WELCOME

Helping you and your family reach and maintain good health is very important to ARRIVAL. ARRIVAL is pleased to offer a selection of benefits designed with your health and financial wellbeing in mind. We review our benefit programs each year to ensure we consider the best combination of benefit coverage, network access and affordability for employees.



OVERVIEW

ARRIVAL is committed to providing a competitive, cost-effective benefit program. Each year ARRIVAL takes great care and detail in the benefit programs offered to employees.


Please review the enrollment materials for more information regarding your plans for 2022.


Click the link below to view your 2022 Open Enrollment Presentation.

2022 Benefit Guide

2022 Benefit Guide

ENROLLMENT

Action Required:


Please complete your election form and submit to benefits@arrival.com.


The Benefit choices you make during your your new hire enrollment remain in effect for the entire year.


You can, however, modify your elections under certain circumstances, called "Qualifying Events" These are events such as marriage, divorce, birth or adoption of a child, loss of eligibility under another plan. If you experience a qualifying event, you may make changes to your benefits within 30 days of the event.


Refer to your Employee Benefits Guide or contact the Employee Experience Team if you have questions about qualifying events.

2022 Election Form

2022 Election Form

MEDICAL/RX

ARRIVAL is partnering with Blue Cross Blue Shield of North Carolina for Medical & RX benefits for 2022!


To find an In-Network Provider or Pharmacy use the links below!


BCBSNC Find a Doctor Tool


BCBSNC Find a Drug or Pharmacy Tool


Register for your BCBS of NC Member Account


Login to your BCBS of NC Account

PPO 1000 Plan Benefits Summary

PPO 1000 Plan Benefits Summary

HSA 1500 Plan Benefits Summary

HSA 1500 Plan Benefits Summary

HSA 3000 Plan Benefits Summary

HSA 3000 Plan Benefits Summary

Preferred Provider Organization (PPO) Overview

Preferred Provider Organization (PPO) Overview

Prescription Drug Benefits Overview

Prescription Drug Benefits Overview

High Deductible Health Plan (HDHP) Overview

High Deductible Health Plan (HDHP) Overview

HDHP with HSA

HDHP with HSA

DENTAL

ARRIVAL provides comprehensive coverage to help you and your family maintain good dental health. Our dental coverage is offered through UNUM who uses the DenteMax network. To find an in-network provider use the UNUM Dental Care Find a Provider Tool


Members can register for their UNUM Dental Account here: https://unumdentalcare.com/

Dental Insurance Overview Video

Dental Insurance Overview Video

VISION

ARRIVAL offers vision coverage through UNUM to help pay for eye exams, prescription glasses and contact lenses. You receive a higher level of benefits when you see a provider in network, however, out-of-network coverage is provided but may only be handled as reimbursements in some situations. Review your coverage details in your Benefit Guide.


To find out if your provider is in-network, please visit the UNUM Vision Care Find a Provider Tool

Register for your vision account using the last 4 of your SSN here: https://member.eyemedvisioncare.com/unum/en/

Vision Insurance Overview

Vision Insurance Overview

LIFE & DISABILITY

ARRIVAL provides you with financial protection options for life, accidental death & dismemberment, short term disability and long term disability with Unum.


Life/AD&D

A sudden accident or death can leave you or your loved ones in a vulnerable position. Employees have the opportunity to enroll in Term Life and Accidental Death & Dismemberment insurance which will supplement lost income in the event of an accident or death. If you choose to enroll in employee coverage, this will be in addition to your employer provided Basic Life coverage.


Who's Your Beneficiary? Naming a beneficiary is a crucial part of electing life insurance. Also, don't forget to update your primary or secondary beneficiary if you experience a life event, such as a divorce or birth of a child.


Short Term Disability

Everyday illnesses or injuries can interfere with your ability to work. Even a few weeks away from work can make it difficult to manage household costs. Short Term Disability coverage provides financial protection for you by paying a portion of your income, so you can focus on getting better and worry less about keeping up with your bills.


Long Term Disability

Serious illnesses or accidents can interrupt your life, and your ability to work for months – even years. Long Term Disability provides financial protection for you by paying a portion of your income, so you have financial support to manage your disability and your household. 


Please consult your Employee Benefits Guide and review the benefit summaries for additional details.

Life/AD&D Insurance Overview

Life/AD&D Insurance Overview

Disability Insurance Overview

Disability Insurance Overview

HEALTH SAVINGS ACCOUNT (HSA)

The Health Savings Account (HSA) allow you to set aside pre-tax dollars to pay for eligible expenses. By contributing to a HSA you reduce your taxable income, so you pay less in taxes — which saves you money.


To be eligible to contribute towards an HSA tax-free, you must meet the requirements below:

  • Covered by a Qualified High Deductible Health Plan
  • You cannot be covered by another health plan (including if your spouse has a Flexible Spending Account)
  • You cannot be covered by Medicare or Medicaid
  • You cannot be eligible to be claimed as a tax dependent
  • You have not received VA benefits in the past 90 days


HSA IRS Maximums are as follows:

$3,650 for a single contract

$7,300 for a two person or family


$1,000 "Catch Up" contribution for those age 55+


Employer Annual Contributions:

  • HSA 3000 Plan:
  • Employee Coverage: $1,250
  • Employee + Spouse Coverage: $2,500
  • Employee + Child(ren) or Family Coverage: $3,000
  • HSA 1500 Plan:
  • Employee Coverage: $500
  • Employee + Spouse Coverage: $1,000
  • Employee + Child(ren) or Family Coverage: $1,500
Health Savings Account (HSA) Overview

Health Savings Account (HSA) Overview

MENTAL HEALTH RESOURCES

Your mental wellbeing is equally important as your physical wellbeing. ARRIVAL recognizes the importance of taking good care of yours and your families mental health. ARRIVAL provides all employees and their dependents access to the Employee Assistance Program with Unum. For those employees covered by a BCBS of NC medical plan, you and your covered dependents also have access to virtual mental health services through Teladoc.

Access Your EAP Services Here

Access Your EAP Services Here

Managing Stress

Managing Stress

Mental Health Overview

Mental Health Overview

Employee Assistance Program

Employee Assistance Program

UNDERSTANDING YOUR BENEFITS

What is Preventive Care?

What is Preventive Care?

Benefit Terms Explained

Benefit Terms Explained

How to Read An Explanation of Benefits (EOB)

How to Read An Explanation of Benefits (EOB)

What is Balance Billing?

What is Balance Billing?

What is a Qualifying Event?

What is a Qualifying Event?

Primary Care vs. Urgent Care vs. ER

Primary Care vs. Urgent Care vs. ER