are allowed the same in a $5,000 increment, if that increase does not exceed the guaranteed issue of $100,000 for employees, or $25,000 for spouses.

If an employee previously waived Supplemental Term Life/AD&D as a new hire, they do have the option during their 1st open enrollment to elect up to the guaranteed issue amount. After that 1st open enrollment, employees would need Evidence of Insurability for any amount elected.

New hires can elect up to the guaranteed issue amount for employee, spouse, and child without needing to complete evidence of insurability; any amounts over the guaranteed issue will require evidence of insurability to be completed and approved by MetLife to get the additional amount of life insurance.

Basic Life Benefit Summary

Basic Life Benefit Summary

Voluntary Life Benefit Summary

Voluntary Life Benefit Summary

Voluntary Life Certificate

Voluntary Life Certificate

Short and Long-Term Disability

Your family can count on your income while you are healthy and employed, but it is important to plan for your financial security in the event you become unable to work because of a disability. Disability coverage replaces a portion of your income when you are not able to work.


Short Term Disability coverage is administered through Bushel by an internal Salary Continuation Program. Long Term Disability coverage is administered through MetLife.

LTD Plan Benefit Summary

LTD Plan Benefit Summary

Critical Illness and Accident Insurance with MetLife

Bushel is committed to providing employees with a comprehensive benefits program as a way of recognizing and rewarding the hard work they bring to our company each day. As a supplement to the benefits you already receive, Bushel has added voluntary benefits for eligible employees.


MetLife Critical Illness

Critical Illness coverage can help ease the financial burden of surviving a critical illness by providing financial resources to help with medical costs or ongoing living expenses. This plan can help you focus on recovery instead of the distraction of out-of-pocket costs. Some of the benefits of the MetLife Critical Illness coverage include:

  • Annual benefit for completing certain preventative/wellness screenings.
  • Once approved, benefit payments are sent directly to the enrollee.
  • Coverage for such illnesses as cancer, heart attack, stroke, kidney failure and more.
  • Coverage is available for you, your spouse and dependent children.


MetLife Accident Insurance

The plan is designed to help cover expenses you may incur as the result of an accident and provide financial security so that you can focus on recovery. A few benefits of this coverage are:

  • Payments made directly to the enrollee for approved accident claims.
  • Reimbursements for ambulance transportation, prescriptions, major diagnostic testing and more.
  • Coverage is guarantee-issue, and benefits are paid regardless of other medical insurance.

Accident Plan Benefit Summary

Accident Plan Benefit Summary

Critical Illness Plan Benefit Summary

Critical Illness Plan Benefit Summary

Retirement 401(k) through Bell Bank

Bushel offers eligible employees to participate in the Bushel Inc 401(k) Retirement plan. Eligible employees include full time and part time employees that have completed three months of service. Interns are not eligible to participate in the 401(k) program.


All newly hired employees will be automatically enrolled in the Bushel Retirement plan and will actively need to unenroll in the retirement program if there is no interest in participation. Automatic enrollment will be defaulted to a 5% pretax employee deferral. Employees under 5% are automatically increased 1% per year up to 5% unless opted out.


You can make two types of contributions:

  • Pre-Tax Contributions – Amounts you contribute, and any investment earnings are not taxed until you withdraw the money after you retire.
  • Roth After-Tax Contributions – Your contributions are taxed as regular income in the year you make the contributions. Future withdrawals of your contributions and investment earnings are tax free.


Bushel Inc. may make a matching contribution based on eligible compensation you contribute to the plan. The match is currently 100% of the first 3% of compensation you defer and 50% on next 2% of deferred compensation. This amount may be changed by the employer.

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SupportLinc Employee Assistant Program (EAP) with Curalinc

SupportLinc offers expert guidance to help you and your family address and resolve everyday issues:

  • In-The-Moment Support: Reach a licensed clinician by phone 24/7/365 for immediate assistance.
  • Financial Expertise: Consultation and planning with a financial counselor.
  • Legal Consultation: By phone or in-person with a local attorney.
  • Short-Term Counseling: Access up to eight (8) no-cost counseling sessions, in-person or via video, to resolve stress, depression, anxiety, work-related pressures, relationship issues or substance abuse.
  • Convenience Resources: Referrals for child and elder care, home repair, housing needs, education, pet care and so much more.
  • Confidentiality: Strict confidentiality standards ensure no one will know you have accessed the program without your written permission except as required by law.

SupportLinc Program Flyer

SupportLinc Program Flyer

Questions?

If you would like a printed copy of any of the documents found on this page or need additional assistance with your benefits, please contact Bushel Benefits at Benefits@bushelpowered.com