Medical and Prescription Drug – United HealthCare (UHC):

• Your medical and Rx carrier will be remain with UHC
• There will be some minor changes to the four plan options through UHC
• For more information, please review the Open Enrollment Recorded Presentation
• Your medical plan deductibles and out of pocket maximum will reset May 1st

Dental – United Healthcare (UHC):

• No changes to plan designs
• Your dental deductibles and plan maximums will reset January 1st

Vision – VBA:

• No changes to plan designs

Flexible Spending Accounts (FSAs) – The Harrison Group:

• The annual maximums for 2021 will remain the same:
• Healthcare FSA at $2,750
• Dependent Care FSA at $5,000
• You can roll over up to $550 of any unused amount in the Healthcare FSA funds at the end of the plan year (4/30/2022)
• These programs require an election each year, so if you want to continue your coverage and/or elect for the first time, you need to do so through Employee Navigator

Life and Short Term Disability – The Hartford:

• The Hartford will be your new Basic Life/AD&D, Short Term Disability, and Voluntary Life/AD&D carrier
• If you are currently enrolled in Voluntary Life/AD&D with SunLife, your enrollment will carry over
• If you have moved to a new age band, your costs may increase
• Your enrollment may pend for the completion of an Evidence of Insurability (EOI) form and will only become active when and if the Evidence of Insurability form is approved
• Ability Assist Counseling with Health Champion Healthcare Support, an Employee Assistance Program (EAP) available at no cost

Voluntary Products – The Hartford

• The Hartford will be your new carrier for Voluntary Critical Illness and Voluntary Accident
• The Voluntary Cancer Insurance through SunLife will no longer be offered; if you would like to enroll in a similar program, The Hartford’s Voluntary Critical Illness program has a cancer benefit
• It has a benefit for other conditions such as: end-stage renal failure, heart attack, major organ failure, stroke, coma, coronary artery disease, and more
• There are no pre-existing conditions exclusions
• You will need to make an election in order to be enrolled, even if you were previously enrolled in the voluntary products offered by SunLife