WELCOME
Helping you and your family reach and maintain good health is very important to Web Press of MI. We are pleased to offer a selection of benefits designed with your health and financial wellbeing in mind. We review our benefit programs each year to ensure we consider the best combination of benefit coverage, network access and affordability for employees.
We remain committed to providing a competitive, cost-effective benefit program. Each year we take great care and detail in the benefit programs offered to employees. Below are highlights of the new changes that will be effective November 1st 2025:
MY HEALTH
Medical | HAP
Dental | Delta Dental
Vision | Unum / eyemed network
Health Savings Accounts | Health Equity
MY LIFE
Life and AD&D | Mutual of Omaha
Disability | Mutual of Omaha
Accident | UNUM
Critical Illness | UNUM
MY EXTRAS
Travel Assistance | Mutual of Omaha
Please review your Open Enrollment materials for more information regarding your plans offerings for the new plan year.
ENROLLMENT
EMPLOYEE ELIGIBILITY
You (Team Member) are eligible to participate if you are full-time and work a minimum of 30 hours per week. Your coverage will be effective 1st of the month following 60 days from your date of hire.
Children eligibility is as follows -
- Medical: End of the year the child turns 26
- Vision, Dental, Life: End of the month the child turns 26
The Benefit choices you make during your open enrollment remain in effect for the entire year. You can, however, modify your elections under certain circumstances, called "Qualifying Events" These are events such as marriage, divorce, birth or adoption of a child, loss of eligibility under another plan. If you experience a qualifying event, you may make changes to your benefits within 30 days of the event or 60 days if the event is due to birth or adoption of a child.
Contact Human Resources if you have questions about qualifying events.
MEDICAL/RX
Medical / Rx plan Options
- PPO 3500
- HMO HSA 4000
- HMO HSA 7500
HSA
Health Equity HSA
The Health Savings Account (HSA) allow you to set aside pre-tax dollars to pay for eligible expenses. By contributing to a HSA you reduce your taxable income, so you pay less in taxes — which saves you money.
To be eligible to contribute towards an HSA tax-free, you must meet the requirements below:
- Covered by a Qualified High Deductible Health Plan
- You cannot be covered by another health plan (including if your spouse has a Flexible Spending Account)
- You cannot be covered by Medicare or Medicaid
- You cannot be eligible to be claimed as a tax dependent
- You have not received VA benefits in the past 90 days
VIRTUAL VISITS
DENTAL
You have the freedom to select the dentist of your choice; however when you visit a participating in-network dentist, you will have lower out-of-pocket costs, no balance billing, and claims will be submitted by your dentist on your behalf.
This dental plan offers deeper discounts when you visit a provider that is In-Network. In-Network providers can be found on your www.deltadentalmi.com under “Find a Dentist”. Choose the network based on the plan type you are choosing.
Delta PPO and Premier Dentists are both In-Network with Delta. Delta PPO dentists offer the greatest discounts.
VISION
VISION NETWORKS: Members have the freedom to choose any provider from EyeMed's Insight network. Our network offers the right mix of independent, national retail and regional retail providers like Lens Crafters, Pearle Vision, Target Optical.JC Penney, and Sears Optical.
Members can also purchase glasses and contact lenses online at Glasses.com and www.ContactsDirect.com
Find a provider 24/7 at www.EyeMedVisionCare.com/Unum
LIFE & DISABILITY
Web Press of MI provides you with financial protection options for life, accidental death & dismemberment, short term disability and long term disability with Mutual of Omaha.
Life/AD&D
A sudden accident or death can leave you or your loved ones in a vulnerable position. Employees have the opportunity to enroll in Term Life and Accidental Death & Dismemberment insurance which will supplement lost income in the event of an accident or death. If you choose to enroll in employee coverage, this will be in addition to your employer provided Basic Life coverage.
Who's Your Beneficiary? Naming a beneficiary is a crucial part of electing life insurance. Also, don't forget to update your primary or secondary beneficiary if you experience a life event, such as a divorce or birth of a child.
Short Term Disability
Everyday illnesses or injuries can interfere with your ability to work. Even a few weeks away from work can make it difficult to manage household costs. Short Term Disability coverage provides financial protection for you by paying a portion of your income, so you can focus on getting better and worry less about keeping up with your bills.
Long Term Disability
Serious illnesses or accidents can interrupt your life, and your ability to work for months – even years. Long Term Disability provides financial protection for you by paying a portion of your income, so you have financial support to manage your disability and your household.
Please consult your Employee Benefits Guide and review the benefit summaries for additional details.
ACCIDENT & CRITICAL ILLNESS
Unum
Web Press of MI provides a competitive benefits package for all employees as part of our total compensation package. We realize you make benefit choices based on what’s important to you and the needs of your changing lifestyle. Therefore, along with our core benefits, we offer these additional benefits which help to provide financial support to employees. Additional benefits include:
- Accident Care
- Critical Illness
ADDITIONAL EDUCATION
Carrier Contacts
HAP
www.hap.org
P: 800.422.4641 (HMO) 800.999.4347 (PPO)
Delta Dental
www.deltadentalmi.com
P: 800.524.0149
Unum Vision
eyeMed Insight Network
P: 866.679.3054
Mutual of Omaha Life, STD, & LTD
P: 248.344.1500
Worldwide Travel Assistance
800.856.9947 Within the U.S.
312.935.3658 Outside the U.S.
Health Savings Accounts
P: 877.915.3233
Contact Us
As you consider your benefit options, please be sure to review all available information: Employee Benefits Guide, Payor portal, and other videos and flyers found on this webpage. If you don't understand your benefits or need any assistance, please contact:
Client Contacts
Jill Nichols
jnichols@mihomepaper.com
(989) 845-7403