Life Insurance

If you were to pass away, your loved ones don't just lose you, they also lose the financial support you provide. Term life insurance can help them and provide you with peace of mind.


Term life insurance is life insurance that provides coverage at a fixed rate of payments for a limited period of time, the relevant term. After that period expires, coverage at the previous rate of premiums is no longer guaranteed and you must either forgo coverage or potentially obtain further coverage with different payments or conditions. If you die during the term, the death benefit will be paid to your beneficiary.


  • Term life insurance guarantees payment of a stated death benefit to the insured's beneficiaries if the insured person dies during a specified term.
  • These policies have no value other than the guaranteed death benefit and feature no savings component as found in a whole life insurance product. 
  • Term life premiums are based on a person’s age, health, and life expectancy.