Open enrollment is your opportunity to review, elect and/or waive your health beneﬁt elections based upon your personal and family needs for the coming year. Changes you make will be effective on January 1, 2023. We encourage you to attend one of the sessions outlined below so you can be prepared to make informed decisions regarding your 2023 healthcare choices.
2023 Health Benefits Overview
Please Note - This is an active enrollment, so you are required to either elect and or waive coverage.
We are excited to continue our current theme of experience improvement for all our employees. InMoment's mission has always been guided by a desire to provide high-quality benefit options at a competitive price, allowing for choices of providers and plan designs, with a strategy that helps the company deliver a comprehensive and competitive benefits program. Our HR department and our partner NFP has worked diligently to balance the ever-increasing costs of healthcare to maintain a competitive program.
InMoment offers the following benefits:
Please see below for overviews that highlight of some of the benefits offered.
To see the benefits in full detail and to see your cost, you can refer to the Benefit Guides.
The Ameritas vision plan offers comprehensive coverage, which includes an annual exam. The plan offers robust in-network benefits, such as a $150 frame allowance with basic lenses covered in full after a $20 copay, or a $150 retail allowance for elective contact lenses. The plan utilizes the EyeMed Access Network.
As a supplement to the protection that the medical and disability plans provide, you have the opportunity to enroll in supplemental health benefits for additional coverage. These supplemental medical benefits pay cash benefits for covered illnesses, hospital stays, or injuries. The three plans available are:
Each plan pays a benefit, in addition to any benefits/coverage you may receive from other insurance programs. The benefits will be paid directly to you, and you may use the money to pay for out-of-pocket medical expenses, transportation expenses, mortgage payments, tuition expenses, household expenses, hiring outside help, or however you like. You may also earn a Wellness Benefit of $100 to $150, simply by receiving a qualifying medical test or procedure - many of which are 100% covered by your medical insurance as a preventive service. Please see the Benefit Guide for more information.
Supplemental Voluntary Life Provided by Lincoln
We also provide a Voluntary Life option, which adds additional coverage to the standard Life & Disability benefit that is paid in full by InMoment.
As an employee you have the opportunity to save money on your home and auto insurance. InsurChoice is a voluntary home and auto insurance program with multiple discounts, which gives you access to different insurance products at great rates.
Contact InsurChoice at 888.858.1594 or InsurChoice@nfp.com to get a quote.
Here are several videos to help you during your enrollment process