Annual enrollment is your opportunity to learn about the 2023 Monroe College Employee Benefits program, review your current coverage and choose the best options for you and your family. The elections you make during this Annual Enrollment period will take effect on May 1, 2023 and continue through April 30, 2024. Please review the 2023 Benefits Guidebook and attend our upcoming education sessions to learn more about your benefit options for the May 1, 2023 plan year.
Highlights for 2023:
Medical - There will be no changes to the four Aetna medical plans that are in place today; they will continue to be offered with the same deductibles, copays and coinsurance.
Dental - Monroe's dental plan is moving from Cigna to Aetna. The plan deductible and coinsurance will remain the same, and there will be no change to your paycheck contributions for dental!
All other benefits will be continued with no changes!
New for 2023!
Read more about these new benefits in the 2023 Benefits Guidebook and in the Voluntary Benefits section of this website.
If you were not able to attend one of the open enrollment webinars,
you can watch a recording of the presentation by clicking the link below
or view the slide deck to the right.
Aetna Medical / Prescription Drug Plans
The Aetna medical plans will continue to be offered in the new plan year. There will be no changes to what you pay out-of-pocket for the plans’ deductibles, copays, coinsurance, etc.
Health Reimbursement Account (HRA)
If you enroll in the Aetna HRA or Aetna Enhanced HRA plan, the College will fund your Health Reimbursement Account up to $750 for Employee Only coverage and up to $1,500 for Employee and Dependent coverage.
Health Savings Account (HSA)
If you enroll in the Aetna HSA or Aetna Enhanced HSA plan, Monroe College will continue to provide a contribution to your PayFlex Health Savings Account.
The maximum you may contribute to an HSA in 2023, as set by the IRS, is:
These HSA contribution maximums include the amount contributed to your HSA by Monroe College.
As a Monroe College employee, you have access to these voluntary plan options from Cigna:
These plans pay a cash benefit for covered services. Refer to the information below to read more about each of these plan options.
Starting in 2023, Monroe College is offering you an opportunity to enroll in these new voluntary plan options:
MetLife's Legal Services Plan provides access to a network of attorneys for no/low cost services related to a variety of issues. And the Identity Theft/Fraud Protection Plan includes online account and credit monitoring, access to a Virtual Private Network (VPN) to provide Wi-Fi security, and up to $1 million in identity theft insurance. See the materials below for more information on these new benefits!
And be sure to check out InsurChoice! This digital marketplace provides you with access to purchase a variety of goods and services at discounted prices. Options range from home insurance to movie tickets - visit the InsurChoice website to learn more! Purchases are made directly with the vendor or service provider, and not paid through payroll deductions.
The Monroe College Dental plan will move to Aetna beginning May 1, 2023. While the carrier is changing, there will be no change to the plan’s deductibles or coinsurance. And no change to the payroll cost for this coverage.
The Aetna Dental plan is a PPO plan, meaning the benefits paid by the plan differ for services provided by dentists that are part of the Aetna dental network, as compared to out-of-network dentists. Keep in mind that you will limit your out-of-pocket cost for services if you choose an Aetna participating dentist, as they will accept Aetna's allowed amount as payment in full. In addition, the plan has a lower deductible and pays a higher percentage of the allowed amount for certain services (e.g., fillings, oral surgery, endodontics) when you visit an Aetna network dentist.
Supplemental Life may be purchased in amounts as follows:
You must have or enroll in Supplemental Life coverage for yourself if you want to purchase Supplemental Life coverage for your spouse or child(ren).
The Hartford is offering employees an opportunity to purchase additional life insurance without requiring you to complete any medical information forms – no medical questions asked! Here is what you need to know:
For new enrollments or increases to coverage that exceed $150,000, you must complete and submit an Evidence of Insurability form to The Hartford for approval. Additionally, if you wish to elect coverage for your spouse, they must submit Evidence of Insurability and the entire amount of their election must be reviewed for approval by The Hartford. Contact Human Resources for the Evidence of Insurability form. Coverage will be effective after The Hartford approves your application.
Monroe College provides you with additional benefits at no cost to you:
Additional employee-paid benefits available to you:
This is a passive enrollment, so some elections you have in place today will roll forward to the May 1, 2023 – April 30, 2024 plan year and remain in place during that time.
Flexible Spending Account (FSA) and Health Savings Account (HSA) elections will not carry forward to the new plan year. You must make these benefit elections each year during annual enrollment if you would like them to continue.
Unless you have a mid-year life event, your next opportunity to elect Monroe College’s benefits will be in March 2024 (for coverage effective May 1, 2024).
You have from March 6 through March 17, 2023 to make your election. Use the ADP link to get started!
Medical & Pharmacy | Aetna
1-833-931-3596
Group #: 186119
Dental | Aetna
1-877-238-6200
Group #: 186119
Accident, Critical Illness and Hospital Indemnity | Cigna
1-800-754-3207
Policy #: Accident AI961048; Critical Illness CI961007; Hospital HC960442
Vision | Ameritas
1-800-877-7195
Group #: 026-201555
Flexible Spending Accounts | Employee Benefits Corporation
1-800-346-2126
Group ID #: M94479
Life and AD&D Insurance | The Hartford
1-888-563-1124
Policy #: 893541
Short and Long Term Disability Insurance | The Hartford
1-888-301-5615
Policy #: 893541
Legal Services Plan | MetLife
1-800-821-6400
Identity Theft Program | MetLife
1-833-552-2123
Benefit Support Team | NFP
Email: MonroeCollegeBenefits@nfp.com
1-877-607-2372
