Helping you and your family reach and maintain good health is very important to Teijin Automotive Technologies. We are pleased to offer a selection of benefits designed with your health and financial wellbeing in mind. We review our benefit programs each year to ensure we consider the best combination of benefit coverage, network access and affordability for employees.
Please review your 2023 Teijin Automotive benefit materials for more information regarding your plans offerings for 2023
Now is a great time to focus on a heart-healthy diet. Foods rich in nutrients aid in maintaining heart health. Choosing whole grains, eating a variety of fruits and vegetables and reducing sodium is proven to positively impact heart health.
It is no secret that fruits and vegetables are good for health because they are high in nutrients such as potassium, Vitamin C and Vitamin A, and low in calories and fat. A diet rich in potassium is proven to maintain healthy blood pressure. The best part about it: eating fruits and vegetables aligns with every budget as canned, frozen and fresh are equally nutrient-rich!
When choosing canned or frozen items, don’t forget to check the nutrition label. Reading food labels is a skill that is often overlooked. You may find some canned or frozen products have added sodium. A simple hack to remove excess sodium is to rinse off the food item with water.
The Food and Drug Administration (FDA) considers something low in sodium if it has 5% DV (Daily Value) or less per serving and 20% DV is high in sodium. This is helpful to know when comparing items off the shelf. Choose products with low sodium and pay close attention to the serving size. By increasing serving size, the sodium level also increases.
Fiber can also support a healthy heart. Regular intake of whole-grain food ensures dietary fiber and improves blood cholesterol levels over time. To ensure a product is whole grain, read the ingredient list on the food label. The first ingredient must read “whole.” If you see one of the terms below on your ingredient label, there is a good chance it is a whole grain!
Nourishing the body with healthy food supports a strong heart. Take the time to read the food label and let the food speak for itself. Interested in learning more? The American Heart Association provides ample resources on heart health, including ways to increase dietary fiber, tips for reducing sodium and recipes.
*The Idaho Foodbank, February is Heart & Nutrition Month, https://idahofoodbank.org/nutrition-february-is-american-heart-month/
All newly hired Employees will be effective their 31st day after hire for medical, dental, and vision. Life, disability, legal, critical illness, hospital indemnity, and accident will be effective the 1st of the month following 90 days. Flexible spending account will be effective after the 90th day ore hire. Regular employees working at least 30 hours per week are eligible to participate in benefits offered by Teijin. When you enroll in the benefits program, you may also cover your eligible benefits. Dependents include your legal spouse, child(ren) up to age 26 (regardless of student status, marital status, residence, or financial dependence on you), and an unmarried child incapable of self-support. Children eligibility is as follows -
The Benefit choices you make during your open enrollment remain in effect for the entire year. You can, however, modify your elections under certain circumstances, called "Qualifying Events" These are events such as marriage, divorce, birth or adoption of a child, loss of eligibility under another plan. If you experience a qualifying event, you may make changes to your benefits within 30 days of the event.
Contact Human Resources if you have questions about qualifying events or if you find any discrepancies in your contributions.
BCBSM: Medical/Rx (Group #71319) | 866.491.3085 | www.bcbsm.com
BCBSM will continue to be the medical and prescription carrier this year. The plans that will be offered effective January 1, 2023 are as follows:
A PPO plan (BCBS) is a type of managed care health insurance plan that provides maximum benefits if you visit an in-network physician or provider, but still provides some coverage for out-of-network services. You may also visit any provider without a referral from your primary care physician. To find out if your provider is in-network, please visit the BCBSM website below. Be sure to select your correct network by choosing either PPO Plans under "Plan" in the upper right corner. Once you select your correct network you can search for a doctor or care provider by name, specialty, or condition.
You may view participating providers at the link below or consult with your existing providers.
BCBSM: Virtual Visits (Group #71319) | 844.606.1608 | www.bcbsmonlinevisits.com
Teijin provides those employees who are covered by one of the BCBSM medical plans access to virtual visits with BCBSM Online Visits. BCBSM Online Visits provide members the opportunity to receive medical and mental health care from the comfort of your own home. With BCBSM Online Visits, eligible employees and dependents have access to board certified doctors, psychiatrists and licensed therapists 24 hours a day, 7 days a week, 365 days per year.
How Much Does it Cost?
To get access to these convenient services, visit www.bcbsmonlinevisits.com - OR - you may call 844.606.1608.
EBC: FSA (Account #C98188E) | 800.346.2126 | www.ebcflex.com
HEALTH CARE FSA
The election you make during enrollment is your election for the entire plan year. You may change it only if you have a qualifying life event and the change request must be consistent with the event.
How the FSA Plan Works
You must incur your eligible expenses during the plan year — January 1 to December 31. An expense is considered to be incurred when the service is performed, not when you are billed or pay for the service. You do, however, have ability at the end of each plan year, you may use these funds left over from the current year FSA balance to pay for eligible expenses incurred in the first 2 ½ months of the following year. Any Unused funds beyond the 2 ½ month grace period will be forfeited.
Delta Dental: Dental (Group # 5291) | 800.524.0149 | www.deltadentalmi.com
Teijin's dental plan provides comprehensive coverage to help you and your family maintain good dental health. Providers are part of the Delta Dental PPO or Delta Dental Premier Network, or you may see an out-of-network dentist of your choice. Be aware if you go out-of-network, your costs will be higher.
To find out if your provider is in-network, please visit the Delta Dental Find a Dentist site below.