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  2. Business Owners' Policy
    1. Description 1
    2. Description 2
    3. Description 3
  3. About Us
    1. We are NFP
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A business owners' policy (BOP) is a special type of commercial insurance designed for small and medium-size businesses. A typical BOP policy includes property and liability insurance.



A few things to know about the BOP:


  • BOP coverage usually includes buildings and personal business property.
  • Many policies will include business interruption coverage, providing up to 12 months of income when a business is forced to shut down operations because of a covered property event.
  • Liability insurance offers coverage for third parties who suffer a covered loss on your premises as a result of something you or your employees did or didn’t do.
  • Most liability coverage providers also offer optional additions or endorsements on business owners' policies to tailor a policy to your specific needs.



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We are NFP.


NFP is a leading insurance broker and consultant that provides specialized business and personal insurance, group benefits, retirement and individual solutions through our licensed subsidiaries and affiliates. Our expertise is matched by our commitment to each client's goals and is enhanced by our investments in innovative technologies in the insurance brokerage and consulting space.


NFP enables client success through global capabilities. Our expansive reach gives us access to highly rated insurers, vendors and financial institutions in the industry, while our locally based employees tailor each solution to meet our clients' needs. We've become one of the largest insurance brokerage, consulting and wealth management firms by building enduring relationships with our clients and helping them realize their goals.


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