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Table of Content

  1. Header
  2. 2025 Changes at a Glance
    1. Open Enrollment
  3. Eligibility & Enrollment
    1. Eligibility
    2. Enrollment
  4. Medical & Rx
    1. Medical/Rx Plans Overview
    2. Providers & Networks
    3. Carrier Resources & Education
  5. Tax-Advantaged Accounts
    1. Health Savings Account (HSA)
    2. Flexible Spending Accounts (FSA)
    3. Dependent Care Flexible Spending Account (DCFSA)
    4. Parking and Transit Flexible Spending Accounts
  6. Dental
    1. Dental Plan Overview
    2. Providers & Networks
    3. Carrier Resources & Education
  7. Vision
    1. Vision Plan Overview
    2. Network & Resources
  8. Financial Protection
    1. Life/AD&D Insurance
    2. Disability Insurance
  9. 401k
  10. Additional Educational Videos
  11. Have Questions?
  12. Footer

Open Enrollment

Open Enrollment will take place from November 4th, 2024, through November 15th, 2024. This is the one time of year where you can make changes to your elective coverages with Ardent Eagle Solutions. You may switch between plans, add or remove dependents and drop or add new coverages during the annual open enrollment period. Please also keep in mind the following when making your elections for 2025:

  • If you are currently covered by the Voluntary Life/AD&D, you may increase your benefit by $50,000, not to exceed the Guaranteed Issue amount, with no evidence of insurability!

  • If you wish to contribute to a Flexible Spending Account (FSA) - Healthcare FSA or Dependent Care FSA - for the 2025 plan year, you MUST log into iSolved and elect your annual contribution amount! Elections for FSAs do not carryover year over year.

  • FOR ALL OTHER BENEFITS (Including Parking & Transit Accounts) - THIS IS A PASSIVE ENROLLMENT! If you do not log into iSolved and complete the open enrollment event, current elections will carry forward at the new per paycheck rates, with the exception of the FSA and Dependent Care FSA.

Eligibility & Enrollment

Medical & Rx

CareFirst Administrators

Group ID: TTZ | 1 (866) 945-9841 | CareFirst Administrators - Members Home

CareFirst Administrators will continue to be your medical and prescription drug carrier. You have the choice between four plans for the 2025 plan year. The four plan options include three PPO plans, with various metallic levels, and a new HDHP plan.

If you are already enrolled in one of the Ardent Eagle medical plans today and have not already done so, please be sure to register through the CareFirst member portal (linked above) where you can access important information pertaining to your medical plans with CareFirst Administrators including participating providers, cost estimates for services, explanation of benefits/claims, and your accumulation amounts for deductibles and out-of-pocket costs. If you are not currently covered, you will be able to register in the CareFirst portal as of your effective date of coverage.

2024 Medical/Rx Updates and Changes:

  • PPO Plans: No changes to plan designs - choice of Bronze, Silver or Gold PPO
  • New! HDHP Plan: Allows you to contribute to a Health Savings Account (HSA) with pre-tax dollars.

Tax-Advantaged Accounts

You have the opportunity to contribute to a variety of savings and/or spending accounts on a pre-tax basis which lowers your taxable income. View the information below for important details and guidelines for the various accounts offered by Ardent Eagle Solutions.

Dental

Guardian

Group #00055812 | (888) 600-1600 | guardianlife - Sign In

Ardent Eagle Solutions' dental plan provides comprehensive coverage to help you and your family maintain good dental health. The dental plan includes both in and out of network benefits. Although your cost sharing is the same in and out of network, if you do go out of network it is likely that you will experience balance billing.

If you are already enrolled in Ardent Eagle Solutions' dental plan today and have not already done so, please be sure to register through the Guardian member portal where you can access important information pertaining to your dental plan with Guardian including participating providers, coverage information, and explanation of benefits/claims. If you are not currently covered, you will be able to register in the Guardian portal as of your effective date of coverage.

Guardian Member Portal

Log-In/Register Here!

Vision

Guardian

Group #00055812 | (888) 600-1600 | guardianlife - Sign In

Ardent Eagle Solutions offers vision coverage through Guardian to help pay for eye exams, prescription glasses and contact lenses. Guardian also provides discounts for Lasik.

If you are already enrolled in Ardent Eagle Solutions Guardian vision plan today and have not already done so, please be sure to register through the Guardian member portal where you can access important information pertaining to your vision plan with Guardian including participating providers, coverage information, and explanation of benefits/claims. If you are not currently covered, you will be able to register in the Guardian portal as of your effective date of coverage.

Financial Protection

Ardent Eagle Solutions understands the importance to you and your family to have strong financial protection. We provide all employees Basic Life/AD&D and Disability coverage at no cost to you. In addition to these benefits, we offer a variety of insurance you can choose from on a voluntary, employee paid basis so you can select what is best for your family. All of these coverages are provided to protect your income and out of pocket expenses.

Additional Educational Videos

Have Questions?

As you consider your benefit options, please be sure to review all available information. If you need further assistance, please reach out to Human Resources.



This is a high-level guide of certain benefits your employer offers. The information in this benefits guide is intended as a general outline of the benefits available under the following welfare benefit programs offered by your employer and should not be considered legal, investment or other benefits advice. Benefits described are subject to change, amendment, or termination without notice to, or the agreement of, any employee/participant. All protected health information is confidential, pursuant to the Health Insurance Portability and Accountability Act of 1996. If you have any questions about your benefits guide, contact Human Resources. If you (and/or your dependents) have Medicare or will become eligible for Medicare in the next 12 months, a Federal law gives you more choices about your prescription drug coverage.