Helping you and your family reach and maintain good health is very important to ARRIVAL. We are pleased to offer a selection of benefits designed with your health and financial wellbeing in mind. We review our benefit programs each year to ensure we consider the best combination of benefit coverage, network access and affordability for employees.
ARRIVAL remains committed to providing a competitive, cost-effective benefit program. Each year we take great care and detail in the benefit programs offered to employees.
Please review the remainder of this page, and all of the additional resources for more information regarding ARRIVAL benefit plans.
You are eligible to participate if you are full-time or part-time. Your coverage will be effective on date of hire.
When you enroll in the benefits program, you may also cover your eligible dependents. Dependents include your legal spouse and children. Children eligibility is as follows -
ACTION: Please login and submit your elections within 30 days of hire
ENROLLMENT INSTRUCTIONS:
The Benefit choices you make will remain in effect for the entire year. You can, however, modify your elections under certain circumstances, called "Qualifying Events" These are events such as marriage, divorce, birth or adoption of a child, loss of eligibility under another plan. If you experience a qualifying event, you may make changes to your benefits within 30 days of the event.
Contact Human Resources if you have questions about qualifying events.
Group # 14172841| (888) 206-4697 | www.BlueCrossNC.com
Blue Cross Blue Shield of North Carolina (BCBSNC) will continue to be the administrator for you medical and prescription coverage.
The plans that will be offered effective January 1, 2023 are as follows:
You may view participating providers at the link below or consult with your existing providers.
Preventative care services are covered 100% in-network. Preventative services included women's preventative healthcare services, well-child visits, flu shots and routine physical exams.
Client ID 5538208 | (877) 825-2065 | https://healthequity.com/
The Health Savings Account (HSA) allow you to set aside pre-tax dollars to pay for eligible expenses. By contributing to a HSA you reduce your taxable income, so you pay less in taxes — which saves you money.
How it works:
To be eligible to contribute towards an HSA tax-free, you must meet the requirements below:
HSA IRS Maximums are as follows (any employer provided HSA funds will apply to the maximum noted below):
Annual Employer HSA Funding-HSA 3000
Annual Employer HSA Funding-HSA 1500
Reminder: You can make changes to your HSA elections at any time for any reason. Please contact Human Resources to request a change to your HSA.
(800) 835-2362 | www.Teladoc.com
ARRIVAL provides those employees who are covered by one of the BCBSNC medical plans access to virtual visits with Teladoc. Teladoc provides members the opportunity to receive medical and mental health care from the comfort of your own home. With Teladoc, eligible employees and dependents have access to board certified doctors, psychiatrists and licensed therapists 24 hours a day, 7 days a week, 365 days per year.
How much does it cost:
To get access to these convenient services, visit www.Teladoc.com and click "Register Now" - OR - you may contact Teladoc at 800.835.2362.
Policy # 711133 | (888) 400-9304 | www.unumdental.com
ARRVIAL's dental plan provide comprehensive coverage to help you and your family maintain good dental health. For 2023, the dental carrier will be UNUM. UNUM partners with Dentemax Plus/AlwaysCare to utilize their network of vision providers. Staying in-network will give you the most cost savings.
To find out if your provider is in-network, please visit the website below.
Carryover Benefit:
If an Insured submits qualifying claims for covered expenses during a benefit year and, in that benefit year, receives benefits that are less than their group’s threshold limit, the insured will be credited a carryover benefit. If an insured reaches his or her certificate year maximum benefit, Unum will pay a benefit from the insured’s carryover account up to the amount stored in the insured’s carryover account. The accrued carryover benefits stored in the carryover account may not be greater than the carryover account limit.
Carryover benefit $350, threshold limit $700, carryover account Limit $1250.
Policy # 711133 (855) 652-8686| www.EyeMedVisionCare.com/Unum
ARRIVAL offers vision coverage through UNUM to help pay for eye exams, prescription glasses and contact lenses. UNUM partners with EyeMed to utilize their network of vision providers. You receive a higher level of benefits when you see a provider in network, however, out-of-network coverage is provided but may only be handled as reimbursements in some situations.
To find out if your provider is in-network, please visit the website below.
(800) 300-3838 | www.isolvedbenefitservices.com
The Health Care and Dependent Care Flexible Spending Accounts (FSA) allow you to set aside pre-tax dollars to pay for eligible expenses. By contributing to one or both of the Flexible Spending Accounts you reduce your taxable income, so you pay less in taxes — which saves you money.
Contributions
The election you make during enrollment is your election for the entire plan year. You may change it only if you have a qualifying life event and the change request must be consistent with the event.
You may contribute as follows:
Health Care FSA
Limited Purpose FSA
Dependent Care FSA
Carry-Over Benefit
Basic Life AD&D/STD & LTD Policy # 711131| Voluntary Life/AD&D Policy # 711132| (800) 421-0344 | www.unum.com
ARRIVAL provides you with financial protection options for life, accidental death & dismemberment, short term disability and long term disability with Unum.
Life/AD&D
A sudden accident or death can leave you or your loved ones in a vulnerable position. Employees have the opportunity to enroll in Term Life and Accidental Death & Dismemberment insurance which will supplement lost income in the event of an accident or death. If you choose to enroll in employee coverage, this will be in addition to your employer provided Basic Life coverage.
Evidence of Insurability (EOI): When you are first eligible (at hire) for Voluntary Life, you may purchase up to the Guaranteed Issue (GI) without Evidence of Insurability (EOI). Any amount elected over the GI will require EOI.
Future Increase Option: During the annual open enrollment you may be eligible fo increase your supplemental life insurance with no medical questions! If already enrolled, employees may increase up to the Guarentee Issue without EOI. Any amount elected over the GI will require EOI..
Who's Your Beneficiary? Naming a beneficiary is a crucial part of electing life insurance. Also, don't forget to update your primary or secondary beneficiary if you experience a life event, such as a divorce or birth of a child.
Short Term Disability-Employer Paid
Everyday illnesses or injuries can interfere with your ability to work. Even a few weeks away from work can make it difficult to manage household costs. Short Term Disability coverage provides financial protection for you by paying a portion of your income, so you can focus on getting better and worry less about keeping up with your bills.
Long Term Disability-Employer Paid
Serious illnesses or accidents can interrupt your life, and your ability to work for months – even years. Long Term Disability provides financial protection for you by paying a portion of your income, so you have financial support to manage your disability and your household.
Please review your plan certificate for additional details, limitations, and exclusions.
The resources below are provided to all full time employees at no additional cost:
BCBSNC Medical/Rx: Group # 14172841| (888) 206-4697 | www.BlueCrossNC.com
Health Equity HSA: Client ID 5538208 | (877) 825-2065 | https://healthequity.com/
Teladoc: (800) 835-2362 | www.Teladoc.com
Unum Life/AD&D & Disability Basic Life AD&D/STD & LTD Policy # 711131| Voluntary Life/AD&D Policy # 711132| (800) 421-0344 | www.unum.com
Unum Dental: Policy # 711133 | (888) 400-9304 | www.unumdental.com
Unum Vision: Policy # 711133 (855) 652-8686| www.EyeMedVisionCare.com/Unum
Unum EAP: 800.854.1446 | www.unum.com/lifebalance
Unum Travel Assistance: Reference # 01-AA-UN-762490 | In US 800.872.1414 | Outside US +609.986.1234 medservices@assistamerica.com
As you consider your benefit options, please be sure to review all available information on this page. If you don't understand your benefits or need any assistance, please contact Human Resources:
benefits@arrival.com