Helping you and your family reach and maintain good health is very important to B & R Railroad Services. B & R Railroad Services is pleased to offer a selection of benefits designed with your health and financial wellbeing in mind. We review our benefit programs each year to ensure we consider the best combination of benefit coverage, network access and affordability for employees.
Regular employees working at least 30 hours per week are eligible to participate in benefits offered by B & R Railroad Services. When you enroll in the benefits program, you may also cover your eligible benefits. Dependents include your legal spouse, child(ren) up to age 26 (regardless of student status, marital status, residence, or financial dependence on you), and an unmarried child incapable of self-support.
B & R Railroad Services remains committed to providing a competitive, cost-effective benefit program.
Please review and sign your 2022 B & R Railroad Services Annual Notices.
All elections must be submitted by 02/28/2022. The benefits you elect during open enrollment will be effective from 03/01/2022-02/28/2023.
The Benefit choices you make during your initial enrollment or annual open enrollment remain in effect for the entire year.
You can, however, modify your elections under certain circumstances, called "Qualifying Events" These are events such as marriage, divorce, birth or adoption of a child, loss of eligibility under another plan. If you experience a qualifying event, you may make changes to your benefits within 30 days of the event or 60 days if the event is due to birth or adoption of a child.
Refer to your Employee Benefits Guide or contact Human Resources if you have questions about qualifying events.
Medical Mutual of Ohio will administer your medical and prescription drug benefits this year. D
To find out if your provider is in-network, please visit the Medical Mutual of Ohio website below.
The Health Savings Account (HSA) allow you to set aside pre-tax dollars to pay for eligible expenses. By contributing to an HSA you reduce your taxable income, so you pay less in taxes — which saves you money.
HEALTH SAVINGS ACCOUNT (HSA)
How the HSA Plan Works
You may use your HSA funds to pay for eligible medical, prescription drug, dental or vision expenses. Unused funds remain in your account for future use and roll over each calendar year. You can change your HSA contribution at any time during the plan year for any reason.
Please view the documents below for additional details on your 2022 benefits.