How does an Aflac accident insurance policy work? Aflac offers supplemental accident insurance that can help with expenses your health insurance plan might not cover. We pay cash benefits directly to you (unless assigned otherwise) to be used however you choose.

Step 1 – Trouble strikes. You are cleaning your gutters when the ladder slips and you fall off.
Step 2 – You are taken to the ER by ambulance. The physician visit and X-ray in the ER reveals a dislocated hip and a broken wrist.
Step 3 – Aflac can help you have added peace of mind. Cash benefits are paid directly to you (unless assigned otherwise), helping ease the financial stress of an accident.
Step 4 – You get your money fast. Covered claims made on your Aflac Accident Indemnity Advantage® policy are paid fast, so unexpected bills don’t have to leave you sidelined.

Life can be unpredictable. We can’t foresee all the things that can get in your way, but we can help make sure waiting to get paid won’t slow you down. Most covered claims are paid fast so you can focus on your health, not your finances.

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