Introduction

Open Enrollment November 15-24, 2021

Annual enrollment is your opportunity to learn about the 2022 Health Care Program, review your current coverage and choose the best options for you and your family. We have worked tirelessly to engineer a benefit enrollment process that is as simple and as quick as possible, while providing you with the information you need to make informed decisions.


Please review our 2022 Enrollment Guide and watch the recorded 2022 Benefits Overview Video to learn more about our 2022 benefits offerings.

Benefit Enrollment Guide

Benefit Enrollment Guide

How To Enroll

Enroll Today
Action Required
  • You can start, save, and submit your Open Enrollments easily between ADP Workforce Now® Self-Service Portal and ADP Mobile App 
  • Access the portal https://workforcenow.adp.com, enter your User ID and Password
  • If is is your 1st time logging in you will need the Personal Registration Code that you received in an email from SecurityServices_NoReply@adp.com
  • If you'd like to change your existing coverage or make new elections, you must do so by November 24th. Your current benefit elections will carry forward to 2022 if you don't make a new election.
  • To participate in a Health Savings Account or Flexible Spending Account in 2022, you must make an active election, even if you're already participating in 2021. 


InMoment Open Enrollment WorkforceNow Tutorial

Password: InMomentOE2020

Benefits Overview

We are excited to extend our current theme of experience improvement to all our employees. InMoment's Mission has always been guided by a desire to provide high-quality benefit options, at a competitive price, allowing for choices of providers and plan designs, in a strategy that helps the company deliver a comprehensive and competitive benefits program. Our HR department and partner NFP has worked diligently to balance the ever-increasing costs of healthcare with maintaining such a competitive program.


InMoment offers the following benefits:

  • Medical (HDHP & PPO)
  • HSA & FSA
  • Dental
  • Vision
  • Supplemental Health Benefits
  • Voluntary Benefits
  • Qualified Transit Expense Plan
  • Life & Disability
  • Retirement
  • Employee Assistance Program
  • LegalShield
  • Auto & Home


Please see below an overview highlight of some of the benefits offered. To see the benefits in full detail and your cost, you can refer to the benefit guide below and watch the education meeting recording above.

Benefit Enrollment Guide

Medical

Medical Plan Provided by United Healthcare

InMoment has partnered with United Healthcare to provide you with one of the nation's largest networks of doctors, hospitals, and pharmacies. We have both a High Deductible Health Plan (HDHP) and Traditional PPO plan available to you. The HDHP enables you to take advantage of the tax savings provided by a Health Savings Account (HSA), as well as allow InMoment to make employer contributions into your personal account.


Please note that your out-of-pocket costs will be lower if you use in-network providers. By using in-network providers, you are protected from being balance billed if the provider normally charges rates higher than the maximum reimbursable rates accepted by United Healthcare. Out-of-network providers who charge above those limits are allowed to bill you for those additional charges. This includes out-of-network providers you don’t actually choose yourself when selecting an in-network facility, such as emergency room doctors, anesthesiologists, radiologists, etc. Although these providers will be paid at the in-network coverage level once your deductible has been satisfied because they provided services to you from an in-network facility, that coverage will only be provided up to the maximum reimbursable rate allowed by United Healthcare, and you could be billed by the provider for any denied additional charges over that limit.


For both the HSA and FSA please be aware of new limits:

  • HSA ─ Optum Bank, Single maximum annual limits increased $50, from $3,600 to $3,650, 2 Party & Family tiers increased $100, from $7,200 to $7,300
  • FSA ─ Optum, Annual maximum limit has increased $100, from $2,750 to $2,850

Specialty Rx

Pharmaceutical (Rx) Plan Requirements

Although the cost of specialty medications continue to increase InMoment is committed to supporting our employees (and dependents) who require specialty medications. Specialty medications, with costs exceeding $20,000 a month, will be available through one of two options: 1) A Direct Procurement Patient Advocacy Program and; 2) A Treatment Cost Containment (TCC) Program. These plans both provide access to specialty medications in a more cost effective way. In addition to saving costs, those participating in the TCC program may be eligible for a substantial incentive.


Please note these two programs require active participation by you, the employee. Feel free to reach out to your HR department, or NFP representative, for questions regarding these two programs.

Dental

Dental Plan Provided by Equitable

STANDARD PLAN

The Standard Dental Plan offers you preventive care, basic care, major care and orthodontia services with low deductibles and out-of-pocket expenses. This is a traditional style dental plan with a deductible and coinsurance. This plan has lower annual benefit limits and co-insurance resulting in a lower employee cost per pay period than the Buy-Up plan.


BUY-UP PLAN

The Buy-Up Dental Plan offers you preventive care, basic care, major care and orthodontia services with better co-insurance than the Standard Dental Plan. This plan has enhanced benefits for basic services and orthodontia as well as higher annual benefit limits compared to the Standard Plan.

Vision

Vision Plan Provided by Ameritas

Similar to the dental plan we have two vision options a Low Plan and a Buy-Up plan. Both offer in and Out-of-Network options but the Buy-Up plan does have enhanced benefits regarding frames, exams with dilation and contact lens exam options.

Voluntary Benefits

Including Supplemental Health Benefits

As a supplement to the protection that the medical and disability plans provide, you have the opportunity to enroll in supplemental health benefits for additional coverage. These supplemental medical benefits will pay cash benefits for covered illnesses, hospital stays or injuries. The three plans available are:

  • Accident (off the job) Plan
  • Hospital Plan
  • Critical Illness Plan

Each plan pays a benefit, regardless of any benefits you receive from other insurance programs. The benefits will be paid directly to you, and you may use the money to pay for out-of-pocket medical expenses, transportation expenses, mortgage payments, tuition expenses, household expenses, hiring outside help, or however you like. More details are provided in the benefit guide.


We also provide a voluntary life option to add additional coverage to the standard Life & Disability benefit provided by InMoment.

Legal & ID Benefits

Legal and Identity Theft Protection

LegalShield and IDShield provide the legal, identity theft and privacy protection you and your family need and deserve.


Legal Consultation and Advice:

• Court Representation

• Dedicated Provider Law Firm

• Legal Document Preparation and Review 

• Will Preparation

• Letters and Phone Calls Made on Your Behalf

• Speeding Ticket Assistance 

• 24/7 Emergency Legal Access


IDShield Coverage Includes:

• Identity Consultation and Advice

• Dedicated Licensed Private Investigators

• Identity, Credit and Financial Account Monitoring 

• Child Monitoring

• Full-Service Identity Restoration

• Real-Time Alerts

• 24/7 Emergency Access 

• Social Media Monitoring and Online Privacy Reputation Management

Home & Auto

Voluntary Home/Renters and Auto Insurance Options

As an employee you have the opportunity to save money on your home and auto insurance. InsurChoice is a voluntary home and auto insurance program with multiple discounts which gives you access to different insurance products.


Contact us at 888.858.1594 or InsurChoice@nfp.com to get a quote.

Contact Us

Please contact the NFP Employee Center with any questions during open enrollment and throughout the year at 800.553.3903.

Additional Contacts

IB

InMoment Benefits

benefits@inmoment.com