Welcome

2021 Annual Enrollment Starts Here!

Annual enrollment is your opportunity to learn about the 2021 Monroe College Employee Benefits program, review your current coverage and choose the best options for you and your family. The elections you make during this Annual Enrollment period will take effect on May 1, 2021 and continue through April 30, 2022.

 

Please review the 2021 Benefits Guidebook and attend our upcoming education session to learn more about your benefit options for the May 1, 2021 plan year.


Highlights for 2021:

  • No changes to the Cigna medical plan options
  • Employee payroll costs for medical coverage will remain the same for the new plan year, unless you change plans or add or remove dependent(s)
  • Life, AD&D, and Disability plans, including NY Disability Benefits Law (DBL) and NY Paid Family Leave (PFL) is moving from Symetra to The Hartford, effective May 1, 2021


Education Session:

If you missed the March 9 Open Enrollment Presentation; click here or below to listen to the recording, and see the slide deck below.

2021 Benefits Guidebook

2021 Benefits Guidebook

Open Enrollment Presentation - Slide Deck

Open Enrollment Presentation - Slide Deck

Open Enrollment Presentation - Recording

Open Enrollment Presentation - Recording

Medical & Prescription Drug

Cigna HealthCare Medical Plan Options

Good news for 2021 – there will be no increase to your payroll cost for coverage again this year!


While the cost for our plan is increasing, because of the challenges the last year has brought to all of us, we will not be sharing that increase with employees. Unless you change your plan election or add/remove a dependent from your plan, your payroll deduction for your medical plan will not change.


In addition, there will be no changes to how our plans work again this year. That means what you pay out-of-pocket for the plans’ deductibles, copays, coinsurance, etc. will all stay the same for the new plan year.


Health Reimbursement Account (HRA)

If you enroll in the HRA or Enhanced HRA plan, the College will fund your Health Reimbursement Account up to $750 for Employee Coverage or $1,500 with dependents enrolled.


Health Savings Account (HSA)

If you enroll in the HSA or Enhanced HSA plan, Monroe College will continue to provide a contribution to your Health Savings Account:

  • HSA Plan: $500 for Employee Coverage or $1,000 with dependents enrolled·        
  • Enhanced HSA Plan: $400 for Employee Coverage or $800 with dependents enrolled.


The maximum you may contribute to an HSA in 2021, as set by the IRS is:

  • $3,600 for Employee Only coverage
  • $7,200 with any dependents enrolled
  • Up to $1,000 additional catch-up contribution if you are age 55 or older.
HRA Plan Benefit Summary

HRA Plan Benefit Summary

HRA Summary of Benefits & Coverage

HRA Summary of Benefits & Coverage

HSA Plan Benefits Summary

HSA Plan Benefits Summary

HSA Summary of Benefits & Coverage

HSA Summary of Benefits & Coverage

Enhanced HSA Plan Benefit Summary

Enhanced HSA Plan Benefit Summary

Enhanced HSA Summary of Benefits & Coverage

Enhanced HSA Summary of Benefits & Coverage

Enhanced HRA Benefit Summary

Enhanced HRA Benefit Summary

Enhanced HRA Summary of Benefits & Coverage

Enhanced HRA Summary of Benefits & Coverage

Cigna Vision Benefit Summary

Cigna Vision Benefit Summary

myCigna Website

Login to your myCigna.com account to find participating providers and learn more about what Cigna has to offer!

myCigna Website

Login to your myCigna.com acco ...

Preventive Care Toolkit

Visit the Preventive Care Toolkit to learn more about Preventive Care benefits, Telehealth and various resources availab ...

Preventive Care Toolkit

Visit the Preventive Care Tool ...

Medicare and HSAs Q&A

If you are or will soon be eligible for Medicare, read this information to understand how Medicare impacts your eligibil ...

Medicare and HSAs Q&A

If you are or will soon be eli ...

Voluntary Benefits

Cigna Voluntary Benefit Plans

As a Monroe College employee, you have access to these voluntary plan options from Cigna:

  • Accidental Injury
  • Critical Illness
  • Hospital Indemnity


These plans pay a cash benefit for covered services. Refer to the information below to reach more about each of these plan options.

Accidental Injury Benefit Summary

Accidental Injury Benefit Summary

Critical Illness Benefit Summary

Critical Illness Benefit Summary

Hospital Indemnity Benefit Summary

Hospital Indemnity Benefit Summary

Supplemental Life

The Hartford Supplemental Life Insurance

Supplemental Life may be purchase in amounts as follows:

  • Employee coverage: the lesser of $500,000 or 5 times your annual earnings, purchased in $10,000 increments
  • Spouse coverage: the lesser of $250,000 or the amount of the employee supplemental life coverage purchased, coverage is purchased in $5,000 increments
  • Child coverage: the lesser of $10,000 or the amount of the employee supplemental life coverage purchased; coverage is purchased in $2,000 increments


You must have or enroll in Supplemental Life coverage for yourself if you want to purchase Supplemental Life coverage for your spouse or child(ren).


As Monroe College’s new Life and Disability insurance company partner, The Hartford is offering employees a one-time opportunity to purchase additional life insurance without requiring you to complete any medical information forms – no questions asked! Here is what you need to know:

  • If you are not currently enrolled in Supplemental Life, you may elect up to $150,000 of Supplemental Life coverage
  • If you are currently enrolled in Supplemental Life with less than $150,000 in coverage, you may elect to increase your current coverage up to a total of $150,000
  • If your spouse is not currently enrolled in Spouse Supplemental Life, you may elect up to $25,000 of Spouse Supplemental Life
  • If your spouse is currently enrolled in Spouse Supplemental Life with less than $25,000 in coverage, you may increase your coverage amount up to $25,000 without having to provide any medical information


For new enrollments or increases to coverage that exceed $150,000 for Employee Supplemental Life or $25,000 for Spouse Supplemental Life, you must complete and submit an Evidence of Insurability form to The Hartford for approval.  Contact Human Resources for the Evidence of Insurability form. Coverage will be effective after The Hartford approves your application.

Dental

Cigna Dental Plan

The Monroe College Dental plan will remain the same for the May 2021 plan year, with no change to the plan’s deductible or coinsurance. Refer to the 2021 Benefit Guidebook for details regarding payroll costs.


Monroe College’s Dental plan is a PPO plan, meaning the benefits paid by the plan differ for services provided by dentists that are part of the Cigna dental network, as compared to out-of-network dentists. Keep in mind that you will limit your out-of-pocket cost for services if you choose a Cigna participating dentist, as they will accept Cigna’s allowed amount as payment in full. In addition, the plan has a lower deductible and pays a higher percentage of the allowed amount for certain services (e.g., fillings, oral surgery, endodontics) when you visit a Cigna network dentist.

Dental Benefit Summary

Dental Benefit Summary

myCigna Website

Login to your mycigna.com account to find participating dentists in your area.

myCigna Website

Login to your mycigna.com acco ...

How to Enroll

Is Action Required?

This is a passive enrollment, so some elections you have in place today will roll forward to the May 1, 2021 – April 30, 2022 plan year and remain in place during that time.


Flexible Spending Account (FSA) and Health Savings Account (HSA) election will not carry forward to the new plan year. You must make these benefit elections each year during annual enrollment if you would like them to continue.


Unless you have a mid-year life event, your next opportunity to elect Monroe College’s benefits will be in March 2022 (for coverage effective May 1, 2022).


You have from March 9 through March 19, 2021 to make your election.  Use the ADP link to get started!  

ADP Enrollment Instructions

Step by Step instructions to guide you through the enrollment process

ADP Enrollment Instructions

Step by Step instructions to g ...

Contact Information

Medical & Pharmacy | Cigna

www.mycigna.com

1-800-244-6224

Group #: 3337051


Dental | Cigna

www.mycigna.com

1-800-244-6224

Group #: 2500001


Accident, Critical Illness and Hospital Indemnity | Cigna

www.mycigna.com

1-800-754-3207

Policy #: Accident AI961048; Critical Illness CI961007; Hospital HC960442


Vision | Ameritas

www.vsp.com

1-800-877-7195

Group #: 026-201555


Flexible Spending Accounts | Employee Benefits Corporation

www.ebcflex.com

1-800-346-2126

Group ID #: M94479


Life and AD&D Insurance | The Hartford

www.thehartford.com

1-888-563-1124

Policy #: 893541


Short and Long Term Disability Insurance | The Hartford

www.thehartford.com

1-888-301-5615

Policy #: 893541


Benefit Support Team | NFP

Email: MonroeCollegeBenefits@nfp.com

1-800-607-2372