Unum | Policy # 428470 (Supplemental Life) 915269 (Basic Life) 915269 (STD) | 800.854.1446 | www.unum.com

Askar Brands provides you with financial protection benefits with Basic Life insurance and Short-Term Disability benefits with Unum. You also have the opportunity to purchase Supplemental Life insurance.

Basic Life/AD&D- Employer Paid (Provided to Managers and above)

You are automatically enrolled in Basic Life and AD&D insurance benefits if you are a manager or above. Your Basic Life insurance benefit is $20,000 (reduced if you are age 65 or older), and the amount of your AD&D benefit is $20,000.

Supplemental Life- Employee Paid

You have the opportunity to enroll in Supplemental Life insurance for yourself, your spouse or your dependent children, which will supplement lost income in the event of death. You must elect Supplemental Life insurance coverage in order to elect coverage for your spouse and/or children.

• Employee: Choose in $10,000 increments up to the lesser of 5x your annual salary or $500,000. Guarantee Issue: $100,000
• Spouse: Choose in $5,000 increments up to 100% of the amount you elect for yourself or $500,000 Guarantee Issue: $25,000
• Child: Choose in $2,000 increments up to $10,000 *Live birth to 6 months, maximum benefit is $1,000. Guarantee Issue: $10,000

Evidence of Insurability (EOI): When you are first eligible (at hire) for Voluntary Life, you may purchase up to the Guaranteed Issue without Evidence of Insurability (EOI). Any amount elected over the GI will require EOI.

Who's Your Beneficiary? Naming a beneficiary is a crucial part of electing life insurance. Also, don't forget to update your primary or secondary beneficiary if you experience a life event, such as a divorce or birth of a child.

Short Term Disability- Employer Paid (Provided to Managers and above)

Everyday illnesses or injuries can interfere with your ability to work. Even a few weeks away from work can make it difficult to manage household costs. Short Term Disability coverage provides financial protection for you by paying a portion of your income, so you can focus on getting better and worry less about keeping up with your bills. You are automatically enrolled in Short Term Disability if you are a manager or above. This benefit will provide you 60% of your weekly income (up to $1,000 per week) for up to 26 weeks.

Typical claims would include: pregnancy, injuries, joint, back and digestive disorders.