Table of Content
- Header
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Welcome
- OPEN ENROLLMENT REMINDER!
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Eligibility & Enrollment
- Eligibility
- Enrollment
-
Medical & Rx
- Medical/Rx Plans Overview
- Rx Information
- Providers & Networks
- Virtual Visits
- Carrier Resources & Education
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Accounts
- Health Savings Account (HSA)
- Flexible Spending Accounts (FSA)
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Dental
- Dental Plans Overview
- Providers & Networks
- Carrier Resources & Education
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Vision
- Network & Resources
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Financial Protection
- Life/AD&D
- Disability
- Patient Advocacy
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Personal Support & Assistance
- Employee Assistance Plan (EAP)
- Wellness
- InsurChoice
- Wellbeing
- BMi Dependent Audit
- Additional Educational Videos
- Have Questions?
- Footer
All FULL-TIME employees working at least 30 hours per week are eligible to participate in the benefit plans offered by The Reynolds Company. Newly hired employees will be eligible the 1st of the month following date of hire. When you enroll in the benefits program, you may also cover your eligible dependents. Dependents include your legal spouse and children.
Children are eligible for benefits as follows:
- Medical, Dental and Vision: Until the last day of the month in which the child turns 26.
- Dependent Child Life Insurance & AD&D: Until the date in which the child turns 23.
Should your employment with The Reynolds Company end, your coverage will end as of the date of termination.
Below is a high-level overview of your plan options and in-network benefit information.
You can view more details of these plans by accessing the benefit summaries provided below.
(800) 835-2362 | www.teladoc.com
All TRC employees have access to virtual visits with Teladoc, regardless of whether you are enrolled in one of the medical benefit options. Teladoc provides members the opportunity to receive medical care from the comfort of their own home. With Teladoc, eligible employees and dependents have access to board certified doctors 24 hours a day, 7 days a week, 365 days per year.
What Types of Conditions can I use Teladoc for?
How Much Does it Cost? It's Free!
Virtual Visits received for medical services are free for employees and their dependents! If prescribed a medication during a virtual visit, applicable Rx cost sharing will apply based on your prescription coverage.
To get access to these convenient services, visit www.teladochealth.com or call (800) 835-2362.
*You do not need a Teladoc code to register, you may skip that field when registering.
(800) 791-9361 | www.optumbank.com
The Health Savings Account (HSA) allows you to set aside pre-tax dollars to pay for eligible expenses. By contributing to a HSA, you reduce your taxable income, so you pay less in taxes — which saves you money.
2024 HSA Contribution Limits:
- $4,150 single / $8,300 family
- 55 or older Catch up: Additional $1,000
- Note: employer contributions count towards the maximums noted above.
*When registering, enter the group #718490.
(866) 755-2648 | www.myuhc.com
The Health Care and Dependent Care Flexible Spending Accounts (FSA) allow you to set aside pre-tax dollars to pay for eligible expenses. By contributing to one or both of the Flexible Spending Accounts you reduce your taxable income, so you pay less in taxes — which saves you money.
Contributions
The election you make during enrollment is your election for the entire plan year. You may change it only if you have a qualifying life event and the change request must be consistent with the event.
You may contribute as follows:
Health Care FSA
- Up to $3,200 annually
- If you are enrolled in an HSA plan, you will be eligible for the Limited Purpose FSA only
- Reimbursements allowed for unreimbursed medical, prescription, dental, and vision expenses
Dependent Care FSA
- Up to $5,000 annually
- Limited to $2,500 if you are married and file separate tax returns
Grace Period: Both the Health Care and Dependent Care FSA have a 75 day “grace period”. This means that you have until March 15, 2025, to incur your eligible expenses and until June 15, 2025, to submit your claims.
Below is a high-level overview of your plan options and benefit information:
What are Preventive Services? Routine oral exams and cleanings, x-rays,, sealants & fluoride treatments
What are Basic Services? Periodontics, endodontics (root canals), oral surgery, fillings, prosthetic maintenance
What are Major Services? Prosthodontics, crowns, dentures, implants & bridges
You can view more details of these plans by accessing the benefit summaries provided below.
Vision
Group # V1077 | (866) 633-2446 | www.myuhc.com
TRC's Vision benefits are through United Healthcare. When enrolled, you have the option of seeing an In-Network provider or an Out-of-Network provider. You receive the highest level of reimbursement when an In-Network provider is utilized.
Benefits include coverage for Exams, Lenses (including Contacts) and Frames.
You can register for the UHC member portal. You only need to register with one username, all of your active coverage with the TRC UHC plans will be populated through that one sign on.
To find out if your provider is in-network, please visit the website below.
800.423.2765 | www.lfg.com
The Reynolds Company provides both Short & Long-Term Disability benefits at no cost to you!
Everyday illnesses or injuries can interfere with your ability to work, more serious issues can impact your ability to work indefinitely. Even a few weeks away from work can make it difficult to manage household costs. Disability coverage provides financial protection for you by paying a portion of your income, so you can focus on getting better and worry less about keeping up with your bills.
800.448.8326 | www.ulliance.com
*When accessing the EAP for the first time (or if you do not choose to create a login), please enter your Company Name and the City in which you work.
Wellness
Virgin Pulse
The Simply Well Wellness Program, through Virgin Pulse, gives you the tools to get active, get healthy and live better everyday. You can easily track Preventive Care Exams and manage your health conditions with the new My Care Checklist.
Participation in the annual Health Check Survey and Biometric Screening process allows you to be eligible for the Reward Point program. Do healthy things, be rewarded, and celebrate success!
Signing Up is Easy!
We’ll help you make small, everyday changes for your wellbeing and focus on the areas you want to improve the most. Signing up is simple. Visit join.virginpulse.com/TRC or open the app and select Create Account.
Follow the progress bar as you complete these easy steps:
- Tell us who you are. We’ll ask for a few details about you and your sponsoring organization to check your eligibility. Some of the fields may already be filled in.
- Legal and privacy. Review and agree to the rules, data collection and privacy policy.
- Create your account. Add your email, make a password and give us some additional details to customize your experience.
- You’re all set! Your account is ready. Click Take Me There to sign in.
InsurChoice
BMi Dependent Audit
