Table of Content
- Header
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Page
- WELCOME
- ELIGIBILITY
- ENROLLMENT
- EMPLOYEE CONTRIBUTIONS
- PLANselect Tool
- MEDICAL/RX
- HEALTH SAVINGS ACCOUNT (HSA)
- VIRTUAL VISITS
- DENTAL
- VISION
- FLEXIBLE SPENDING ACCOUNT (FSA)
- LIFE & DISABILITY
- PROVIDED TO ALL EMPLOYEES
- ADDITIONAL EDUCATION
- Carrier Contacts
- Contact Us
- Footer
WELCOME
Helping you and your family reach and maintain good health is very important to Liquid Web. We are pleased to offer a selection of benefits designed with your health and financial wellbeing in mind. We review our benefit programs each year to ensure we consider the best combination of benefit coverage, network access and affordability for employees.
Please review the remainder of this page for more information regarding your 2023 benefit plans.
ELIGIBILITY
All regular employees working at least 30 hours per week are eligible to participate in the benefit plans offered by Liquid Web. New Hire Benefits are effective the first of the month following date of hire. When you enroll in the benefits program, you may also cover your eligible dependents. Dependents include your legal spouse and children. Children eligibility is as follows -
- Medical, Dental & Vision: Until the last day of the year in which the child turns 26
- Voluntary Life: Until the date of their 26th birthday.
Should your employment end with Liquid Web, your benefits will be terminated as of the end of the month in which the termination occurs.
ENROLLMENT
NEW HIRES! Action Required: You must log into Workforce Now and elect or waive benefits within 5 days of your onboarding day.
ENROLLMENT INSTRUCTIONS:
- Go to www.workforcenow.adp.com
- Enter your User ID and password
- Follow instructions and enroll in your benefits
- Make sure to save your elections and print your confirmation statement.
The only opportunity to modify your plan elections for 2023 is if you have a Qualifying Life Event. These are events such as marriage, divorce, birth or adoption of a child, loss of eligibility under another plan. If you experience a Qualifying Life Event, you may make changes to your benefits by contacting Human Resources and completing any election changes in ADP within 30 days of the event. You will need to provide supporting documentation to Human Resources to support the changes based on the Qualifying Life Event (marriage/birth certificates, divorce decree's, proof of loss of coverage, etc.). Exception: HSA contributions can be changed at any time for any reason by contacting Human Resources.
Please contact Human Resources if you need additional support or to submit your documentation for a qualifying event at hrstaff@liquidweb.com or 800.580.4985 x1047.
EMPLOYEE CONTRIBUTIONS
You contribute toward the cost of some of your benefits based on your annual salary. The employee contributions for Medical, Dental and Vision benefits are below. Payroll contributions shown below are based on a weekly basis and are paid on a pre-tax basis.
Those employees who elect one of the medical plans will also be automatically covered by the dental coverage as well. However, you may choose to elect stand-alone dental coverage (no medical coverage) of which the dental plan is free whether you are a single, two party, or family.
If you choose to waive medical, dental, and vision benefits, and are not covered under another employees Liquid Web plans, you will receive $100/month.
Medical/Dental Employee Contributions per Weekly Pay
Dental Contributions
Stand-Alone Dental
Vision Contributions
PLANselect Tool
PLANselect will help you pick the best value health plan option given your expected medical needs. The proprietary algorithm provides a personalized financial analysis and recommendation, considering both premium and expected out-of-pocket costs (co-pays, etc), as well as other important plan features.
Based on the information you provide, PLANselect will guide you towards the best option for you and your family.
Step 1: Select your Employee Class (based on annual earnings)
Step 2: Answer just FOUR questions about your medical needs
Step 3: Review the PLANselect analysis and recommendation - each plan will be ranked for highest value to you and your family
Step 4: Enroll!
MEDICAL/RX
BCBSM (Medical) Group # 007023395 | (866) 518.8054 | https://www.bcbsm.com/
CVS (Rx) | (844) 345.3242 | www.caremark.com
BCBSM is the Medical carrier and CVS/Caremark is the Prescription Drug carrier. If you choose to elect one of the medical plans, dental insurance will be automatically included at no additional cost!
Highlights of your medical plans are as follows:
- The Simply Blue PPO Plan includes copays for your routine standard services, including prescriptions. The deductibles and out-of-pocket maximums on this plan are embedded, view the video below for more information.
- The PPO HSA Plan requires that all services, including prescriptions, are subject to deductible before any insurance applies. The deductibles and out-of-pocket maximums on this plan are aggregate, view the video below for more information.
You may view participating providers at the link below or consult with your existing providers to see if they are in-network.