Table of Content
- Header
-
Page
- WELCOME
- ENROLLMENT
- MEDICAL/RX
- ONLINE VISITS
- HSA
- DENTAL
- VISION
- LIFE & DISABILITY
- PROVIDED TO ALL EMPLOYEES
- CARRIER CONTACTS
- Footer
WELCOME
Helping you and your family reach and maintain good health is very important to AVA. AVA is pleased to offer a selection of benefits designed with your health and financial wellbeing in mind. We review our benefit programs each year to ensure we consider the best combination of benefit coverage, network access and affordability for employees.
Summary of Changes Effective January 1st, 2023:
- Medical coverage premiums remain stable on average
- Simplified categories for Medical coverage
- Lower Vision premiums
- No increase in Dental premiums
- Short-term disability (STD) benefit for all employees, no longer based on years of service
- Company paid Life Insurance is 1x Base Annual Earnings up to $250,000
- Increased HSA limits
AVA remains committed to providing a competitive, cost-effective benefit program. Each year we take great care and detail in the benefit programs offered to employees.
Please review your 2023 AVA Open Enrollment materials for more information regarding your plan's offerings for 2023.
ENROLLMENT
All regular employees working at least 30 hours per week are eligible to participate in the benefit plans offered by AVA. When you enroll in the benefits program, you may also cover your eligible dependents. Dependents include your legal spouse and children. Children eligibility is as follows -
- Medical, Dental & Vision: End of the calendar year in which the child turns 26
- Voluntary Life: Age 19, or 25 if full time student
ENROLLMENT INSTRUCTIONS:
- Go to https://workforcenow.adp.com
- Enter your User ID
- Enter your Password
- Follow instructions and enroll in your benefits
- Make sure to save your elections and print your confirmation statement.
The Benefit choices you make during your open enrollment remain in effect for the entire year. You can, however, modify your elections under certain circumstances, called "Qualifying Events" These are events such as marriage, divorce, birth or adoption of a child, loss of eligibility under another plan. If you experience a qualifying event, you may make changes to your benefits within 30 days of the event or 60 days if the event is due to birth or adoption of a child.
Contact Human Resources if you have questions about Qualifying Life Events.
MEDICAL/RX
BCBSM Medical/Rx
BCBSM will continue to be the medical and prescription carrier next year. You may view participating providers at the link below or consult with your existing providers.
ONLINE VISITS
BCBSM Online Visits
AVA provides those employees who are covered by one of the BCBSM medical plans access to virtual visits with BCBSM Online Visits. BCBSM Online Visits provide members the opportunity to receive medical and mental health care from the comfort of your own home. With BCBSM Online Visits, eligible employees and dependents have access to board certified doctors, psychiatrists and licensed therapists 24 hours a day, 7 days a week, 365 days per year.
How Much Does it Cost?
- HDHP HSA Plan: Services will be subject to your deductible and coinsurance; applicable charges until you have satisfied your deductible are as follows: Virtual Medical Visit $59; Virtual Therapy $85-$99; Virtual Psychiatry $199 for initial visit and $95 for follow up visits.
- Prescriptions: If prescribed during a virtual visit, applicable Rx cost sharing will apply based on which medical plan you are enrolled in.
To get access to these convenient services, download the BCBSM Online Visits app, visit www.bcbsmonlinevisits.com - OR - call 844.606.1608.