Beginnings, Inc.

Table of Content

  1. Header
  2. Page
    1. Introduction
    2. Benefits Overview
    3. Action Required
    4. How To Enroll
    5. New Hires
    6. Additional Resources
    7. Contact Us
  3. Footer

Introduction

Annual Open Enrollment

Beginnings, Inc. sincerely believes our employees are our greatest asset. Offering a competitive and affordable employee benefits package is a top priority.


NFP is a leading insurance broker and consultant that provides employee benefits, property and casualty, retirement, and individual private client solutions through licensed subsidiaries and affiliates. Beginnings, Inc. employee benefits is managed by the team at NFP's local office in Somerset, PA. By partnering with NFP, we are committing to continuing to improve the employee benefits experience for all Beginnings, Inc. employees. For more information about NFP, visit www.NFP.com


Annual enrollment is your opportunity to learn about your health care benefits, review your current coverage and choose the best options for you and your family.

Your UPMC Medical, Dental, and Vision plan year runs from January 1, 2024 through December 31, 2024.

Your Life/AD&D plan year runs from July 1, 2023 through June 30, 2024.

Your Long Term Disability plan year runs from July 1, 2023 through June 30, 2024.



Please review all 2023-2024 Benefits Overview Information.

If NO changes are needed, then your current benefits will just roll over into the new plan year.

Benefits Overview

Benefit Grids and Information

UPMC Medical - Gold EPO $1,500 $40/$50

UPMC Dental - Premium 100/80/50/$0/$1,500/Ortho $1,000

UPMC Vision - Prime Plus with Copay

Reliance Standard Life/AD&D - Certificate

Reliance Standard Life/AD&D - Policy

Reliance Standard Long Term Disability

UPMC Medical Grid

Gold EPO $1,500 $40/$50

UPMC Medical Grid

Gold EPO $1,500 $40/$50

UPMC Dental Grid

Premium 100/80/50/$0/$1,500/Ortho $1,000

UPMC Dental Grid

Premium 100/80/50/$0/$1,500/Or ...

UPMC Vision Grid

Prime Plus with Copay

UPMC Vision Grid

Prime Plus with Copay

Reliance Standard Life/AD&D

Certificate

Reliance Standard Life/AD&D

Certificate

Reliance Standard Life/AD&D

Policy

Reliance Standard Life/AD&D

Policy

Reliance Standard Long Term Disability

Summary

Reliance Standard Long Term Disability

Summary

Action Required

Please review the Mandatory Documents:

  • Employee Benefit Notices
  • Compliance Documents
  • Summary of Benefits and Coverage Document
Employee Benefit Notices

Health Compliance Notices

Employee Benefit Notices

Health Compliance Notices

Compliance Document

Wrap Document Handout

Compliance Document

Wrap Document Handout

Compliance Document

Conversion Handout

Compliance Document

Conversion Handout

Section 125 Form

Section 125 Form

UPMC SBC

Gold EPO $1,500 $40/$50

UPMC SBC

Gold EPO $1,500 $40/$50

How To Enroll

Enrollment Forms

Current Employees:

  • If you'd like to change your existing coverage or make new elections, you must do so by January 19.
  • Your current medical, dental, and/or vision elections will carry forward to 2024 if you don't make a new election.


New Hires:

  • You will need to complete all applicable enrollment forms.
UPMC

Employee Enrollment/Change Form

UPMC

Employee Enrollment/Change For ...

Reliance

Enrollment Form - Basic

Reliance

Enrollment Form - Basic

Reliance

Beneficiary Form

Reliance

Beneficiary Form

New Hires

NEW HIRE ENROLLMENT INFORMATION

If you are a NEW HIRE and need to enroll for the FIRST time, please see above section How to Enroll.

All enrollment forms are attached in the How To Enroll for download.

Contact Us

You have dedicated Agents ready to handle any situation in a discreet and confidential manner.

For service questions and needs such as:

  •       Understanding what your medical, dental or vision benefits cover
  •       Help finding in network providers
  •       Assistance with prescription or pharmacy issues
  •       Questions regarding bills you receive from your doctor, hospital, dentist, optometrist or lab
  •       Claims you believe haven’t been paid properly

Account Team Contacts

ContactImage

Debra Barron

Producer / Sales Consultant

deb.barron@nfp.com

814-289-4227

ContactImage

Tracy Tirko

Account Manager

tracy.tirko@nfp.com

814-289-4229