Table of Content
- Header
-
Page
- WELCOME
- WELCOME
- ELIGIBILITY
- PREMIUM CONTRIBUTIONS
- ENROLLMENT
- MEDICAL/RX
- HEALTH REIMBURSEMENT ARRANGEMENT (HRA)
- HEALTH SAVINGS ACCOUNT (HSA)
- VIRTUAL VISITS
- DENTAL
- VISION
- FLEXIBLE SPENDING ACCOUNT
- LIFE & DISABILITY
- VOLUNTARY BENEFITS
- WELLNESS
- PROVIDED TO ALL EMPLOYEES
- ADDITIONAL EDUCATION
- Carrier Contacts
- Contact Us
- Footer
2023 Benefit Plans
New Hires must make elections within 30 days of date of hire.
WELCOME
Helping you and your family reach and maintain good health is very important to Dexter Stamping Company, LLC (Dexter). We are pleased to offer a selection of benefits designed with your health and financial wellbeing in mind. We review our benefit programs each year to ensure we consider the best combination of benefit coverage, network access and affordability for employees. Dexter remains committed to providing a competitive, cost-effective benefit program. Each year we take great care and detail in the benefit programs offered to employees.
Keep in Mind! If you reach 500 wellness points by 10/31/2023, you will qualify for discounted medical plan costs on the PPO HRA Plan!
Please review the remainder of this page for more information regarding your 2023 benefit plan options.
Dexter Stamping Company reserves the right to change the wellness points and discount opportunities.
ELIGIBILITY
All regular employees working at least 30 hours per week are eligible to participate in the benefit plans offered by Dexter. Direct New Hire Benefits are effective the 61st day of employment for hourly employees and effective the 1st day of employment for salary employee. If you are hired following a temp assignment, you will be eligible for benefits on the 1st day of full-time employment. When you enroll in the benefits program, you may also cover your eligible dependents. Dependents include your legal spouse and children. Dependent children eligibility is as follows:
- Medical | FSA: End of the year the child turns 26
- Dental | Vision: The child's 26th birthday
- Voluntary Life/AD&D: 19th birthday or 26th birthday if full time student
Should your employment end with Dexter, your benefits will be terminated as of 11:59 pm of your termination date.
ENROLLMENT
NEW HIRES! Action Required: You must elect or waive benefits within 30 days of hire.
ENROLLMENT INSTRUCTIONS:
- Review all benefit information
- Log in to your ADP portal
- Complete your elections
- Save a copy for your records
The only opportunity to modify your plan elections mid-year for 2023 is if you have a Qualifying Life Event. These are events such as marriage, divorce, birth or adoption of a child, loss of eligibility under another plan. If you experience a Qualifying Life Event, you may make changes to your benefits by contacting Human Resources within 30 days of the event. You will need to provide supporting documentation to support the changes based on the Qualifying Life Event (marriage/birth certificates, divorce decree's, proof of loss of coverage, etc.).
Please contact Beth Masters at bmasters@dexterstamping.com or 517-990-1917 for any questions and to provide documentation for qualifying events.
MEDICAL/RX
PPO Group #: 007017040 | (877) 722-6030 | www.bcbsm.com
We offer a comprehensive PPO plan with Blue Cross Blue Shield of MI (BCBSM) and a HDHP POS Plan with Blue Care Network.
The PPO and POS plans provide both in and out of network benefits and allow you the flexibility to see any doctor with no referrals. Please note, the POS plan does still require you to select a Primary Care Physician (PCP). Keep in mind, if you receive services from an out of network provider for either plan, your expenses are higher, and you may experience balanced billing.
- The PPO plan is paired with a Health Reimbursement Arrangement (HRA) to cover majority of your expenses associated with your deductible.
Below is a high-level overview of both plans in-network benefits (for details how specific services are covered or for out of network benefits, please refer to your plan summaries):