Employee Benefits Effective 5/1/2022
Open Enrollment runs from April 11 through April 22.
WELCOME
Helping you and your family reach and maintain good health is very important to Blue Corn Harvest & Grill is pleased to offer a selection of benefits designed with your health and financial wellbeing in mind. We review our benefit programs each year to ensure we consider the best combination of benefit coverage, network access and affordability for employees.
Eligibility
Regular employees working at least 30 hours per week are eligible to participate in benefits offered by Blue Corn Harvest & Grill. When you enroll in the benefits program, you may also cover your eligible dependents.
OVERVIEW
Blue Corn Harvest Bar & Grill offers three options for your medical needs through Humana.
Voluntary Dental and Vision plans are offered through Humana.
ENROLLMENT
The Benefit choices you make during your initial enrollment or annual open enrollment remain in effect for the entire year.
You can, however, modify your elections under certain circumstances, called "Qualifying Events". These are events such as marriage, divorce, birth or adoption of a child, loss of eligibility under another plan. If you experience a qualifying event, you may make changes to your benefits within 30 days of the event or 60 days if the event is due to birth or adoption of a child.
EMPLOYEE ELIGIBILITY
You are eligible to participate if you are full-time and work a minimum of 30 hours per week. Your coverage will be effective 1st of the month following 60 days from your date of hire.
Log into Employee Navigator (link below)
STEP 1: Log In
First time users: Click on your registration link in the email sent to you by your admin or "Register as a new user". Create an account, and create your username and password.
STEP 2: Welcome!
After you login click "Let's Begin" to complete your required tasks
STEP 3: Onboarding (for first time users, if applicable)
Complete any assigned onboarding tasks before enrolling in your benefits. Once you've complete your tasks click "Start Enrollment" to being your enrollments
STEP 4: Start Enrollments
After clicking "Start Enrollment", you'll need to complete some personal and dependent information before moving to your benefit elections
STEP 5: Benefit Elections
To enroll dependents in a benefit, click the checkbox next tot he dependent's name under "Who am I enrolling?"
Below your dependents you can view your available plans and the cost per pay. To elect a benefit, click "Select Plan" underneath the plan cost
Click "Save & Continue at the bottom of each screen to save your elections
If you do not want a benefit, click "Don't want this benefit?" at the bottom of the screen and select a reason from the drop-down menu
STEP 6: Review and Confirm Elections
Review the benefits you selected on the enrollment summary page to make sure they are correct then click "Sign & Agree" to complete your enrollment. You can either print a summary of your elections for your records or login at any point during the year to view your summary online
MEDICAL
Humana Medical
You have three options:
Humana HMO HSA Opt 19
With this HSA compatible plan you will pay the contracted rate with the provider untl the deductible has been met.
Humana On Hand Opt 23
On Hand is a unique plan that has rates similar to the HSA compatible plan but offers first dollar coverage on several expenses.
Dedicated On Hand App
Unlimited virtual primary and urgent care for $0 with Doctor On Demand
Unlimited mental health visits for $0 with Doctor On Demand
Chat-based coaching with real-time support to help you reach your health goals, manage life stressors, improve relationships, and more – for $0 with Doctor On Demand
Primary care kit with blood pressure cuff, thermometer, and pulse oximeter to help your doctor diagnose and manage your health sent to your home after you register on the On Hand app
Comparative prescription pricing and GoodRx® access
Pay only $5 for over 1,400 prescriptions and common labs
Chronic condition management
In-person preventive care at no additional cost for things like well-child and women’s and men’s health visits
Full service care team to schedule all appointments including help finding a specialist and coordinating care
When you need to see a doctor in person, you pay either a copay, or a percentage of costs of a covered health care service after meeting the deductible, based on the plan.
Humana HMO Simplicity Opt 14
This plan has set copays for most services. See summary for more details.
DENTAL
Humana's dental plan provides comprehensive coverage to help you and your family maintain good dental health. Providers are part of the Humana network, or you may see an out-of-network dentist of your choice. Be aware if you go out-of-network, your costs will be higher.
Use the link below to find an in-network provider.
VISION
Voluntary Vision through Humana
DID YOU KNOW?
- Eye exams can help detect serious eye and general health conditions sooner: high blood pressure, diabetes, heart disease, high cholesterol
- Babies should receive their first professional eye exam at 6 months
- 80% of learning in the first 12 years comes through the eyes
Blue Corn Harvest Bar & Grill offers vision coverage through Humana to help pay for eye exams, prescription glasses and contact lenses. You receive a higher level of benefits when you see a provider in Humana's Network. Review your coverage details in your Benefit Guide.