This is the one time during the year to review your personal situation and determine whether to make changes to your current elections. You may also use this opportunity to enroll yourself and/or dependents if you waived coverage in the past. Outside of this enrollment period, you may only make benefit changes if you experience a qualified life event (e.g., birth, adoption, marriage, divorce, loss of spouse/partner health coverage).
Please see the presentation below that was discussed during our educational session on Monday 4/10
Please see the document on the right for an overview of benefits and premium amounts for 5/1/23.
Please see the 2023 Benefits Guide on the right for more details
To view medical, dental, or vision plan comparisons, please refer to the documents below
Your 2023 benefit elections can be made online. Please visit the link below to review and change benefits, and view the document on the left for instructions on using the web portal.
Health Savings Account (HSA)
Account that is owned by you, funded by you and Turner & Townsend Inc. You can use the money contributed to an HSA to pay for qualified healthcare expenses such as deductibles, prescription drugs, eyeglasses, orthodontia and many over the counter drugs.
Annual Maximum Contribution – 2023 (Indexed Annually).
You will not be able to contribute to an HSA if:
Healthcare Flexible Spending Account (FSA)
Pretax account that can be used for qualified healthcare expenses. This is a use it or lose it account and only a certain amount ($610 for 2023-2024) will rollover each year.
Annual Maximum Contribution – 2023 $3,050
Dependent Care Flexible Spending Account (DCFSA)
Pretax account that can be used for on dependent care costs for the purpose of you or your spouse working. This is a use it or lose it account and it does not rollover year to year.
Annual Maximum Contribution – 2023 $5,000
Please see below for plan documents with detailed benefit information for each plan.
NFP Benefit Concierge