Introduction
Welcome to Your Benefits Enrollment!
Bargain Center's open enrollment begins February 16, 2025. This is the time of year when employees are encouraged to take the opportunity to re-evaluate current and future benefit needs. Understanding your 2025-2026 benefit plan options is important, so you are encouraged to review all information carefully. You may also want to visit the carrier websites to take advantage of the many tools and resources available to assist you in making a well-informed decision.
Benefits Overview
This is the one time of year when you can select or make changes to your benefit choices. The selections you make during enrollment go into effect March 1, 2025.
How To Enroll
Attached you will find the following:
2025 Bargain Center Enrollment Forms
2025 Mutual of Omaha Enrollment/Change Form
2025 Mutual of Omaha Evidence of Insurability Questionnaire
Please print the 2025-2026 Bargain Center Enrollment form and complete, sign, date and return to your HR Department no later than February 25, 2025. Please note, if you wish to not make any election changes for you and your dependents, you can mark the box that states "I want to keep my current (Medical, Dental, Vision or Life) enrollment the same." This is available for each line of coverage. Please note, if you choose to keep you and your dependents current enrollment the same, we will not access the file, the enrollment will continue as is.
If you wish to enroll in Voluntary Life & AD&D and did not enroll yourself or dependents when you were first eligible for coverage or are increasing yours or your dependents VTL & AD&D benefit, you will need to complete a Mutual of Omaha Enrollment Form and a Mutual of Omaha's Evidence of Insurability questionnaire via Mutual of Omaha's website. The location and directions to Mutual of Omaha EOI website is included in the Mutual of Omaha EOI. It is your responsibility to complete the questions and submit to Mutual of Omaha's Underwriting Team for review to either approve or decline. If you do not submit the information, the coverage will not be issued. Please be sure to include all information requested on the form.
If you are currently enrolled in the Voluntary Life/AD&D and wish to increase your benefits, you can increase your benefit by 4 increments of $10,000 each ($40,000 total), up to the guaranteed issue amount of $100,000 without having to complete an Evidence of Insurability Form. This benefit is for employees only. It is not available for dependents. If you wish to purchase more than the guaranteed issue amount, an Evidence of Insurability Form must be completed and submitted to Mutual of Omaha for review and approval.
Please turn the completed enrollment form into Human Resources.
Thank You!
Additional Resources
Contact Us
While we are interested and concerned about the health of our clients and their dependents, we have HIPAA Privacy Compliance obligations which limit the information carriers can share with us. NFP is available to assist you with claims issues or any other issues you have concerning your benefits. If you are experiencing a claim issue, please contact Customer Service with the appropriate insurance company first to see if you can resolve it on your own. If not, please contact either Adonica Whelton or Jodi Thompson for further assistance.
Client Contacts
Valerie Miller
val.m@bcirents.com
(918) 787-6027