Table of Content
- Header
-
Page
- Welcome
- Open Enrollment
- Eligibility
- Enrollment
- Medical
- Pharmacy
- BlueCross BlueShield Resources
- HSA
- FSA
- Dental
- Vision
- Life & Disability
- Additional Benefits through Sun Life
- Voluntary Benefits
- Retirement
- 2025 Wellness Challenges
- Plan Documents
- Contact Information
- Annual Notices
- Contact Us
- Footer
Welcome
Message from Human Resources
Baldwin Supply Company works to provide you and your family with a comprehensive and valuable benefits package. To help you get most out of your available benefits we encourage you and your family to become familiar with this website. Inside, you will find detailed information about your employee benefits program including benefit summaries, and direct links to the insurance carriers. You will also find some helpful information regarding benefit options so you can choose a benefit package that's right for you and your family.
Eligibility
Eligibility
If you are regularly scheduled to work 30 or more hours per week, you are eligible for all of the benefits listed.
New Hires And Newly Eligible Employees
New hires are able to join the plan on the first of the month following date of hire. Retirement benefits start after three months. If you are a new hire or have recently become eligible for benefits you must complete the insurance enrollment even if you are waiving all coverage. Company provided benefit coverage you will receive:
- Basic Life & AD&D and Short Term Disability Coverage
Eligible Dependents
You may elect certain coverage options for your eligible dependents. Eligible dependents include:
- Your legal spouse. This does not include a common law spouse or ex-spouse.
- Your (or your spouse’s) natural child, legally adopted child, stepchildren living with you, or children for whom you or your spouse is legal guardian and who are less than 26 years of age.
- Unmarried children incapable of self-support because of a total physical or mental disability.
Qualifying Events
You can change your benefit election during the year if you have a qualifying life event. Qualifying life events include, but are not limited to:
- Marriage, divorce or legal separation
- Birth or adoption of a child
- Change in child’s dependent status
- Death of a spouse, child or other qualified dependent
- Change in employment status or a change in coverage under another employer-sponsored plan
If you have a Qualifying Life Event and want to request a mid-year change, you must notify Human Resources and complete your election changes within 30 days following the event. Be prepared to provide documentation to support the Qualifying Life Event.
Paying For Your Benefits
You and Baldwin Supply Company share the cost of many of your benefits. Your contributions for medical, dental, vision and health savings contributions are paid on a pre-tax basis. In other words, your premium contributions are deducted from your paycheck before federal, state (if applicable) and FICA income taxes are withheld. This results in savings for you and your family. Your voluntary life contributions are paid for on an after-tax basis so you receive the full amount of the benefit should it be needed.
Benefit Eligibility Overview
Enrollment
During your initial enrollment period, you will make decisions on all of your benefits through Baldwin Supply.
If you are a new hire or have recently become eligible for benefits and do not enroll when you are first eligible, you will only receive coverage for certain benefits. In this case, you must wait until the next Open Enrollment period to enroll for the coverage you want and need, unless you experience a qualifying event.
When you have reviewed the enrollment materials and are ready to enroll in your 2025 benefits, you will need to login to ADP and submit your 2025 benefits elections. Reference the attachment below for instructions for ADP Enrollment.
Medical
Baldwin Supply Company offers comprehensive medical plan options through BlueCross BlueShield of MN (BCBSMN), utilizing the Aware provider network in Minnesota and the Blue Card PPO Network nationally.
The plans include two qualified High Deductible Health Plans (HDHP) which allow you to open a Health Savings Account (HSA). Refer to the below chart on a comparison of each plan.
To find out if your provider is in-network, please visit the BCBSMN website below and use find a provider resource tool.
Doctor On Demand
BCBSMN offers you a way to see a doctor or behavioral health professional from your smart phone, computer or tablet.
It’s available any time you need medical advice or treatment, including nights and weekends. Since a telehealth medical visit typically takes only about 10 minutes, you’ll have more time to spend doing the things that matter most to you! Cost is typically less than an in-person visit.
- Medical: up to $62
- Psychology: $78 - $150
- Psychiatry: Up to $300 for first visit, up to $135 for follow-up visit
- Rates subject to change!
Where to go for care?
*Mental health visits are by appointment only 7 a.m. to 10 p.m. local time.
Doctor On Demand is an independent company providing telehealth services.
Make sure your doctor and clinic are in your network before receiving care. This will make sure you receiver the highest level of benefits.
Each health care provider is an independent contractor and not our agent.
Pharmacy
Pharmacy Network: Classic
Formulary: KeyRx
Retail Pharmacy (Up to 31 Day Supply)
When you fill a prescription at a participating retail pharmacy, you may purchase up to a 31-day supply of covered drugs. At the participating pharmacy, you will need to present your BCBS of MN ID card and make the required payment. Most major pharmacies are in the plans pharmacy network. Please note, CVS and Target CVS Pharmacies are considered a non-participating pharmacy.
Home Delivery from Amazon Pharmacy
As a Blue Cross and Blue Shield of Minnesota member, you have access to MedsYourWay, a prescription drug discount card program. With MedsYourWay you’ll have up to 80 percent savings on brand and generic medicines and it’s seamlessly built into the Amazon Pharmacy experience. Visit amazon.com/bluecrossmnMYW and click "Get Started".
- Shop - Amazon Pharmacy makes it easier because it’s just like shopping on Amazon.com.
- Easy sign-up, which includes the option to have your account auto-populated with your prescription history
- Option for 90-day fills
- Pharmacist on call 24 hours a day, seven days a week
- Ability to manage your medicine and view order history
- Save - Some drugs may be available at lower prices with a discount card. MedsYourWay discount card pricing is built right into the Amazon Pharmacy experience — no card required.
- At checkout, you’ll see the lowest cost available for your medicine. That’s the price you’ll pay.
- Ship - Skip the pharmacy line with home delivery.
- Free, fast delivery: Amazon Prime members get two-day free shipping on most orders. Standard free shipping for non-Amazon Prime members is five days but can be expedited to two-day delivery for $5.99.
Specialty Medication
If you are taking a medication considered “specialty” you will want to use a Specialty Pharmacy. These pharmacies are able to purchase these medications at a reduced rate and pass the savings on to you. Visit bluecrossmn.com to see a complete listing of participating pharmacies.
Preventive Rx Pack
The Preventive Rx Pack from BCBS offers you your maintenance medication at no cost to you. Examples of maintenance medication are, but not limited to:
- Anti-Angina
- Anit-Arrhythmics
- Anti-Coagulants/Ant-Platelets
- Diabetes Rx and Supplies
- Hepatitis C drugs
- Hemophilia drugs
- High Blood Pressure
- High Cholesterol
- Osteoporosis
- Respiratory
For a full list of covered drugs, please refer to the Preventive Drug List below.
Ask for a Generic Version
Generic drugs are chemically equal to the brand-name medications. This means they work the same way — the same dosage, safety, strength, quality, the way it works, the way it is taken and the way it should be used — they are just less expensive. Speak with your doctor about your options.
Find a Drug
Visit bluecrossmnonline.com, choose "Find a Doctor or Rx", select "Find a Drug", click on "Search covered drug list" and use the drop-down menu to select "KeyRx Drug List" or call member services at 1.877.794.3574.
BlueCross BlueShield Resources
BlueCross BlueShield provides access to a member app called Blue Care Advisor. Blue Care Advisor is tool to help you connect to all your benefits, claims, programs, rewards and more. If you currently have a login for the BCBSMN Member app, this will be the same login for Blue Care Advisor. You will just need to download the Blue Care Advisor app or login with the link below. If you do not yet have a login for BlueCross BlueShield, you can register with the link below.
All of the live healthy resources below can be found on bluecrossmn.com/bca
Best Practices
- Start Earning! Complete a short health assessment. Fill out the form located on the homepage or under ‘Benefits’ to start earning points. Based on your Health Assessment results, you’ll receive personalized recommendations including helpful tips and resources.
- Link your fitness tracker or fitness app to automatically record your activities. You can also track activity manually — including weightlifting, yard work or swimming.
- Collect your rewards. Your Reward Center shows how many points you have available.
Manage Stress
Stress can add up. We’ll help you cope.
Fitness & Activity
Staying active helps you be your strongest mentally and physically.
Eating Right
You’ll feel better when you eat better. Get tips and tools to help.
Quit Tobacco
Ready to kick the habit? Blue Cross has tools to help with support from a coach.
Managing Weight
Get support to:
- Look and feel your best
- Improve your health
- Live fearless
Preventive Care
Checkups, shots and tests can help catch concerns before they become serious. And they may be covered by your plan.
Healthy Pregnancy
You may be eligible for the maternity management prenatal support program.
Making Health Decisions
Your journey to better health begins with the right choices.
Care Cost Estimator
Research and compare costs for common procedures and non-emergency services on your member portal. Visit Meet Blue Care Advisor | Blue Cross MN
Online Behavioral Health Therapy
Learn to Live provides convenient, confidential support for stress and anxiety, depression, insomnia, social anxiety, substance use, panic, and resiliency. Visit the link below and use code BCBSMN to get started.
Omada for Diabetes Prevention and Management
- Omada Prevention is an online program that can help you lose weight, feel great and lower your risk for type 2 diabetes and heart disease. You get personal support and interactive tools to get and keep you motivated.
- Diabetes Management from Omada® is a personalized digital care program that gives you the support and tools you need to manage your diabetes and reach your health goals.
See if you’re eligible at omadahealth.com/bcbsmn1
HSA
The Health Savings Account (HSA) allow you to set aside pre-tax dollars to pay for eligible expenses. By contributing to a HSA you reduce your taxable income, so you pay less in taxes — which saves you money.
To be eligible for an HSA, you must be enrolled in a High Deductible Health Plan (HDHP).
You may contribute as follows:
- $4,300 for a single contract
- $8,550 for a two person or family
Additionally, if you are age 55 or older, you may make an additional “catch-up” contribution of $1,000. You may change your contribution amount at any time throughout the year as long as you don’t exceed the annual maximum.
Employer Contribution
To encourage Wellness learning and participation in the Wellness Challenges, Baldwin will make company contributions into your personal Health Savings Account using the following eligibility policies.
- Must participate in BOTH Quarter 1 and Quarter 2 Wellness Challenges for a July contribution.
- Must participate in BOTH Quarter 3 and Quarter 4 Wellness Challenges for a January contribution.
- Must be an active employee on the date of contributions.
- New Hires only are eligible for a 50% contribution level if they missed the opportunity to participate in Quarter 1 or Quarter3 because of their hire date.
Baldwin will contribute $400 bi-annually into employees enrolled in Baldwin medical coverage at the employee only level.
Baldwin will contribute $800 bi-annually to employees enrolled in Baldwin medical coverage at the employee + children or spouse or family levels
Participation is encouraged for all employees regardless of medical coverage enrollment, but participating will not have an alternative financial reward.
What are the Benefits of an HSA?
- It is a Personal and Portable Account! Both your HSA contributions and Baldwin’s contributions become your personal funds to keep, even if you leave the company. All funds rollover year to year in the account.
- It’s a TRIPLE Tax-Saver! HSA contributions are made with pre-tax dollars. HSA funds are not taxed when you withdraw to pay medical expenses, and if you invest your HSA funds, the investment earnings are not taxed.
- Easy Payments of Medical Expenses! Pay your medical expenses directly with the Health Equity Visa Debit card issued to you.
- You can Invest your HSA Funds! Should you choose, Health Equity offers options to invest your funds. (as with any investments, there is no guarantee of performance) See HSA Investment Guide below or request one from HR.
Qualified HSA Expenses:
- Medical
- Dental (including Orthodontia)
- Vision (including Lasik)
- Premiums: At 65 (Medicare), long-term care insurance, and COBRA insurance
- Dependent expenses, even if not covered by your insurance
- Over-the-counter medicines (allergy meds, ibuprofen, cough suppressant)
Health Equity Employee Portal Instructions:
- Click the "My Health Equity Employee Portal" link below.
- Click “Create username and password”.
- Enter the information requested on the “Find your account” screen.
- Enter the information asked for on the “Verify your identity” screen.
- On the “Set up your login” screen.
- Pick a user/login name of at least six characters with numbers and letters on the “Set up your login” screen.
- Choose a password of at least eight characters with an uppercase letter, a lowercase letter and a number.
- Follow password creation recommendations as listed in the log in screen.
- On the “Your email settings” screen, enter your email address.
- Click the box to agree to the terms of the web site and save the agreement.
HSA Investment Options:
Health Equity makes it easy to invest your HSA dollars. If you have a minimum of $2,000 in your HSA account, you may start investing your dollars. Here's how to access the HSA Investment Desktop:
- Log into your HealthEquity Member Account.
- Hover over "My Account" in the navigation bar.
- Select "Investments" from the dropdown menu.
Once inside, you have several options to choose and manage your investments.
- View portfolio performance and allocation
- Set portfolio targets
- Research fund options and historical performance
- Buy, sell and trade funds
- Automatically reinvest earnings and rebalance investments
View the Investment Guide Document below for more information.
HSA Beneficiaries:
Important reminder: you must designate a beneficiary for your HSA Account. Complete the Beneficiary Designation Form under "My Profile" in your member portal. If you need assistance, please call member services at 866-346-5800. You can also email the Beneficiary Designation Form to memberservices@healthequity.com.
You may also download/print the Beneficiary Designation Form below and mail/fax it to the address/number below:
HealthEquity, Attn: Member Services
PO Box 14374
Lexington, KY 40512
Fax: 801-727-1005
FSA
The Health Care and Dependent Care Flexible Spending Accounts (FSA) allow you to set aside pre-tax dollars to pay for eligible expenses. By contributing to one or both of the Flexible Spending Accounts you reduce your taxable income, so you pay less in taxes — which saves you money.
Contributions
The election you make during enrollment is your election for the entire plan year. You may change it only if you have a qualifying life event and the change request must be consistent with the event.
You may contribute as follows:
Health Care FSA
- Up to $3,300 annually
- All benefit eligible can participate, unless you or your spouse are contributing to an HSA
- Reimbursements allowed for unreimbursed medical, prescription, dental, and vision expenses
Limited Care FSA
- Up to $3,300 annually
- Employees who enroll in either of Baldwin Supply Company's medical plans may participate in the Limited Health Care FSA
- Reimbursements allowed for unreimbursed dental, and vision expenses
Dependent Care FSA
- Up to $5,000 annually
- Limited to $2,500 if you are married and file separate tax returns
How the Plan Works
You must incur your eligible expenses during the plan year — January 1 to December 31. An expense is considered to be incurred when the service is performed, not when you are billed or pay for the service. You do, however, have until March 31st annually to file your claims. If you do not use up all the FSA Medical dollars you elected to have deducted for the year, you will be able to carry over up to $660 from 2024 into 2025, all other remaining balance will be forfeited. However, FSA Dependent Care still has the “use it or lose it” rule and unspent dollars cannot be carried over into the next plan year.
Dental
Baldwin Supply Company partners with BlueCross Blue Shield of Minnesota to bring you a dental plan. The plan provide coverage for exams, X-rays, cleanings, fillings and major dental work such as crowns and bridges. You may use any dental provider, but your out-of-pocket cost will be less if you use an in-network provider.
Dental Plan - BlueCross BlueShield of Minnesota (BCBSMN)
*When you receive services from an out-of-network provider, you are responsible for the difference between what BlueCross BlueShield will reimburse and what the provider bills. BlueCross BlueShield will reimburse 90% of what providers in your area will charge.
Find a Provider
- Login to https://www.bluecrossmn.com/find-dentist
- Select “Find A Dentist”
- Select to find a dental provider under “If you have a Blue Cross Dental Plan through your employer”
- Enter in the required information, and click on search
- You may also call customer service at 1.888.589.2447
Vision
Baldwin Supply Company offers vision coverage through EyeMed to help pay for prescription glasses and contact lenses. You receive a higher level of benefits when you see a provider in the EyeMed Network. Review your coverage details in your Benefit Guide. Review your coverage details below.
Vision Plan - EyeMed
DID YOU KNOW?
- Eye exams can help detect serious eye and general health conditions sooner: high blood pressure, diabetes, heart disease, high cholesterol
- Babies should receive their first professional eye exam at 6 months
- 80% of learning in the first 12 years comes through the eyes
To find out if your provider is in-network, please visit the EyeMed website below.
Life & Disability
Baldwin Supply Company provides you with Basic & Voluntary Life/AD&D coverage as well as Short Term Disability and Voluntary Long-Term Disability through Sun Life.
Basic Life and AD&D Insurance
Employees working 30 or more hours per week are provided with $20,000 in Basic Life and Accidental Death and Dismemberment coverage. Benefits reduce to 67% at age 70 and to 50% at age 75.
Make sure that your beneficiary is up to date. If you are unsure of who you currently have as your beneficiary, or need to update, contact Human Resources.
Voluntary Life and AD&D Insurance
A sudden accident or death can leave you or your loved ones in a vulnerable position. Employees have the opportunity to enroll in Voluntary Life and Accidental Death & Dismemberment insurance which will supplement lost income in the event of an accident or death. If you choose to enroll in employee coverage, this will be in addition to your employer provided Basic Life coverage.
Voluntary Life:
Employee: During your initial eligibility, you may elect up to $200,000 without Evidence of Insurability or proof of good health, in increments of $10,000. If you enroll at a later date for Voluntary Life, you may be subject to Evidence of Insurability.
This benefit may not exceed 5 times your Basic Annual Earnings.
Spouse: During your initial eligibility, you elect coverage for yourself, you may also elect up to $50,000 without Evidence of Insurability or proof of good health, in increments of $5,000. If you enroll your spouse at a later date for voluntary spouse life, you may be subject to Evidence of Insurability.
This benefit may not exceed 100 percent of your employee voluntary life election.
Children: You may elect up to $10,000 in benefits for your dependent children.
AD&D
Employee: You may elect up to $500,000 in AD&D insurance for yourself, in increments of $10,000.
This benefit may not exceed 5 times your Basic Annual Earnings.
Spouse: If you elect coverage for yourself, you may also elect up to $250,000 in AD&D benefits for your spouse, in increments of $5,000.
This benefit may not exceed 100 percent of your employee voluntary AD&D election.
Children: You may elect up to $10,000 in benefits for your dependent children.
Rates are based on employee age. Please refer to ADP Enrollment Event for detailed information on your cost for this coverage.
Who's Your Beneficiary? Naming a beneficiary is a crucial part of electing life insurance. Also, don't forget to update your primary or secondary beneficiary if you experience a life event, such as a divorce or birth of a child.
Salary Continuation
Baldwin Supply Company provides Full Time employees with a Salary Continution Income benefit and pays the full cost of this coverage.
How it works:
- Employees file a Salary Continution claim with Sun Life, who approves the claim and provides updates. The weekly benefit will be calculated by Human Resources at Baldwin Supply Company.
- Salary Continution payments will be on the normal bi-weekly Baldwin Supply payroll with normal benefit and tax deductions taken out.
- There is a 7-day waiting period before Salary Continution payments begin, then Salary Continution pay will be issued for up to a maximum of 11 weeks.
- Employee must first use available PTO to cover that waiting period or unpaid time.
- Salary Continution leave runs concurrently with any FMLA approved leave.
Goodpath
Sun Life partnered with Goodpath, a whole-person digital clinic, to support members with back and neck pain if you have an STD claim. Every member enrolled in Goodpath receives a custom, whole-person care plan that treats the symptoms (pain, limited mobility, etc.) and contributing factors such as diet, sleep, stress, habits, and more. Get started today at Goodpath: Whole-person care for chronic conditions. View the flyer below for more information.
Voluntary Long Term Disability
Serious illnesses or accidents can interrupt your life, and your ability to work for months – even years. Long Term Disability provides financial protection for you by paying a portion of your income, so you have financial support to manage your disability and your household.
- LTD is an voluntary employee paid benefit through Sun Life.
- LTD is intended to protect your income for a long duration after you have depleted any Short Term Disability benefit.
- The plan replaces 60% of your salary, up to $7,500 per month (unless otherwise noted in your classification) after you have been disabled for 90 continuous days.
- Benefits continue until your Social Security Normal Retirement Age (SSNRA)*
*Depending on your age at the time of disability, your benefit may be subject to a different schedule. Refer to your plan documents for more specific details on benefit duration.
Long Term Disability Rates are based on employee age. Please refer to ADP Enrollment Event for detailed information on your cost for this coverage.
If you become disabled, please contact Human Resources.
Additional Benefits through Sun Life
Employee Assistance Program (EAP)
Your EAP allows you someone to talk to and resources to consult whenever and wherever you need them. See below for some of the resources you have access to:
- Confidential Emotional Support—Speak with highly trained clinicians to help you and your family members with any issues, including anxiety, depression, grief, loss, life adjustments and relationship or marital conflicts.
- Work-Life Solutions—Specialists provide qualified referrals and resources for just about anything on your to-do list, such as: finding child and elder care, hiring movers or home repair contractors, planning events and locating pet care.
- Legal Guidance—Talk to an attorney for practical assistance with your most pressing legal issues, including divorce, adoption, family law, wills, trusts and more.
- Financial Resources—Financial experts can assist with a wide range of issues, such as: retirement, taxes, mortgages, budgeting and more.
- Free Online Will Preparation - EstateGuidance® lets you quickly and easily create a will online.
To find out what other resources are available to you through your EAP, call 877-595-5281 or 800-697-0353 (TTY). You can also download the mobile app GuidanceNow, or visit GuidanceNow. Use Web ID: EAPBusiness
Emergency Travel Assistance
If you or your family are traveling more than 100 miles from home and have a medical or personal emergency, help is just a phone call away. By calling Assist America’s 24/7 Emergency Travel Assistance call center, you can receive the following:
- Medical consultation, evaluation and referral
- Hospital admission guarantee
- Assistance with unattended minor children
- Lost prescription assistance
- And more!
AbleTo
Through a partnership with Sun Life, we know you’re currently managing a recent diagnosis that maymake this a stressful and overwhelming time for you. AbleTo provides a personalized virtual therapy and behavioral coaching program at no cost to you, as part of your Sun Life benefit. The program will help you learn skills you can use daily to enjoy more of life. You’ll speak one-on-one with a coach and a licensed therapist who can help you manage feelings of anxiety, depression, and stress. View the flyer below for more information.
To get started:
- Visit AbleTo: Find Care That's Right For You and enter basic information (name, date of birth, email, phone number) and Sun Life Claim Number (different from your health insurance number).
- Schedule an appointment.
- Receive confirmation email.
- Start your personal program.
To learn more about any of these additional benefits, visit the Sun Life website below.
Voluntary Benefits
Voluntary Critical Illness Insurance
You may have medical insurance– But that doesn’t mean you’re covered for all of the expenses resulting from a serious illness. Critical Illness, including cancer, impacts so many lives. One of the greatest and most easily forgotten effects is the financial burden associated with such diagnosis. In addition to the cost of treatment, the time away from work can deplete your savings account in no time. Critical Illness insurance pays a lump sum benefit for conditions including, but not limited to: heart attack, stroke, major organ failure, end stage kidney disease, and occupational HIV. You may elect to purchase the following coverage amounts:
- Employees: You can choose between $10,000 and $40,000 of coverage, in increments of $10,000.
- Spouse: If you elect coverage for yourself, you can choose between $10,000 and $40,000 of coverage, in increments of $10,000. Not to exceed 100% of your coverage amount.
- Children: If you elect coverage for yourself, you can choose between $5,000 and $20,000 of coverage, in increments of $5,000. Not to exceed 50% of your coverage amount. An eligible child is defined as your child from birth to age 26.
Please refer to ADP Enrollment Event for detailed information on your cost for this coverage.
Voluntary Accident Insurance
Accident insurance provides you with a lump-sum payment (to use as you see fit) based on the type of injury and care you receive after an accident.
- It can help with out-of-pocket expenses such as deductibles, copays, transporation to medical centers, childcare and more.
- You can purchase coverage for you, your spouse and your children.
- Accidents that happen after coverage begins are covered.
- It’s a great way to protect yourself and family from sports related injuries, slips, auto injuries and life’s unexpected events.
Legal & ID Shield
Identity Theft Protection and Pre-Paid Legal Services are provided by LegalShield. The legal plan covers the employee, spouse and dependent children. For more information on these plans, please refer to the Benefit Summary posted below.
Retirement
You can access your retirement account through Capital Group | American Funds by clicking the link below and logging in.
If you are accessing your account for the first time, click on "Register" and complete the information. If you need help accessing your account or prefer to manage your account by phone, call Participant Services at 800-204-3731.
You can also access your account using the America Funds PlanPremier app, available from the App Store and Google Play.
Website features and resources:
- Retirement income: Review a personalized estimate of your monthly retirement income and see how adjusting your savings plan may improve your outlook.
- Healthcare costs: Get a projection of how much you might pay for healthcare in the future.
- Peer comparisons: See how your savings plan compares with that of similar employees.
- Account transactions and details: Make changes to your account and get the account information you need. See next page for details.
- Learning Center: Educational content can help you understand the basics of investing for retirement and optimize your savings plan.
- Online Health: Take a tour to learn how to use the website or see answers to frequently asked questions.
View the flyer below for more information.
2025 Wellness Challenges
Baldwin Supply Company is partnering with NFP to offer Wellness Challenges for 2025. NFP’s online challenges offer meaningful wellness initiatives that support the well-being of our employees. The best part is these challenges are suitable for all employees, and you can earn HSA dollars by participating.
Plan Documents
Contact Information
Contact Information
Annual Notices
Contact Us
As you consider your benefit options, please be sure to review all available information: Employee Benefits Guide, Intranet, and other videos and flyers found on this webpage. If you don't understand your benefits or need any assistance, please contact Human Resources.