Red Spot Paint & Varnish Co., Inc.

Table of Content

  1. Header
  2. WELCOME
    1. WELCOME
    2. SELF SERVICE PORTAL
    3. BENEFITS ELIGIBILITY
    4. MEDICAL
    5. MEDICARE RESOURCES
    6. HSA
    7. FSA
    8. WELLNESS PROGRAMS
    9. PROCARE HEALTHSPOT
    10. DEACONESS EAP
    11. DENTAL
    12. VISION
    13. LIFE INSURANCE
    14. CRITICAL ILLNESS
    15. HOSPITAL INDEMNITY
    16. 401K
    17. HOLIDAYS
    18. CONTACTS
    19. ANNUAL NOTICES
    20. REMINDERS
    21. VALUE ADDED BENEFITS
  3. Footer

WELCOME

As 2022 winds down, it is time to review your current elected benefits and determine whether you wish to make changes for 2023. During the open enrollment window, you may add, delete, or change benefits without a qualifying life event. Any changes you make during open enrollment will be effective 1/1/2023.


Brief Overview for 2023:

·      UMR/United Healthcare Medical – there are no benefit plan design changes for plan year 2023 for the PPO Plan; however, there are minimal changes in the High Deductible Health Plan as required by IRS regulations. Refer to medical tab for detailed information. New premiums for both plans go into effect on 1/1/23. We encourage you to review who you are covering by logging into ADP and looking under Benefits and Enrollments. As a reminder, spouses are only eligible to be covered if they do not have coverage through their own employer. Children can be covered through the end of the month they turn 26 even if they have their own coverage available.  If you are not making changes to your covered dependents or plan type, you do not have to take action. If changes occur through the calendar year, it is your responsibility to contact HR as soon as possible.


·      Paramount Dental – there are no benefit plan design changes for 2023; however new premiums are effective 1/1/23 as shown under the dental tab. We encourage you to review who you are covering on the Red Spot Dental Plan by logging into ADP and looking under Benefits and Enrollments. As a reminder, spouses can be covered on this plan even if they have other coverage available through their own employer. Dependent children can be covered through the end of the month they turn 24. If you are not making changes to your covered dependents, you do not have to take any action.

  • Flexible Spending Account (FSA) - to participate in the 2023 FSA for either medical or dependent child care expenses, you must enroll online with American Benefits Group during the enrollment window shown above.  Unlike the other benefits, this one must be elected on an annual basis. Go to the FSA tab to review detailed information and to enroll online.     

·      Voluntary Vision (VSP), Voluntary life, Critical Illness, and Hospital Indemnity - review detailed information about these plans by clicking on the tab for each relevant benefit. If you are currently enrolled and do not wish to make changes, you do not need to take action. 



·      Enrollment forms – Do not complete forms unless you are adding or removing coverage for yourself and/or a dependent. All enrollment forms are listed under the relevant tabs for each benefit.  



·      Important annual notices – Please click on the tab for annual notices to review relevant information related to your benefits eligibility.



·      Qualifying Life Event – the benefit elections you make during annual open enrollment remain in effect for the entire year of 2023 unless you experience a qualifying life event such as those shown below. If a qualifying life event occurs, you must notify HR within 31 days of the event to make the change. 

o  birth/adoption

o  marriage or divorce

o  change in your dependent’s eligibility for benefits such as change in your spouse’s or a dependent’s employment

o  You, your dependent, or your spouse become enrolled in Medicare or Medicaid

o  Your dependent ceases to satisfy the dependent age eligibility requirements

SELF SERVICE PORTAL

EMPLOYEE SELF SERVICE PORTAL:

The ADP Portal provides 24-hour access—from work, home, or mobile device—to a wide range of HR resources, including W-2 information, paycheck history, summary plan descriptions, provider websites and much more!

To access the Self-Service Portal, visit https://workforcenow.adp.com (link below)

User ID- first initial last name @redspot [example- jsmith@redspot]

Password- personal password created at registration

BENEFITS ELIGIBILITY