Introduction
Whether you are a new or a long-standing Auggie, we are pleased to have you as a part of the Augsburg community. Attracting and retaining talented, dedicated faculty and staff is important to the success of Augsburg University. We know that our team member’s attitudes toward their benefits are correlated with their levels of commitment and engagement with the University. Augsburg strives to provide meaningful benefits that are affordable and meet the needs of our faculty and staff, and their families.
2023 Augsburg Benefits Information
Your benefits are an important part of your total compensation at Augsburg University.
As a faculty or staff member, you can enroll in benefits at your initial enrollment when you are a new hire, if you have a qualifying life event, or during our annual benefits Open Enrollment that is hosted in the fall (typically early-November).
Benefits Offered in 2023 (web-links in blue)
- Two Medical plans on three networks through Medica NEW in 2023
- Welcome to Medica Plan Comparison
- Dental coverage through Delta Dental of MN
- Vision coverage through EyeMed
- Health Savings Account (HSA) through HR Simplified
- Flexible Spending Accounts (FSAs) through HR Simplified
- Medical FSA
- Limited FSA
- Dependent Care FSA
- Employer Paid Basic Life and Accidental Death and Dismemberment (AD&D) and Long Term Disability through Unum
- Supplemental Life and AD&D through Unum
- Employee Assistance Program (EAP) through Optum for Medica members; through Health Advocate (Unum) for ALL employees and family members.
- 403(b) through TIAA
Please refer to the 2023 Benefit Guide (link below) for more plan, policy and contact information pertaining to all of your benefits.
How To Enroll in Benefits
Action Required!
All enrollments (new hire, open enrollment, or qualifying event) are completed via the electronic enrollment form accessible through INSIDE AUGSBURG (link below).
If you did not enroll when first eligible or during Open Enrollment, you can only make changes if you experience a Qualifying Life Event. Please notify Human Resources within 30 days of the event.
Most common life events include:
- Marriage
- Birth or adoption of a child
- Divorce, legal separation, termination of employment, reduction in hours worked or death of spouse
- Loss of coverage under Medicaid or state child health plan
- Gaining eligibility for coverage under Medicaid, Medicare or a state child health plan
Whenever you are making changes, we strongly encourage you to confirm your demographic and beneficiary information as well.
Medical Insurance
Effective January 1, 2023, your medical benefits are offered through Medica. To learn more about your plans and networks, please click the below "Welcome to Medica" link.
To personalize your experience as a Medica plan member, we encourage you to set up your profile on the Medica member portal at: Medica.com/SignIn
As a Medica member, you have additional resources available to assist in your overall well-being. Please refer to your benefit guide for information regarding each of the following:
Omada - chronic condition (diabetes and hypertension) avoidance and support
Fit Choices - fitness discount
Sanvello - behavioral health support (app based)
My Health Rewards - get rewarded for achieving goals on your health journey
CallLink - Medica's dedicated nurse line. 24/7 support.
Please also refer to your Medica Enrollment Guide (link below) which contains helpful information about your plans including your SBCs (Summary of Benefits and Coverage).
Dental Insurance
Your dental insurance is offered through Delta Dental. You have two networks to choose from, the Delta PPO and Premier.
The annual benefit maximum is $2,000 per person when using a PPO dentist ($1,000 with all others dentists)
Orthodontia coverage is also available--for children and adults--with a $2,000 lifetime maximum when using a PPO dentist ($1,000 with all other dentists).
Please review your benefit guide for additional information about your coverage.
We strongly encourage you visit the Delta Dental of MN website and set up your member profile on Delta's secure member portal at: deltadentalmn.org/members
Vision Insurance
The vision plan is 100% employee paid and is a "materials only" benefit meaning it covers lenses and frames but not an eye exam. A preventive eye exam is covered under your medical plan.
For more information about your benefit, we encourage you to not only review your benefit guide, but also explore the EyeMed virtual benefit fair. Here you can review FAQs, watch helpful videos, review your benefit summary (click "view benefits" on the benefit fair homepage) and search for network providers. Augsburg utilizes the Insight network.
Click the link below and enter code: VE5126F9
HSA & FSA(s)
If you are enrolled in a qualified high deductible health plan (HDHP), you are eligible to contribute to a Health Savings Account (HSA). An HSA is a tax-advantaged savings account that you can use for medical, dental, vision and hearing expenses. It is paired with a qualifying health insurance plan--the High Deductible + HSA plan--which offers lower monthly premiums in exchange for a higher deductible (the amount you pay out of pocket before insurance kicks in).
Your HSA is administered by HR Simplified.
Augsburg also offers three (3) Flexible Spending Account (FSAs) options:
- Health Care FSA for employees enrolled in the Low Deductible Plan or employees not enrolled in Augsburg's medical plan.
- The Medical FSA allows you to set aside money on a pre-tax basis that can be used to cover out-of-pocket expenses for medical, dental, vision and hearing costs that are not covered by the plan.
- Limited FSA for employees enrolled in the High Deductible + HSA Plan.
- The Limited FSA allows you to set aside money on a pre-tax basis that can be used to cover out-of-pocket expenses for dental, vision, and post-deductible medical ONLY.
- Dependent Care FSA for employees with eligible dependents and day care needs during the work day (no medical election is required).
- The Dependent Care FSA is used to set aside pre-tax dollars to cover day-care/elder-care expenses for eligible dependents.
Please refer to the HSA/FSA Q&A document below for some important reminders about these benefits.
In addition, please click on any of the below links for more information on debit cards and your mobile app as well as links directly to the HSA or FSA store websites.
Life and Disability Insurance
As an Augsburg employee, you are provided Basic Term Life and AD&D coverage as well as Long Term Disability benefits at NO cost to you. You are also eligible for additional Life insurance on a voluntary (100% employee paid) basis.
Please refer to your benefit guide for additional information detailing the benefit maximums, plan parameters and enrollment requirements.
To gain a better understanding of the benefits offered to you through Unum (life and disability) please watch the brief videos linked below and review the plan.
Pet Insurance
For all of our Augsburg animal enthusiasts, we offer a Pet Insurance benefit that provides a wide array of coverage for accidents, injuries and illnesses.
This is a voluntary benefit and costs vary by plan, coverage options, state or residence and type of pet.
Please call Nationwide at 877.738.7874 and mention you are with Augsburg University or start the quoting process online by clicking the link below.
403(b) Plan
Active faculty and staff may begin participating in the TIAA retirement plan at any time after attaining the age of 21. The plan has immediate vesting.
Participation in the matching level of the retirement plan may begin after one year of service; you contribute 5% of your base salary on a pre-tax basis and the University matches with a 5% contribution.
After four years of matching participation, the University contributes 8%, and no mandatory employee contribution is required.
For more information about how to enroll or change your contributions, please contact Human Resources.
To set up and register your online access or to access your account, please click the below link to the TIAA website. You can also call 800.842.2252 with questions or concerns about your account.
EAP Program(s)
For ALL Augsburg employees:
The employee assistance program through Unum (provided by HealthAdvocate) provides employees access to counselors and services for help with personal, family and work issues including stress, depression, anxiety, relationship issues, divorce, job stress, work conflicts, family and parenting problems, anger, grief and loss, addiction, eating disorders and mental illness. The EAP offers 24/7 access to master’s level staff clinicians for information, assessment, short-term problem resolution and referrals, and up to 3 face-to-face counseling sessions. In lieu of face to face sessions, HIPAA compliant video counseling sessions are offered for those who prefer the use of technology to receive the service.
Employees may call 1.800.854.1446 (multi-lingual) to be referred to a local counselor. These resources may also be accessed online at unum.com/lifebalance.
For Medica plan members:
The Employee Assistance Program available through Optum is an excellent source for confidential support, expert information and valuable resources, when you need it the most. You have access 24/7 to master’s-level clinicians.
When appropriate, Optum will connect you with a local counselor who can address your concerns in person. You have access to five face-to-face visits covered at 100% per issue, per year. If you need additional assistance, the counselors can help you get care through your Medica health plan or refer you to affordable community resources.
For more information or to speak to a clinician, call Optum at 800.626.7944.
Contact Us
The Augsburg Human Resources Department is available for additional questions or concerns that you may have. Please call 612-330-1058 email hr@augsburg.edu