Bobby & Steve's works to provide you and your family with a comprehensive and valuable benefits package. To help you get the most out of your available benefits we encourage you and your family to become familiar with this website. Inside, you will find detailed information about your employee benefits program including benefit summaries, and direct links to the insurance carriers. You will also find some helpful information regarding benefit options so you can choose a benefit package that's right for you and your family.
Eligibility
Regular employees working at least 32 hours per week are eligible to participate in benefits offered by Bobby & Steve's. When you enroll in the benefits program, you may also cover your eligible dependents. Dependents include your legal spouse, child(ren) up to age 26 (regardless of student status, marital status, residence, or financial dependence on you), and an unmarried child over the age of 26 who is physically or mentally disabled and primarily supported by you.
Bobby & Steve's remains committed to providing a competitive, cost effective benefit program.
Please download and review the 2023 Benefit Guide. This guide will include a summary of the benefits. It is important to review this guide along with the summary of benefits included on this site in order to understand each benefit and its offering.
Bobby & Steve’s understands the importance of medical coverage and is committed to providing high quality health care benefits to you and your family. That’s why we are partnering with Medica to bring you medical insurance.
Plan Choices:
Network
The Medica Choice Passport network is a large network and allows you to see any provider or specialist within the network without a referral. To find a participating provider within the Medica Choice Passport with UnitedHealthcare Choice Plus network, log on to www.medica.com/signin.
Virtual Care (AmWell & Virtuwell)
Virtual care is a convenient way to get care for many common conditions. With a virtual care visit, you:
For more information on Amwell and Virtuwell, visit the links below.
Fit Choices by Medica
Motivation to hit the gym. Workout 12 times per month at a participating fitness club and you can earn up to $20 per month. That’s up to $240 a year.
To learn more about Fit Choices or to find a health club near you, visit the link below.
Employee Assistance Program
When you need help with life challenges Medica offers a toll-free hotline 24 hours a day, 365 days a year with counselors who can help resolve personal and work concerns, family problems and financial difficulties.
To talk to a counselor to help you identify, understand and cope with problems, call 1-800-626-7944.
My Health Rewards Wellness Program
My Health Rewards by Medica® is powered by Virgin Pulse, a pioneer in digital health and wellness solutions that help you build healthy habits and live your best life. Whether you want to eat healthier, sleep more, stress less or get fit. My Health Rewards is an online tool that helps you take small steps to reach your health goals. You’ll earn points for completing activities and get rewarded on your own personal path to health. The program has a points-based structure with four levels. You will have many different ways to earn points including tracking physical activity, learning about healthy living and much more.
Download the Virgin Pulse app or login to the MyMedica webiste below.
Omada for Prevention
As a Medica member you can help reduce your risk for chronic disease through Omada, a digital lifestyle change program. Omada can help you learn how to make smart food choices, discover easy ways to boost your activity and overcome challenges preventing you from getting healthier. You’ll get support and strategies to motivate you to set and reach your goals. Complete a few easy questions to determine if you are eligible to participate!
Visit the Omada website below for more information.
24‐Hour Health Support
Trusted answers any time of day or night. Worried that your stomach bug could be serious? Wondering what to do about that cough that won’t go away? The advisors and nurses at Medica CallLink® can help. They’re available 24 hours a day, 365 days a year to answer your questions and help you make smart decisions about your health.
Call Medica CallLink® at 800-962-9497 (TTY users, call 711).
Tobacco Cessation
Quitting tobacco is one of the most beneficial things you can do. Medica supports you with coverage for nicotine replacement therapy, help from health care providers and one-on-one telephone counseling.
To learn more about how Medica can help you leave tobacco behind, call 1-800-934- 4824.
Sanvello
Rethink how you manage your mental health. Sanvello gives you access to clinically proven techniques based on cognitive behavioral therapy for dealing with stress, anxiety, depression or whatever else you may be going through. From coping tools to meditations to Guided Journeys, you'll get help to manage your moods and thoughts so you can understand what works for you to feel better.
On-Demand help for stress, anxiety and depression, download the Sanvello app to get started.
Maternity Support - Ovia
Pregnancy can be an exciting yet anxious time. You can get the information and support you need to have a safe and healthy pregnancy and beyond with our Healthy Pregnancy Program. You can sign up by phone Monday - Friday from 8:00 am to 5:00 pm. Ready to enroll? Call 1-888-906-0958 (TTY users, call 711).
The Health Savings Account (HSA) allows you to set aside pre-tax dollars to pay for eligible expenses. By contributing to a HSA you reduce your taxable income, so you pay less in taxes — which saves you money.
To be eligible for an HSA, you must be enrolled in the $3,250-30% HSA Silver or $5,800-35% HSA Bronze Plan.
2023 IRS maximum
To contribute to your HSA, contact your bank or financial advisor about how to set up a Health Savings Account.
Who's Your Beneficiary? Naming a beneficiary is a crucial part of electing a HSA. Also, don't forget to update your primary or secondary beneficiary if you experience a life event, such as a divorce or birth of a child.
Bobby & Steve's partners with Sun Life to administer the dental plan for 2023. The dental plan provides comprehensive coverage to help you and your family maintain good dental health.
There are two dental benefit plan options available to you, the High Plan and the Low Plan. Bobby & Steve's provides employee-only coverage on the Low Plan at no cost to you.
Find an In-Network Provider:
Bobby & Steve's partners with Sun Life for vision coverage to help pay for eye exams, prescription glasses and contact lenses. You receive a higher level of benefits when you see a provider in the network. Please note vision insurance is issued by Sun Life. Certain claims and network administration services are provided through Vision Service Plan (VSP). For detailed plan information, review your coverage details in your Benefit Guide.
How do I locate an in-network VSP doctor?
You will have access to the largest national network of private-practice eye care doctors in the industry through Vision Service Plan (VSP). There are three ways to find an in-network doctor:
Bobby & Steve's provides you with Basic Life/AD&D coverage through Sun Life. You also have the option to purchase short term disability benefits through Sun Life.
Basic Life/AD&D
Employees working 32 or more hours per week are eligible for $25,000 coverage payable to your designated beneficiary in the event of your death. Accidental death & dismemberment benefit (AD&D) benefit payments are determined based upon the type of loss incurred and are payable up to the full benefit amount.
The amount of life insurance and accidental death and dismemberment benefits will reduce by 33% at age 65, and another 33% at age 70.
Voluntary Short Term Disability
Short term disability (STD) benefits are designed to provide you with a source of weekly income in the event you are unable to work for a few weeks or months due to a non-work related illness or injury. Bobby & Steve's provides eligible employees the opportunity to purchase short term disability benefits through Sun Life. Employees are able to enroll in STD during the annual open enrollment period only.
Voluntary Accident and Critical Illness Insurance
Bobby & Steve's provides a competitive benefits package for all employees as part of our total compensation package. We realize you make benefit choices based on what’s important to you and the needs of your changing lifestyle. Therefore, along with our core benefits, we offer voluntary accident and voluntary critical illness insurance which help to provide financial support to employees.
For covered accidental injuries and critical illness diagnoses, fixed benefits are paid directly to you regardless of any other coverage you may have and you can spend it any way you choose. Employees are eligible to enroll in accident or critical illness insurance each year during open enrollment only.
As you consider your benefit options, please be sure to review all available information: Employee Benefits Guide and other videos and flyers found on this webpage. If you don't understand your benefits or need any assistance, please contact:
Bobby & Steve's Human Resources
Lisa Sweeney
lisa.sweeney@bsaw.com
612-861-6133