Welcome

Bobby & Steve's works to provide you and your family with a comprehensive and valuable benefits package. To help you get the most out of your available benefits we encourage you and your family to become familiar with this website. Inside, you will find detailed information about your employee benefits program including benefit summaries, and direct links to the insurance carriers. You will also find some helpful information regarding benefit options so you can choose a benefit package that's right for you and your family.


Eligibility

Regular employees working at least 32 hours per week are eligible to participate in benefits offered by Bobby & Steve's. When you enroll in the benefits program, you may also cover your eligible dependents. Dependents include your legal spouse, child(ren) up to age 26 (regardless of student status, marital status, residence, or financial dependence on you), and an unmarried child over the age of 26 who is physically or mentally disabled and primarily supported by you.


Overview

Bobby & Steve's remains committed to providing a competitive, cost effective benefit program.


Please download and review the 2022 Benefit Guide. This guide will include a summary of the benefits. It is important to review this guide along with the summary of benefits included on this site in order to understand each benefit and its offering.

2022 Benefit Guide

2022 Benefit Guide

Medical

PreferredOne

PreferredOne administers your medical and prescription drug benefits this year. The medical plan includes prescription drug benefit, which covers prescriptions at participating pharmacies and mail-order maintenance drugs.


Plan Choices:

  • $1,000-25%/$75 PPO Gold Plan
  • $2,500-25% HDHP Silver Plan
  • $7,000-0% HDHP Bronze Plan


Find a participating provider:

  • Visit the website below
  • Click on "Find a Doctor"
  • Choose "Horizon"
  • Select Location, Category, or search by a provider's name
  • Or, call customer services at 763.847.4477


Employees who are enrolled in the medical plan have additional value added benefits with PreferredOne. Please refer to the toolkit below for more information.

$1,000-25%/$75 PPO Gold Plan SBC

$1,000-25%/$75 PPO Gold Plan SBC

$2,500-25% HDHP Silver Plan SBC

$2,500-25% HDHP Silver Plan SBC

$7,000-0% HDHP Bronze Plan SBC

$7,000-0% HDHP Bronze Plan SBC

PreferredOne Medical Toolkit

PreferredOne Medical Toolkit

HSA

The Health Savings Account (HSA) allows you to set aside pre-tax dollars to pay for eligible expenses. By contributing to a HSA you reduce your taxable income, so you pay less in taxes — which saves you money.


To be eligible for an HSA, you must be enrolled in the $2,500-25% HDHP Silver Plan or $7,000-0% HDHP Bronze Plan.


2022 IRS maximum

  • $3,650 for a employee only
  • $7,300 for employee + child(ren) and family
  • $1,000 catch-up contributions (anyone over age 55)


To contribute to your HSA, contact your bank or financial advisor about how to set up a Health Savings Account.


Who's Your Beneficiary? Naming a beneficiary is a crucial part of electing a HSA. Also, don't forget to update your primary or secondary beneficiary if you experience a life event, such as a divorce or birth of a child.


Dental

Sun Life

Bobby & Steve's partners with Sun Life to administer the dental plan for 2022. The dental plan provides comprehensive coverage to help you and your family maintain good dental health.


There are two dental benefit plan options available to you, the High Plan and the Low Plan. Bobby & Steve's provides employee-only coverage on the Low Plan at no cost to you.


Find an In-Network Provider:

  • Use the link below to login to Sun Life.
  • Follow the prompts to find a dentist in your area who participates in the PPO network.
  • Or call 800-247-6875 for list of participating providers.
Dental High Plan Benefit Summary

Dental High Plan Benefit Summary

Dental Low Plan Benefit Summary

Dental Low Plan Benefit Summary

Vision

Sun Life

Bobby & Steve's partners with Sun Life for vision coverage to help pay for eye exams, prescription glasses and contact lenses. You receive a higher level of benefits when you see a provider in the network. Please note vision insurance is issued by Sun Life. Certain claims and network administration services are provided through Vision Service Plan (VSP). For detailed plan information, review your coverage details in your Benefit Guide.


How do I locate an in-network VSP doctor?

You will have access to the largest national network of private-practice eye care doctors in the industry through Vision Service Plan (VSP). There are three ways to find an in-network doctor:

  1. Visit the VSP website below and select the Choice network.
  2. Call VSP at 800-877-7195.
  3. Download our mobile app, Benefit Tools, and search for a doctor near you.
Vision Benefit Summary

Vision Benefit Summary

Life & Disability

Sun Life

Bobby & Steve's provides you with Basic Life/AD&D coverage through Sun Life. You also have the option to purchase short term disability benefits through Sun Life.


Basic Life/AD&D

Employees working 32 or more hours per week are eligible for $25,000 coverage payable to your designated beneficiary in the event of your death. Accidental death & dismemberment benefit (AD&D) benefit payments are determined based upon the type of loss incurred and are payable up to the full benefit amount.


The amount of life insurance and accidental death and dismemberment benefits will reduce by 33% at age 65, and another 33% at age 70.


Voluntary Short Term Disability

Short term disability (STD) benefits are designed to provide you with a source of weekly income in the event you are unable to work for a few weeks or months due to a non-work related illness or injury. Bobby & Steve's provides eligible employees the opportunity to purchase short term disability benefits through Sun Life. Employees are able to enroll in STD during the annual open enrollment period only.

Basic Life/AD&D Benefit Summary

Basic Life/AD&D Benefit Summary

Short Term Disability Benefit Summary

Short Term Disability Benefit Summary

Additional Voluntary Benefits

Sun Life

Voluntary Accident and Critical Illness Insurance

Bobby & Steve's provides a competitive benefits package for all employees as part of our total compensation package. We realize you make benefit choices based on what’s important to you and the needs of your changing lifestyle. Therefore, along with our core benefits, we offer voluntary accident and voluntary critical illness insurance which help to provide financial support to employees.


For covered accidental injuries and critical illness diagnoses, fixed benefits are paid directly to you regardless of any other coverage you may have and you can spend it any way you choose. Employees are eligible to enroll in accident or critical illness insurance each year during open enrollment only.

Accident Benefit Summary

Accident Benefit Summary

Critical Illness Benefit Summary

Critical Illness Benefit Summary

Contact Us

As you consider your benefit options, please be sure to review all available information: Employee Benefits Guide and other videos and flyers found on this webpage. If you don't understand your benefits or need any assistance, please contact:


Bobby & Steve's Human Resources

Client Contacts

LS

Lisa Sweeney

lisa.sweeney@bsaw.com

612-861-6133