Welcome
Bobby & Steve's works to provide you and your family with a comprehensive and valuable benefits package. To help you get the most out of your available benefits we encourage you and your family to become familiar with this website. Inside, you will find detailed information about your employee benefits program including benefit summaries, and direct links to the insurance carriers. You will also find some helpful information regarding benefit options so you can choose a benefit package that's right for you and your family.
Eligibility
Regular employees working at least 32 hours per week are eligible to participate in benefits offered by Bobby & Steve's. When you enroll in the benefits program, you may also cover your eligible dependents. Dependents include your legal spouse, child(ren) up to age 26 (regardless of student status, marital status, residence, or financial dependence on you), and an unmarried child over the age of 26 who is physically or mentally disabled and primarily supported by you.
Overview
Bobby & Steve's remains committed to providing a competitive, cost effective benefit program.
Please download and review the 2025 Benefit Guide. This guide will include a summary of the benefits. It is important to review this guide along with the summary of benefits included on this site in order to understand each benefit and its offering.
Medical
Bobby & Steve’s understands the importance of medical coverage and is committed to providing high quality health care benefits to you and your family. That is why we are partnering with Medica to bring you medical insurance.
Plan Choices:
- $1,100-30/60-30% Gold
- $3,500-30% HSA Silver
- $6,000-35% HSA Bronze
Network
The Medica Choice Passport network is a large network and allows you to see any provider or specialist within the network without a referral. To find a participating provider within the Medica Choice Passport with UnitedHealthcare Choice Plus network, log on to www.medica.com/signin.
Additional Medica Plan Resources
Amwell
- 24/7 online clinic serving all states
- Covers medical and behavioral health services
- Medical visits: $64 or less
- Behavioral health prices vary
- Visit: Home (amwell.com)
Virtuwell
- 24/7 online clinic available in select states
- Each medical visit: $79 or less depending on plan
- Consult certified nurse practitioners
- Visit: Online clinic for urgent care needs | Diagnosis, treatment and prescriptions | Virtuwell
MyMedica - Health Rewards Program
MyMedica.com is your one-stop resource for the info you need to manage your health plan benefits and help improve your health.
My Health Rewards Program
Get inspired to make positive changes. Taking steps to improve your health might be easier than you think. Whether you want to stress less, quit smoking or eat more fruits and veggies, My Health Rewards by Medica® makes it fun – and rewarding. You’ll earn gift cards as you complete activities personalized just for you. To find your own path to better health, log on to mymedica.com and choose the Health & Wellness tab.
Call Link - 24- Hour Health Support
Trusted answers any time of day or night. Worried that your stomach bug could be serious? Wondering what to do about that cough that won’t go away? The advisors and nurses at Medica CallLink® can help. They’re available 24 hours a day, 365 days a year to answer your questions and help you make smart decisions about your health. Just call 800-962-9497 (TTY users, call 711).
Self Care by AbleTo
Access self-care techniques, coping tools, meditations, sleep tracking, and more at no additional cost - anytime, anywhere with Self Care by AbleTo. Check-in, track your progress, and explore personalized content that you can move through at your own pace on your mobile device. Build skills you can use for life to feel better. To get started, visit AbleTo.com/Begin and select "Medica" when asked for your access code. After you register, download the AbleTo app..
Omada
Empowers you to build healthy behaviors that last. Omada is a digital lifestyle change program for people at risk for chronic conditions like prediabetes, hypertension, high cholesterol and cardiovascular disease. Participants learn how to make meaningful changes and sustain those behaviors.
Life Time Digital Fitness
Unlock a healthier you with the Life Time® Digital fitness program at no extra cost. The Life Time Digital app provides access to hundreds of on-demand and live fitness classes, meditations, plus nutrition and lifestyle articles to support your well-being goals. Once you’ve signed up for your Life Time Digital account, download the Life Time Digital app from the Apple Store or Google Play.
Ovia Health
Support for your entire parenthood journey. Ovia guides you through your pregnancy, parenting, and reproductive health journey - including trying to conceive and managing menopause. Get clinically-backed content and unlimited support from Ovia’s team of health coaches, registered nurses, and certified nurse midwives within Ovia Health’s three apps: Ovia (for reproductive health), Ovia Pregnancy, and Ovia Parenting. Download the Ovia app that’s right for you. Enter your health plan information to access all the unique tools and features.
Employee Assistance Program (EAP)
Our employee assistance program is here for you through life’s challenges. You can get answers and resources to tackle the tough issues and life stressors you and your family face. Get 24/7 support from trained professionals at no extra cost. It’s all part of your employee benefit plan. Find online resources to help with everyday work and life challenges at LiveAndWorkWell.com. Use the access code “MEDICA”.
Please see links and videos below for more information.
HSA
The Health Savings Account (HSA) allows you to set aside pre-tax dollars to pay for eligible expenses. By contributing to a HSA you reduce your taxable income, so you pay less in taxes — which saves you money.
To be eligible for an HSA, you must be enrolled in the $3,500-30% HSA Silver or $6,000-35% HSA Bronze Plan.
2025 IRS maximum
- $4,300 for a employee only
- $8,550 for employee + child(ren) and family
- $1,000 catch-up contributions (anyone over age 55)
To contribute to your HSA, contact your bank or financial advisor about how to set up a Health Savings Account.
Who's Your Beneficiary? Naming a beneficiary is a crucial part of electing a HSA. Also, don't forget to update your primary or secondary beneficiary if you experience a life event, such as a divorce or birth of a child.
Dental
Bobby & Steve's partners with Sun Life to administer the dental plan for 2025. The dental plan provides comprehensive coverage to help you and your family maintain good dental health.
There are two dental benefit plan options available to you, the High Plan and the Low Plan. Bobby & Steve's provides employee-only coverage on the Low Plan at no cost to you.
Find an In-Network Provider:
- Use the link below to login to Sun Life.
- Follow the prompts to find a dentist in your area who participates in the PPO network.
- Or call 800-247-6875 for list of participating providers.
Vision
Bobby & Steve's partners with Sun Life for vision coverage to help pay for eye exams, prescription glasses and contact lenses. You receive a higher level of benefits when you see a provider in the network. Please note vision insurance is issued by Sun Life. Certain claims and network administration services are provided through Vision Service Plan (VSP). For detailed plan information, review your coverage details in your Benefit Guide.
How do I locate an in-network VSP doctor?
You will have access to the largest national network of private-practice eye care doctors in the industry through Vision Service Plan (VSP). There are three ways to find an in-network doctor:
- Visit the VSP website below and select the Choice network.
- Call VSP at 800-877-7195.
- Download our mobile app, Benefit Tools, and search for a doctor near you.
Life & Disability
Bobby & Steve's provides you with Basic Life/AD&D coverage through Sun Life. You also have the option to purchase short term disability benefits through Sun Life.
Basic Life/AD&D
Employees working 32 or more hours per week are eligible for $25,000 coverage payable to your designated beneficiary in the event of your death. Accidental death & dismemberment benefit (AD&D) benefit payments are determined based upon the type of loss incurred and are payable up to the full benefit amount.
The amount of life insurance and accidental death and dismemberment benefits will reduce by 33% at age 65, and another 33% at age 70.
Voluntary Short Term Disability
Short term disability (STD) benefits are designed to provide you with a source of weekly income in the event you are unable to work for a few weeks or months due to a non-work related illness or injury. Bobby & Steve's provides eligible employees the opportunity to purchase short term disability benefits through Sun Life. Employees are able to enroll in STD during the annual open enrollment period only.
Additional Voluntary Benefits
Voluntary Accident and Critical Illness Insurance
Bobby & Steve's provides a competitive benefits package for all employees as part of our total compensation package. We realize you make benefit choices based on what’s important to you and the needs of your changing lifestyle. Therefore, along with our core benefits, we offer voluntary accident and voluntary critical illness insurance which help to provide financial support to employees.
For covered accidental injuries and critical illness diagnoses, fixed benefits are paid directly to you regardless of any other coverage you may have and you can spend it any way you choose. Employees are eligible to enroll in accident or critical illness insurance each year during open enrollment only.
Plan Documents
Contact Us
As you consider your benefit options, please be sure to review all available information: Employee Benefits Guide and other videos and flyers found on this webpage. If you don't understand your benefits or need any assistance, please contact:
Bobby & Steve's Human Resources
Client Contacts
Lisa Sweeney
lisa.sweeney@bsaw.com
612-861-6133