INTRODUCTION

ANNUAL OPEN ENROLLMENT

AWK Consulting Engineers, Inc. sincerely believes that our employees are our greatest asset. Offering a competitive and affordable employee benefits package is a top priority.

NFP is a leading insurance broker and consultant that provides employee benefits, property and casualty, retirement, and individual private client solutions through licensed subsidiaries and affiliates. AWK Consulting Engineers, Inc. employee benefits will be managed by the team at NFP's local office in Somerset, PA. By partnering with NFP, we are committing to continuing to improve the employee benefits experience for all AWK Consulting Engineers, Inc. employees. For more information about NFP, visit www.NFP.com

Annual enrollment is your opportunity to learn about your health care benefits, review your current coverage and choose the best options for you and your family. Also, please note that plan choices can be changed in the event of life/status change.

Your Medical, Dental, Life AD&D and LTD plan years run from July 1, 2026 through June 30, 2027.

Please review all 2026-2027 Benefits Overview Information.

If NO changes are needed, then your current benefits will just roll over into the new plan year.

BENEFITS OVERVIEW

BENEFIT GRIDS AND INFORMATION
  • Medical Grid - Highmark Performance Blue PPO $0 Gold
  • Medical Grid - Highmark Performance Blue PPO Qualified $1,750 Gold
  • Dental Grid - Delta Dental PPO 4
  • Reliance Standard - Life AD&D (Employer Paid)
  • Reliance Standard - Long Term Disability (Employer Paid)
Highmark Medical Grid

Performance Blue PPO $0

Highmark Medical Grid

Performance Blue PPO $0

Highmark Medical Grid

Performance Blue PPO Qualified $1,750

Highmark Medical Grid

Performance Blue PPO Qualified ...

Delta Dental Grid

PPO 4

Delta Dental Grid

PPO 4

Reliance Standard

Life AD&D Summary

Reliance Standard

Life AD&D Summary

Reliance Standard

Long Term Disability Summary

Reliance Standard

Long Term Disability Summary

ACTION REQUIRED

Please review:

  • Employee Benefit Notices (Health Compliance Notices)
  • Summary of Benefits and Coverage (SBC) Documents
  • Section 125 Form
Employee Benefit Notices

Health Compliance Notices

Employee Benefit Notices

Health Compliance Notices

Highmark SBC

Performance Blue PPO $0

Highmark SBC

Performance Blue PPO $0

Highmark SBC

Performance Blue Qualified PPO $1,700

Highmark SBC

Performance Blue Qualified PPO ...

Section 125 Form

Section 125 Form

HOW TO ENROLL

ENROLLMENT FORMS

Current Employees:

  • If you'd like to change your existing coverage or make new elections, you must do so by June 15.
  • Your current Medical, Dental, Life AD&D and Long-Term Disability (LTD) elections will carry forward to 2026-2027 if you don't make a new election.

New Hires:

  • You will need to complete any and all necessary enrollment form(s).
Highmark Enrollment Form

Medical Enrollment Form

Highmark Enrollment Form

Medical Enrollment Form

Delta Dental Form

Dental Enrollment Form

Delta Dental Form

Dental Enrollment Form

Reliance Standard Enrollment Form

Life AD&D and LTD Coverage

Reliance Standard Enrollment Form

Life AD&D and LTD Coverage

Section 125 Pre-Tax Form

For Medical and Dental Premiums

Section 125 Pre-Tax Form

For Medical and Dental Premium ...

NEW HIRES

NEW HIRE ENROLLMENT INFORMATION

If you are a NEW HIRE and need to enroll for the FIRST time, please see above section How to Enroll.

All enrollment forms are attached in the How To Enroll for download.

CONSIDERING MEDICARE COVERAGE?

Medicare Services from NFP


NFP is proud to support you when it comes to Medicare and understanding your coverage options.

Our team has served as a trusted advisor in the individual markets for over 20 years and is comprised of experienced and knowledgeable licensed agents who specialize in Medicare coverage. We offer independent and individualized consultations to help you to:

• Understand your coverage options

• Determine if you are eligible for subsidies to lower your healthcare costs

• Establish a timeline for applying for coverage

• Choose a plan that fits both your lifestyle and your budget

• Find coverage that allows you to access the doctors and hospitals you want most

• Enroll in the plan that works best for you


And the best part is, there is never a fee for our services!

Medicare 101

Medicare 101

COMPLIANCE DOCUMENTS

Below are attached Compliance Documents for your review.

  • Performance Blue PPO $0 Gold- Summary of Benefits and Coverage
  • Performance Blue PPO Qualified $1750 Gold - Summary of Benefits and Coverage
  • Benefit Notices for Employees (Health Plan Compliance Notices)
Performance Blue PPO $0 Gold

Summary of Benefits and Coverage

Performance Blue PPO $0 Gold

Summary of Benefits and Covera ...

Performance Blue PPO Qualified $1750 Gold

Summary of Benefits and Coverage

Performance Blue PPO Qualified $1750 Gold

Summary of Benefits and Covera ...

Benefit Notices

Health Plan Compliance Notices

Benefit Notices

Health Plan Compliance Notices

NFP CONTACTS

You have dedicated Agents ready to handle any situation in a discreet and confidential manner.

For Service questions and needs such as:

  • Understanding what your medical, dental or vision benefits cover
  • Help finding in network providers
  • Assistance with prescription or pharmacy issues
  • Questions regarding bills you receive from your doctor, hospital, dentist, optometrist or lab
  • Claims you believe haven’t been paid properly

Client Contacts

CC

Clara Charlton

charltonc@awkengineers.com

(412) 823-8331