There are three medical plan options partially paid by Bushel Inc, through Blue Cross and Blue Shield of North Dakota. While you are free to select any provider you choose, it is more cost effective to stay within the network. All plans include preventive services paid at 100%. Review the summary of benefits for each plan.
As a BCBSND member, you have additional resources available to assist in your overall well-being.
Click the links below to access these tools or click on the documents to learn more.
A health savings account (HSA) is a tax-advantaged savings account that you can use for medical expenses. It is paired with a qualifying health insurance plan; typically a high deductible health plan (HDHP). An HDHP is a plan that offers lower monthly premiums in exchange for a higher deductible (the amount you pay out of pocket before insurance kicks in).
A Flexible Spending Account (FSA) allows you to aside pretax dollars for qualified expenses and reduces your taxable income.
You can also enroll in a Dependent Care FSA to set aside pretax dollars to cover daycare expenses.
Click the links below to view the online Alerus portal and access a list of eligible medical expenses.
MetLife Dental is a voluntary benefit. There are two dental plan options. Both plans utilize the same PDP Plus network and include preventative services paid at 100% with participating providers.
The Buy Up Plan pays a higher annual maximum and features additional coverage for basic services, major services and orthodontic care.
The network is PDP Plus.
Basic term life and accidental death and dismemberment coverage is provided for all benefit eligible employees. Employees must assign a beneficiary for the company provided benefit. This plan is portable when requested within 31 days of termination.
MetLife Short Term Disability is a company paid benefit.
MetLife Long Term Disability is a voluntary benefit.
Bushel is committed to providing employees with a comprehensive benefits program as a way of recognizing and rewarding the hard work they bring to our company each day. As a supplement to the benefits you already receive, Bushel has added voluntary benefits for eligible employees.
MetLife Critical Illness
Critical Illness coverage can help ease the financial burden of surviving a critical illness by providing financial resources to help with medical costs or ongoing living expenses. This plan can help you focus on recovery instead of the distraction of out-of-pocket costs. Some of the benefits of the MetLife Critical Illness coverage include:
MetLife Accident Insurance
The plan is designed to help cover expenses you may incur as the result of an accident, and provide financial security so that you can focus on recovery. A few benefits of this coverage are:
MetLife Legal Plan
MetLife Legal is a voluntary benefit that can help you reduce stress by providing easy, cost-effective access to legal help.
With a legal plan, you’ll have peace of mind knowing that you have an attorney on your side for planned and unplanned events. And the plan is easy to use. There are no waiting periods, deductibles or out-of-pocket expenses when using an in-network attorney for a covered service.
Farmers Insurance Home, Auto and Pet are discount programs and are managed by Farmers.
Call anytime throughout the year to see if you can save! 1-800-GET-MET8 and mention you are from Bushel!
Farmers Auto & Home
Purchase your auto or home insurance through MetLife and receive the cost savings of a group discount, combined with the convenience of payroll deduction.
Coverage is also available for boats, RVs, mobile homes, renter’s insurance, condo insurance and more.
MetLife Pet Insurance
Now more than ever, pets are playing a significant role in our lives, and it is important to keep them safe and healthy. Help make sure your furry family members are protected in case of an accident or illness with Pet Insurance offered by MetLife.
Bushel offers eligible employees to participate in the Bushel Inc 401(k) Retirement plan. Eligible employees include full time and part time employees that have completed three months of service.
Excluded employees are interns. See program information below:
Bushel has partnered with BetterHelp to support you and your wellbeing by providing you with easy and convenient access to professional counseling services online. As an employee, this benefit is available to you and your dependents free of charge.
What is BetterHelp?
BetterHelp is the largest online counseling platform worldwide. They change the way people get help with facing life's challenges by providing convenient, discreet and affordable access to a licensed therapist. BetterHelp makes professional counseling available anytime, anywhere, through a computer, tablet or smartphone.
You can get counseling in four ways:
Exchanging messages with your counselor
Chatting live with your counselor
Speaking over the phone with your counselor
Video conferencing with your counselor
You can exchange messages with your counselor at any time, from anywhere, using any Internet-connected device.
Additional BetterHelp subscriptions for family members are optional
The Bushel Employee Assistance Program (EAP) is company paid and confidential.
Bushel is working with The Village Business Institute to offer a strong employee assistance program for Bushel employees. If you are not in the Fargo area ask The Village about your options to find someone in your area.
Your EAP program offers professional guidance in areas such as:
It is strictly confidential. Unless you ask us to, we won’t tell anyone what is discussed in the counseling session.
It is available 24/7, 365 days a year, with nationwide accessibility.
There is no cost to you or members of your household.
The number of sessions available to a covered individual’s household is equal to the number of households times (x) four (4). As an example, a household with five (5) members would have access to a
maximum of 20 sessions (5 members x 4/member = 20 sessions) per 12-month period. Any number of those sessions can be used by any member of the household up to the total number. There is a
minimum of 8 sessions per household.
It is easy to use. Call 1-800-627-8220 to schedule an appointment. Just identify yourself as an employee or household member of Bushel Inc. and indicate that you have the EAP with The Village. Our helpful staff will then guide you through the process.
Website: www. VillageEAP.com
Unlimited access for you and your household to a comprehensive wellness website.