Hospital indemnity insurance options are supplemental health insurance services that pay a fixed dollar amount for commonly used medical services, including hospital and doctor’s office benefits.

If you experience a covered medical event, such as a hospital stay, then a hospital indemnity pays a set fee in cash directly to you or the hospital designated by you.

More than just hospital insurance, our products can also include supplemental indemnity payments for a critical illness diagnosis or unexpected accidents. Hospital indemnity insurance is not considered an ACA-qualified plan, but it can be used as a supplement to a major medical ACA plan to help cover a deductible or out-of-pocket expenses.