Please review our 2021 - 2022 Guidebook to learn about FCA's benefit offerings.
Employee Navigator will be used to make your elections. Below highlights the benefits for the plan year.
MEDICAL AND DENTAL
The Medical and Dental plans are with UnitedHealthcare (UHC).
FC Architects, Inc. offers Vision benefits through VSP.
AFLAC VOLUNTARY BENEFITS
Accident, Critical Illness and Hospital Indemnity are offered through Aflac.
FLEXIBLE SPENDING ACCOUNTS
Health Care Flexible Spending Accounts (NOT APPLICABLE TO HDHP PLAN MEMBERS IF YOU CONTRIBUTE TO AN HSA):
Employees may elect up to $1,500 per year on a pre-tax basis to use towards health care purchases. Keep in mind, the FSA accounts have a “use it or lose it” rule, minus a $550 rollover.
Dependent Care Flexible Spending Accounts:
You can set aside an annual amount up to $5,000 on a pre-tax basis to use towards expenses for qualified dependent(s).
Health Savings Account (HSA):
If you enroll in the High Deductible Health Plan, you have the opportunity to contribute to a Health Savings Account (HSA). An HSA is a bank account used to pay for qualified health expenses (medical, dental, vision) for you and your eligible tax dependents. The 2022 maximum contribution is $3,650 for single coverage and $7,300 when covering dependents.
LIFE AND DISABILITY
The Life/AD&D, Voluntary Life, Short Term and Long Term disability programs are with the The Standard.
NEW: UNIVERSAL LIFE INSURANCE
FC Architects, Inc. offers a Permanent Life option through Transamerica. Universal Life allows you to build cash value, borrow from it to help pay for expenses such as college tuition and mortgage, and use to help pay for costs associated with Long Term Care. Click Here to view the video for additional information.
A pet insurance policy can help offset costs for routine care and unexpected illness or injury. ·Learn more by calling 877-738-7874 or for a no obligation quote visit www.petinsurance.com/fcarchitects Enroll directly through Nationwide.
The Family Legal Plan is a legal benefits plan that protects members from unexpected personal
legal issues. With a Legal Plan, you’ll save time and costly legal fees. You’ll also have access to one of the largest networks of attorneys to help navigate common individual or family legal issues.
Learn more by calling 800-248-9000 or visit https://www.legaleaseplan.com/fcarchitects
Enroll via Employee Navigator.
Please see UnitedHealthcare's newest fitness programs below.