Eligibility
All full-time employees working at least 20 hours per week are eligible to participate in the benefit plans offered by Job Site Services. Newly hired employees will be eligible on the first day of active full-time employment. When you enroll in the benefits program, you may also cover your eligible dependents. Dependents include your legal spouse and children.
Children are eligible for benefits as follows:
• Medical, Dental and Vision: Until the last day of the year in which the child turns 26
• Dependent Child Life Insurance & AD&D: Until the last day of the year in which the child turns 26
Should your employment with Job Site Services end, your coverage will end as of the date of termination.
Medical/Rx Plans Overview
Below is a high-level overview of your plan options and in-network benefit information:
You can view more details of these plans by accessing the benefit summaries provided below.
Providers & Networks
The three medical plans function differently when it comes to networks and access. The two PPO and POS plans provide out-of-network coverage for a variety of services. If you do seek care out of network, you will experience higher cost sharing in addition to possible balance billing.
Instructions and tips for locating participating providers below --
- PPO PROVIDERS Enter your zip code and select "Yes this is Correct" - then in the upper right corner select your plan "PPO Plans"
- POS MI PROVIDERS Use this button if you are a MI Resident electing a POS Plan or a non-MI resident traveling to MI. Enter your zip code and select "Yes this is Correct" - then in the upper right corner select your plan "Blue Care Network HMO & POS Plans"
| There are differences in coinsurance on services like DME, skilled nursing, PT, OT, and chiropractic services - please review BAAGs carefully before making a medical plan selection. |
Virtual Care
Job Site Services provides those employees who are covered by one of the BCBSM medical plans access to virtual care with Teladoc Health. Teladoc Health provides members the opportunity to receive medical and mental health care from the comfort of your own home.
All eligible members will need to download the Teladoc Health app and create a new account with Teladoc Health.
Virtual Care:
Have a virtual visit with a U.S. board-certified doctor for minor illnesses such as colds, sore throats, urinary tract infections and pink eye. Visits are available for adults and children 24/7. Average wait time is 10 minutes. Prescriptions can be called in to your preferred pharmacy if needed.
Virtual Primary Care: (Available to PPO members only)
See your PCP virtually, from the convenience and comfort of your home. You will receive, at no cost to you, a digital blood pressure monitor before your first visit. Appointments are available from 7 a.m. to 6 p.m. Monday through Friday, and 8 a.m. to 12 p.m. on Saturday.
Member Advantages
- <7-day average wait time to see a PCP
- Eliminating transportation costs and travel time
- Build a relationship and receive quality care; average length of a new patient visit is 54 minutes
- Manage their chronic conditions; 46% of follow up visits were for identified chronic conditions
- Address their whole health needs; 20% of visits resulted in a referral to an in-network care provider and 53% used at least one other Teladoc service
Virtual Mental Health Services:
Through the Mental Health option, you can connect with a licensed therapist or U.S. board-certified psychiatrist when you’re dealing with stressful situations or issues such as grief, anxiety and depression. Appointments are available from 7 a.m. to 9 p.m., seven days a week. Therapy is available for members ages 13 and up. Psychiatry is available for members ages 18 and up.
Livongo:
A resource for those with hypertension, prediabetes, or diabetes. Some may qualify for a glucose monitor or scale, at no cost. See flyers for details.
myStrength:
A resiliency and behavioral health resources available to you for health needs including; depression, anxiety, substance abuse, chronic pain, and much more.
Dental Plans Overview
Below is a high-level overview of your plan option and benefit information:
You can view more details of these plans by accessing the benefit summaries provided below.
Vision Plan Overview
Life/AD&D
A sudden accident or death can leave you or your loved ones in a vulnerable position. Job Site Services provides all eligible employees Basic Life and Accidental Death & Dismemberment (AD&D) coverage in the amount of 1 time's your annual salary up to $200,000 at no cost to you. Employees have the opportunity to enroll in additional Life and Accidental Death & Dismemberment insurance which will supplement lost income in the event of an accident or death. If you choose to enroll in employee coverage, this will be in addition to your employer provided Basic Life coverage.
- Who's Your Beneficiary? Naming a beneficiary is a crucial part of electing life insurance. Also, don't forget to update your primary or secondary beneficiary if you experience a life event, such as a divorce or birth of a child.
Disability
Job Site Services provides Short-Term Disability at no cost to you!
Everyday illnesses or injuries can interfere with your ability to work, more serious issues can impact your ability to work indefinitely. Even a few weeks away from work can make it difficult to manage household costs. Disability coverage provides financial protection for you by paying a portion of your income, so you can focus on getting better and worry less about keeping up with your bills.
Long-term disability is available on a voluntary basis, with this coverage you would be eligible for 60% of your monthly income up to $5,000 per month after a 90-elimination period. Benefits may last for as long as you are disabled or reach SSNRA, rates are based on age, please see Employee Navigator for the cost.
Wellbeing
In today's fast-paced and interconnected world, where stress and mental health issues are on the rise, effective well-being plays a crucial role. At Job Site Services, we recognize that a healthy, content workforce is not only more productive but also fosters a positive culture. We strive for a supportive and inclusive environment where we encourage and support improvement of physical, mental, emotional, and social well-being. Whether within a corporate setting, a community, or on a personal level, well-being focuses on fostering awareness, empathy, and support to create a healthier and more balanced workplace and environment for all. Prioritizing employee wellness and wellbeing is not just a policy but a reflection of our commitment to both the individual and collective success of team.
To access the wellbeing newsletter, which includes resources, tips, recipes, and more, please select the button below.
