Cost Sharing Plan
Sedera is a cost sharing community that will share the cost of the large events in life.* The Sedera plan doesn't have a network. Please reference the Sedera materials and view the video presentations below for details.
There is no ID for this plan and no network. You will present yourself as a cash payer and start a "Need" on the member portal if the total goes over your chosen IUA (Initial Unshareable Amount). See "Sedera Select + Presentation" link below.
*Pre-existing limitations apply.
See how to enroll above. New Sedera Members - In addition to completing the election form, new Sedera members must complete their enrollment through the Sedera portal before the 19th of the month to ensure an effective date of the 1st of the following month. If you do not do this your enrollment may be pushed to the following month.
Life is full of challenges...
Protecting your way of life shouldn’t be one.
If something happened to you, would your family have the income they need? Help protect their way of life with voluntary benefits from Colonial Life.
Accident insurance helps offset the unexpected medical expenses that can result from a covered accidental injury.
Choose options your way:
Benefits are paid directly to you, unless you specify otherwise.
With most plans, you can continue coverage when you retire or change jobs, with no increase in premiums.
With most plans, you receive benefits regardless of any insurance you may have with other companies.